Credibly

The nominees for the 20th annual Banking Technology Awards were released last month. Among the companies shortlisted for the 2019 awards is small business lender Credibly, which is among the judge’s selection for the Best Use of IT in Treasury and Capital Markets award. Other companies...

Among the most comprehensive and enlightening surveys on the state of business financing, Pepperdine Graziadio Business School just released its Private Capital Access Index for 2019’s third-quarter. The results show that, among the small business owners surveyed, a growing number are finding...

The fintech revolution of the past decade has been driven by a host of practical factors, but the core of fintech’s appeal lies in its ability to deliver financial services at a speed and level of reliability that was previously inaccessible from national or community banks and credit unions...

Throughout the past year, the fear of an incoming recession has impacted commodity markets, stock traders and even the members of the Fed. However, one key contingent that has yet to be rattled by the prospect of a contracting economy is the nation’s small businesses. The latest entry in the...

Credibly is a content partner of Benzinga. This post did not go through the Benzinga Newsdesk In the wake of CNBC’s annual survey of America's Top States for Business, we recently took a look at which states have the highest ratio of fintech borrowing among small and medium-sized...

Despite fears of slowing growth, it seems small businesses have not lost their outlook for expansion, and a greater number are turning to alternative lenders to achieve it.  That’s according to the latest edition of the quarterly Pepperdine Private Capital Access Index, which surveyed...

This month CNBC released its annual list of Top States for Business, which ranks states by various metrics to determine which have the most conducive environment for owning a successful business. The 2019 survey reveals some interesting changes in the overall rankings from 2018: Virginia took the...

Fintech’s role as a disruptor in the financial space often aligns it with other technologies that have fundamentally altered the industries to which they were introduced. Just as streaming effectively drove video rental to digital-only, the promise of fintech is often portrayed as the...

The U.S. labor market is experiencing an unprecedented labor shortage. Not only is the national unemployment level hovering near a 50-year low, but employers are far more reluctant to lose the talent they already have. According to the Bureau of Labor Statistics’ February 2019 jobs report,...

2018 was a year of massive growth among financial institutions. While national banks like Goldman Sachs Group Inc. (NYSE: GS) and Wells Fargo & Co. (NYSE: WFC) saw their shares reach new all-time highs, the growth was even more pronounced among regional banks. Shares of ACNB Corporation (NASDAQ...

For many small and medium-sized businesses, concerns over credit and the terms of a loan often stop the search for financing before it even begins. That reticence could also stifle plans to expand operations, invest in capital expenditure, or improve employee salaries. But what if your business...

The final few days of 2018 turned out to be absolute chaos in the business world. Equity markets were plunging, the Federal Reserve seemed intent on continuing its hawkish interest rate policy, and everyone was certain that the 10-year economic expansion that the U.S. has experienced since the 2008...

On the domestic economic front, 2018 will likely be remembered as a landmark year for a variety of reasons. Equity markets experienced their most volatile year in a decade, housing prices soared to highs they hadn’t seen since the real estate market collapsed, and the first major tax reform...

Thanks to a stop-gap funding measure passed in the final week of January, the U.S. government is, for the time being, fully operational. More precisely, the U.S. government is operating to the best of its ability under a five-week backlog of  work, as well as the threat of another shutdown...

Trends in home buying over the past 10 years have revealed that buyers are increasingly foregoing traditional financial institutions in favor of alternative lenders when seeking home loans and mortgages. This has become so common that six of the top ten home lenders are now non-bank entities. While...