Entrepreneur and Financial guru Mark Tilbury says a willingness to use debt strategically and walk away from dead-end jobs helped transform him from a broke employee into a multimillionaire earning about $100,000 a week.

Tilbury Shares Wealth-Building Lessons

On Sunday, Tilbury, 58, posted on X, describing a career turnaround he says began after a difficult start in the workforce.

"In my 20s I was broke, bullied by my boss in a soul-crushing 9-5," Tilbury wrote, contrasting that with his current life running a YouTube channel with more than 7 million subscribers and traveling globally.

Tilbury credited five habits for the change, including what he called "embracing debt."

He said he used borrowed money to acquire assets rather than "liabilities," urging caution but arguing that fear of debt can limit growth.

"Be cautious when using debt, but never fear using it to your advantage," he wrote.

He also pointed to an obsession with success, setting short- and long-term goals to maintain focus, and building multiple income streams early in his career so they could later generate income with less daily effort.

Another turning point, Tilbury said, was knowing when to quit.

He recalled earning $2 an hour as a carpenter's apprentice and said leaving that path allowed him to start his own business.

"Sometimes quitting when something just isn't working out for you might be your best option," he wrote.

Tilbury added that learning not to be "too nice" helped him set boundaries and protect his time.

Tilbury's 35 Success Lessons and 3 Retail Spending Tricks

Earlier, Tilbury urged young adults to build discipline and strong habits early.

He said willpower, focus and networking mattered more than knowledge alone and encouraged people to embrace failure and protect their reputations.

Tilbury also advised starting retirement investing early, avoiding flashy purchases and choosing partners carefully.

Tilbury also explained three tactics businesses use to get customers to spend more.

He said retailers often put popular items at the back of stores so shoppers walk past other products and make impulse purchases.

He said companies also use low-priced offers to attract customers and make mid-tier options appear more attractive.

Tilbury added that once customers made a small purchase, they were more likely to spend again.

Disclaimer: This content was partially produced with the help of AI tools and was reviewed and published by Benzinga editors.

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