Credibly

Despite fears of slowing growth, it seems small businesses have not lost their outlook for expansion, and a greater number are turning to alternative lenders to achieve it.  That’s according to the latest edition of the quarterly Pepperdine Private Capital Access Index, which surveyed...

This month CNBC released its annual list of Top States for Business, which ranks states by various metrics to determine which have the most conducive environment for owning a successful business. The 2019 survey reveals some interesting changes in the overall rankings from 2018: Virginia took the...

Fintech’s role as a disruptor in the financial space often aligns it with other technologies that have fundamentally altered the industries to which they were introduced. Just as streaming effectively drove video rental to digital-only, the promise of fintech is often portrayed as the...

The U.S. labor market is experiencing an unprecedented labor shortage. Not only is the national unemployment level hovering near a 50-year low, but employers are far more reluctant to lose the talent they already have. According to the Bureau of Labor Statistics’ February 2019 jobs report,...

2018 was a year of massive growth among financial institutions. While national banks like Goldman Sachs Group Inc. (NYSE: GS) and Wells Fargo & Co. (NYSE: WFC) saw their shares reach new all-time highs, the growth was even more pronounced among regional banks. Shares of ACNB Corporation (NASDAQ...

For many small and medium-sized businesses, concerns over credit and the terms of a loan often stop the search for financing before it even begins. That reticence could also stifle plans to expand operations, invest in capital expenditure, or improve employee salaries. But what if your business...

The final few days of 2018 turned out to be absolute chaos in the business world. Equity markets were plunging, the Federal Reserve seemed intent on continuing its hawkish interest rate policy, and everyone was certain that the 10-year economic expansion that the U.S. has experienced since the 2008...

On the domestic economic front, 2018 will likely be remembered as a landmark year for a variety of reasons. Equity markets experienced their most volatile year in a decade, housing prices soared to highs they hadn’t seen since the real estate market collapsed, and the first major tax reform...

Thanks to a stop-gap funding measure passed in the final week of January, the U.S. government is, for the time being, fully operational. More precisely, the U.S. government is operating to the best of its ability under a five-week backlog of  work, as well as the threat of another shutdown...

Trends in home buying over the past 10 years have revealed that buyers are increasingly foregoing traditional financial institutions in favor of alternative lenders when seeking home loans and mortgages. This has become so common that six of the top ten home lenders are now non-bank entities. While...

One of the primary benefits of technology’s rapid convergence with the financial services industry over the past decade has been the democratization of capital. Through APIs, unique data sets, and the use of algorithms, fintech companies have been able to streamline the funding process and...

Michigan-based fintech company Credibly recently announced the launch of ReCap 4.0, the latest update to the company's data science-driven scoring model that bridges the funding gap between commercial lenders and small- to medium-sized businesses (SMB). The 4.0 update aims to expand the scope...

The Benzinga Global Fintech Awards are a yearly showcase of the greatest advents in fintech from leaders and visionaries in the worlds of finance and technology. This year, we have executives, developers and innovators from the likes of Facebook, Amazon, IBM, JP Morgan, Zelle, TD Ameritrade,...

The music and business worlds don't always move in sync. Spotify is losing money, Apple Inc. (NASDAQ: AAPL) Music has not been the success investors were hoping for, and Pandora Media Inc (NYSE: P) stock has spent much of the year in single digits. And remember Wall Street's reaction to...