Contributor, Benzinga
July 19, 2021
Overall Rating:
securely through Kriptomat's website

Kriptomat is a customer-focused, user-friendly cryptocurrency exchange. Founded by the teams behind Spletnik and Platformax, Kriptomat allows crypto newbies to invest in this exciting financial asset by storing, sending and receiving cryptocurrencies at any time. 

Best For
  • Crypto newbies
  • Investors who want to learn top techniques for trading crypto
  • Europeans speaking a wide variety of languages
  • Over 200 supported cryptocurrencies
  • Insured by Fireblocks
  • Available in 50-plus countries with support in over 23 languages
  • Not available in the U.S.

Kriptomat Ratings at a Glance

Investment Methods

At Kriptomat, you can do anything you like with the cryptocurrency of your choice. As you search for investment opportunities or wish to engage in crypto-banking, you can:

  • Buy and sell 1 or more of 200 cryptocurrencies
  • Exchange crypto to crypto
  • Open a savings account using cryptocurrency
  • Arrange for automated crypto buys

Buying and selling cryptocurrency, like any other investment, involves research and timing. Kriptomat helps you in this area with the Learn section, explaining how to use the platform, offering more information about cryptocurrency and presenting a guidebook of cryptocurrencies. You can also click on the Help section to search topics or read the blog to learn more about trending topics involving Kriptomat and the crypto sector.

Saving with cryptocurrency involves a simple return on interest every month. Kriptomat calculates your interest, sends you a review of amounts earned for that month and adds that money to your account. You can even use the savings calculator to determine how much money you can earn while holding a certain cryptocurrency.

Currencies available for use with savings accounts include: VET, ETC, IOTA, NEO, TRX, XTZ and USDT.

Recurring crypto purchases allow you to grow your portfolio with routine buys. You can automate your purchases based on your budget, add to your portfolio in a regular manner and ensure you are saving for the future. Aside from the regularity and security that investing in cryptocurrency provides, you remove the risks involved with day trading.

Add to your portfolio for the future without watching your account 24/7. If you want to sell some of these holdings, you can make that determination based on proper research.

Kriptomat also reaches out to businesses, allowing you to embed a cryptocurrency widget on your website. If you want to give your customers a unique service that allows them to invest in cryptocurrency, you can do so through Kriptomat. Not only is this a helpful service, but it allows you to boost the robustness of your business.

Kriptomat Customer Service

Customer service at Kriptomat is simplified throughout the site by offering a live chat window when you visit the home page. Scroll to the bottom of any page and click on Contact for the online contact form and Kriptomat’s email address. 

You can also find the mailing address in Estonia along with the firm’s registration numbers. 

Additionally, the Help, Blog and Learn sections offer additional information you can use to manage your account, make investments or turn a profit. While it would be lovely to have a phone number to call, several customer support options bring Kriptomat’s customer service rating to 4.5 stars.

Kriptomat Pricing

Kriptomat calculates your trading and withdrawal fees before you complete each transaction. You can find the list of fees and limits here.

Prices at Kriptomat are low, offering zero fees for exchanges, standard fees for credit card purchases and higher fees for Skrill or Neteller.

There are no fees for Single Euro Payments Area (SEPA) deposits. 

Crypto withdrawal and exchange limits range from 15 EUR to 25 EUR. To confirm, you check the minimum trade amount for each currency pair. Plus, the minimum fiat deposit is 35 EUR. Also note that fees are not subject to Value Added Tax (VAT).

With generally low prices and a list of fees that is easy to read, Kriptomat totals 4.5 stars. 

Kriptomat Mobile App

Kirptomat’s mobile app features the same calming blue on the website. When you download the app, it appears quickly, showing you current cryptocurrency values before you ever register or login. 

You can do everything you would do on the website, and you can take the platform with you. Because you are not forced to choose between the app and the website, the app acts as a useful tool for the traveling investor.

The app itself is simplified for ease of use on a mobile device, and you can even change your preferred language in the app. 

Kriptomart User Benefits

When you use Kriptomat, benefits abound and include:

Enhanced security: Estonia is one of the most progressive regulators in the world. Kriptomat complies with Estonian regulators along with ISO 27002:2013 standards and GDPR rules. These measures include cold storage, a monitoring team, the 4 eyes principle and frequent security tests.

Worldwide support: Kriptomat is supported in many countries, including Albania, Andorra, Austria, Belarus, Belgium, Bosnia and Herzegovina, Bulgaria, Croatia, Cyprus, the Czech Republic, Denmark, Estonia, Finland, France, Gibraltar, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Moldova, Monaco, Montenegro, the Netherlands, Norway, Poland, Portugal, Romania, Russia, San Marino, Serbia, Slovakia, Slovenia, Spain, Sweden, Switzerland, Turkey, the Ukraine and the United Kingdom.

Rewards program: Kriptomat’s enticing rewards program features a unique playing card-style game with The Dragon Riders of Kriptomat. When you use Kriptomat or its partners, you earn collectible cards you can sell for a profit. You get discounts when using these cards, or you can trade them with others because they are powered by Enjin on Ethereum. Giveaways are also available throughout the year. 

Referral program: You can participate in the referral program and receive 10 EUR of Bitcoin for everyone you refer to the platform.

Kriptomat User Experience

Given the simplicity of the website, easily navigable menus and the massive range of options, the user experience easily totals 5 stars. Kriptomat makes it simple for customers to register, login and use all the site’s features. 

Even at first glance, you’ll feel comfortable using Kriptomat.

Kriptomat vs. Competitors

Kriptomat stands out from its competition by:

  • Publishing its fees and limits on 1 webpage
  • Offering over 200 cryptocurrencies for investment
  • Providing savings accounts that add interest on top of price gains
  • Allowing crypto to crypto exchange at any time
  • Creating a referral and rewards programs that adds to your net worth

Overall Rating

For all the reasons shown above, this platform offers investors every opportunity to learn, invest and bask in rewards. 

Kriptomat Video Tutorials

Frequently Asked Questions


Is Kriptomat safe?


Yes. It is insured and protected by Fireblocks along with complying with General Data Protection Regulation (GDPR) regulations. The firm is also regulated in Estonia just as any other bank would be.


What is

A (Kriptomat) is an all-in-one cryptocurrency exchange that allows you to buy, sell, store, send and receive over 200 cryptocurrencies.

User Reviews

andrew robinson

How do you use this product to boost your finances?

Kriptomat, more like Kleptomat. Everything is fine with them until you withdraw funds which is when they mysteriously go missing. They have stated that they were sent but six weeks! afterwards there's no sign of them. Avoid this company at all costs

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