Block (NYSE:XYZ) has been analyzed by 19 analysts in the last three months, revealing a diverse range of perspectives from bullish to bearish.
The table below provides a snapshot of their recent ratings, showcasing how sentiments have evolved over the past 30 days and comparing them to the preceding months.
| Bullish | Somewhat Bullish | Indifferent | Somewhat Bearish | Bearish | |
|---|---|---|---|---|---|
| Total Ratings | 8 | 6 | 2 | 2 | 1 |
| Last 30D | 0 | 1 | 0 | 0 | 0 |
| 1M Ago | 0 | 1 | 0 | 1 | 0 |
| 2M Ago | 0 | 0 | 0 | 0 | 0 |
| 3M Ago | 8 | 4 | 2 | 1 | 1 |
Analysts have recently evaluated Block and provided 12-month price targets. The average target is $81.53, accompanied by a high estimate of $100.00 and a low estimate of $51.00. This current average represents a 3.51% decrease from the previous average price target of $84.50.
Investigating Analyst Ratings: An Elaborate Study
A comprehensive examination of how financial experts perceive Block is derived from recent analyst actions. The following is a detailed summary of key analysts, their recent evaluations, and adjustments to ratings and price targets.
| Analyst | Analyst Firm | Action Taken | Rating | Current Price Target | Prior Price Target |
|---|---|---|---|---|---|
| Ramsey El-Assal | Cantor Fitzgerald | Announces | Overweight | $87.00 | - |
| Patrick Moley | Piper Sandler | Lowers | Underweight | $51.00 | $55.00 |
| Vasundhara Govil | Keefe, Bruyette & Woods | Lowers | Outperform | $85.00 | $90.00 |
| Mayank Tandon | Needham | Maintains | Buy | $80.00 | $80.00 |
| James Faucette | Morgan Stanley | Raises | Equal-Weight | $72.00 | $71.00 |
| Jason Kupferberg | B of A Securities | Raises | Buy | $88.00 | $86.00 |
| Dan Dolev | Mizuho | Raises | Outperform | $100.00 | $88.00 |
| Daniel R. Perlin | RBC Capital | Maintains | Outperform | $90.00 | $90.00 |
| Charles Nabhan | Stephens & Co. | Maintains | Overweight | $95.00 | $95.00 |
| Andrew Harte | BTIG | Maintains | Buy | $90.00 | $90.00 |
| Andrew Harte | BTIG | Maintains | Buy | $90.00 | $90.00 |
| Matthew Coad | Truist Securities | Lowers | Sell | $67.00 | $74.00 |
| Daniel R. Perlin | RBC Capital | Lowers | Outperform | $90.00 | $97.00 |
| Will Nance | Goldman Sachs | Lowers | Buy | $82.00 | $96.00 |
| Mayank Tandon | Needham | Lowers | Buy | $80.00 | $100.00 |
| Jason Kupferberg | B of A Securities | Lowers | Buy | $86.00 | $94.00 |
| Patrick Moley | Piper Sandler | Lowers | Underweight | $55.00 | $58.00 |
| James Faucette | Morgan Stanley | Lowers | Equal-Weight | $71.00 | $77.00 |
| Andrew Harte | BTIG | Maintains | Buy | $90.00 | $90.00 |
Key Insights:
- Action Taken: Analysts frequently update their recommendations based on evolving market conditions and company performance. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their reaction to recent developments related to Block. This information provides a snapshot of how analysts perceive the current state of the company.
- Rating: Analysts assign qualitative assessments to stocks, ranging from 'Outperform' to 'Underperform'. These ratings convey the analysts' expectations for the relative performance of Block compared to the broader market.
- Price Targets: Understanding forecasts, analysts offer estimates for Block's future value. Examining the current and prior targets provides insight into analysts' changing expectations.
To gain a panoramic view of Block's market performance, explore these analyst evaluations alongside essential financial indicators. Stay informed and make judicious decisions using our Ratings Table.
Stay up to date on Block analyst ratings.
Discovering Block: A Closer Look
Founded in 2009, Block provides payment services to merchants, along with related services. The company also launched Cash App, a person-to-person payment network. In 2024, Square's payment volume was almost USD 250 million.
Understanding the Numbers: Block's Finances
Market Capitalization Perspectives: The company's market capitalization falls below industry averages, signaling a relatively smaller size compared to peers. This positioning may be influenced by factors such as perceived growth potential or operational scale.
Revenue Growth: Block displayed positive results in 3M. As of 30 September, 2025, the company achieved a solid revenue growth rate of approximately 2.33%. This indicates a notable increase in the company's top-line earnings. When compared to others in the Financials sector, the company faces challenges, achieving a growth rate lower than the average among peers.
Net Margin: Block's net margin is below industry averages, indicating potential challenges in maintaining strong profitability. With a net margin of 7.55%, the company may face hurdles in effective cost management.
Return on Equity (ROE): Block's ROE lags behind industry averages, suggesting challenges in maximizing returns on equity capital. With an ROE of 2.07%, the company may face hurdles in achieving optimal financial performance.
Return on Assets (ROA): Block's ROA lags behind industry averages, suggesting challenges in maximizing returns from its assets. With an ROA of 1.21%, the company may face hurdles in achieving optimal financial performance.
Debt Management: The company maintains a balanced debt approach with a debt-to-equity ratio below industry norms, standing at 0.36.
Analyst Ratings: Simplified
Experts in banking and financial systems, analysts specialize in reporting for specific stocks or defined sectors. Their comprehensive research involves attending company conference calls and meetings, analyzing financial statements, and engaging with insiders to generate what are known as analyst ratings for stocks. Typically, analysts assess and rate each stock once per quarter.
Some analysts will also offer forecasts for metrics like growth estimates, earnings, and revenue to provide further guidance on stocks. Investors who use analyst ratings should note that this specialized advice comes from humans and may be subject to error.
This article was generated by Benzinga's automated content engine and reviewed by an editor.
© 2026 Benzinga.com. Benzinga does not provide investment advice. All rights reserved.

