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Market Overview

Earnings Outlook For Umpqua Holdings


On Wednesday, January 20, Umpqua Holdings (NASDAQ:UMPQ) will release its latest earnings report. Benzinga's report can help you figure out the ins and outs of the earnings release.

What Are Earnings, Net Income, And Earnings Per Share?

Earnings and EPS are useful metrics of profitability. Total earnings also known as net income is equal to total revenue minus total expenses. Dividing net income by the total number of shares outstanding yields EPS.

Earnings And Revenue

Analysts expect Umpqua Holdings earnings of $0.48 per share. Revenue will likely be around $331.47 million, according to the consensus estimate. In the same quarter last year, Umpqua Holdings reported earnings per share of $0.38 on revenue of $310.56 million.

Why Analyst Estimates And Earnings Surprises Are Important

Wall Street analysts who study this company will publish analyst estimates of revenue and EPS. The averages of all analyst EPS and revenue estimates are called the "consensus estimates"; these consensus estimates can have a significant effect on a company's performance during an earnings release. When a company posts earnings or revenue above or below a consensus estimate, it has posted an "earnings surprise", which can really move a stock depending on the difference between actual and estimated values.

The Wall Street consensus estimate for earnings would represent a 26.32% increase for the company. Revenue would be up 6.73% from the same quarter last year. In comparison to analyst estimates in the past, here is how the company's reported EPS stacks up:

Quarter Q3 2020 Q2 2020 Q1 2020 Q4 2020
EPS Estimate 0.35 0.16 0.26 0.35
EPS Actual 0.57 0.24 0.41 0.38
Revenue Estimate 321.69 M 298.01 M 290.97 M 300.14 M
Revenue Actual 348.50 M 327.98 M 259.18 M 310.56 M

Stock Performance

Shares of Umpqua Holdings were trading at $16.68 as of January 18. Over the last 52-week period, shares are down 7.87%. Given that these returns are generally negative, long-term shareholders are probably down going into this earnings release.

Do not be surprised to see the stock move on comments made during its conference call. Umpqua Holdings is scheduled to hold the call at 13:00:00 ET and can be accessed here.


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Posted-In: BZI-EPEarnings