Euronet Worldwide Inc was incorporated in 1994. The Company is an electronic payment provider. The Company offers payment and transaction processing and distribution solutions to financial institutions, retailers, service providers and individual consumers. Its main product offerings include comprehensive automated teller machine (ATM), point-of-sale (POS) and card outsourcing services; electronic distribution of prepaid mobile airtime and other electronic payment products, and consumer money transfer services. The Company operates in three segments which are The EFT Processing segment, the epay segment, and the Money Transfer segment. The EFT Processing segment provides comprehensive electronic payment solutions consisting of ATM network participation; outsourced ATM and POS management solutions; credit and debit card outsourcing; card issuing and merchant acquiring services; The epay Segment provides electronic distribution of prepaid mobile airtime and other electronic payment products and collection services for various payment products, cards and services. It operates a network that enable electronic processing of prepaid mobile airtime top-up services in Europe, the Middle East, Asia Pacific, North America and South America. The Money Transfer Segment provides consumer-to-consumer money transfer services. It also offers customers bill payment services (mainly in the U.S.), payment alternatives such as money orders and prepaid debit cards, comprehensive check cashing services for a wide variety of issued checks, and foreign currency exchange services. It has eleven transaction processing centers, including four in Europe, two in Asia Pacific, two in the United States and one in the Middle East. The Company is subject to regulation by the U.S. states in which it operates, by the U.S. federal government and by the governments of the other countries in which it operates.