Whether you’re shopping for a new policy or want to switch providers, Benzinga’s got you covered with this list of top car insurance companies. We’ve also included a description of each provider so you find the right coverage in a jiffy.
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A List of Car Insurance Companies
Check out Benzinga’s top list of car insurance companies, compare premium prices and see what added benefits you could take advantage of!
Put your vehicle in good hands with an auto insurance policy from Allstate. Rated by J.D. Power as a top insurance provider, Allstate offers several affordable plans to meet your needs and budget.
Allstate also offers auto discounts and incentives to help you get coverage for less. These include Allstate rewards, deductible rewards, multi-policy discounts, safe driving discounts and new car replacement.
Its Drivewise tool gives you feedback on your driving and helps you save even more on your policy. All you have to do is drive responsibly and get rewarded. Simple as that.
Allstate promises a hassle-free claim experience, or you’ll receive a premium credit for up to 6 months.
Progressive’s popularity also lands it on J.D. Power’s list of top auto insurance providers. It offers several driver and loyalty-based discounts, including multi-policy, multi-car, homeowner and bundle discounts.
Progressive’s plans are flexible and designed to meet every budget. Its “Name Your Own Price Tool” lets you tell Progressive how much you want to pay for coverage and provides you with options tailored to your needs.
Make the switch, and you could save up to $796 on car insurance annually. Request a free quote to see how much you can save.
3. Erie Insurance
Erie Insurance has prided itself on exceptional customer service since 1925. It also holds the No. 1 spot on J.D. Power’s list for top auto insurance providers and serves more than 5 million consumers.
Policies include all the traditional coverages, but Erie Insurance takes things up a notch with supplemental coverages, including auto glass repair, locksmith services, personal item coverage and pet coverage.
Erie also offers 1st accident forgiveness if you’ve been a customer for at least 3 years in select states. If you remain claim-free for an extended period, you may qualify for a diminishing deductible.
You’ll also enjoy consistent premiums with ERIE Rate Lock. This feature guarantees that your rate remains the same unless you change addresses or add or remove a vehicle or driver. You can also save on your monthly premiums with other discounts.
GEICO has provided millions of auto consumers with affordable insurance policies for more than 75 years. You can customize your plan to fit your needs and budget and manage it around the clock using the mobile app.
You can also save using discounts. GEICO offers 6 ways to save with car insurance, federal employee, member and employee, military, senior driver and student driver discounts.
Most policies include 24/7 roadside assistance and easy claims support with the Auto Repair Xpress program.
Switch to Esurance and save about $412 each year on car insurance. Esurance offers bundle discounts up to 10% if you move additional policies over. And Safe drivers save even more through the DriveSense mobile app, which rates and rewards you for doing the right thing.
Filing a claim is also simple with Esurance. Take a few photos, upload them to the online portal and you’re all set.
Unsure of which Esurance plan is best? Use its Coverage Counselor to help determine the optimal coverage for you.
6. State Farm
State Farm’s more than 19,000 agents nationwide are one of the reasons it’s been a reputable auto insurance provider since 1922.
State Farm’s flexible plan options fit every lifestyle, whether you need coverage for a teen driver, rental car, business ride, collectible or a sports car. State Farm also extends discounts to policyholders to help minimize the cost of premiums.
7. The Hartford
Consider a policy from The Hartford if you’re a senior seeking auto insurance coverage. The Hartford features plans with affordable premiums to AARP members.
You can choose from 2 packages: Advantage and Advantage Plus. Both feature 24/7 claims reporting service nationwide, 24-hour roadside assistance, legal representation for accidents, new car replacement coverage, valuable discounts and so much more.
You’ll also enjoy accident forgiveness, disappearing collision deductibles, emergency expense coverage and deductible waivers for accidents (you must not be at fault) with its AARP Auto Insurance Program.
8. Travelers Insurance
Travelers Insurance offers exceptional auto insurance coverage wherever you go. Its plans are competitively priced and extend liability, comprehensive, uninsured/underinsured motorist and medical payments coverage.
Travelers also offers new car replacement, accident forgiveness, ridesharing coverage, rental coverage, roadside assistance and coverage for personal injury protection in select states.
Save even more with a host of valuable discounts, including the safe driver discount, continuous insurance discount, multi-policy discount and multi-car discount, just to name a few. You’ll also find discounts available for students and homeowners.
Request an online quote or call (855)-582-1971 to get a fast, free quote today.
Safeco’s 85-plus years of experience in the auto insurance industry means you’ll get quality customizable plans for cars, trucks, vans and sports utility vehicles.
Safeco’s lineup of discounts will help you save if you’re a safe driver, own more than 1 car or have anti-lock brakes installed on your vehicle. Discounts are also available for homeowners, teenagers, multi-policy holders and those who don’t spend much time behind the wheel. You can lower your auto insurance rate by paying your bill in full or increasing your deductible.
Consider making the switch to Safeco to save even more on your car insurance. Get a fast and free rate quote by entering your ZIP code.
USAA is an ideal option if you’ve served in the military or are related to a service member. Major perks include its affordable auto insurance policies, unrivaled service and accident forgiveness. Accident forgiveness is available at no charge after 5 years without any at-fault accidents in your household. You also have the option to customize your payment schedule.
You’ll save $707 on average annually when you switch to USAA. You can also lower your premiums through driving, vehicle or membership discounts.
Request a free quote today to see all that USAA has to offer.
11. Liberty Mutual
Liberty Mutual features customizable policies and a multi-policy discount to fit your budget.
Other perks include better car replacement and 24/7 roadside assistance.
You could save up to 12% on an auto insurance policy when you get a quote online. Inquire today to view Liberty Mutual’s affordable coverage options.
12. American Family
American Family makes it easy to save on reliable car insurance coverage. You’ll save 5% just by downloading the MyAccount App. Bundle discounts are available if you carry multiple insurance policies through the provider.
The built-in KnowYourDrive feature also allows you to save up to 20% by practicing safe driving habits. You can manage your policy at the tap of a fingertip through the mobile app.
Root Insurance is another provider that leverages mobile technology to help you save even more on car insurance. You can save up to 52% when you switch your coverage through its mobile app.
Download the mobile app, start driving, and Root measures your driving habits for a few weeks and offers you cost-efficient policy options. You can personalize your own policy to get the coverage you prefer and save even more.
AAA is known for the travel incentives it offers members. But did you know it also offers competitively priced auto insurance policies that can be tailored to your needs?
You can also purchase optional coverages, including enhanced exterior repairs and total loss replacements. Eligible policyholders qualify for participatory, household, driver and vehicle discounts. You could save a bundle by practicing safe driving habits, paying in full, owning multiple vehicles, being a good student, meeting vehicle safety standards and enrolling in automatic payment, just to name a few.
Call 1-855-582-1971 to learn more or get an online quote right away.
Join the Farmers family (it’s over 90 years old!) and receive the personalized attention the company provides auto insurance policyholders. Coverage is affordable, and you can reduce your premiums by increasing your deductible, bundling your policies and driving safely. Farmers also offers state-specific discounts to help you save even more.
Request a customizable quote for free.
Get Affordable Car Insurance Today
Car insurance can help protect your wallet if you’re involved in an automobile accident. Give yourself the gift of coverage with a policy from a reputable provider.
Learn more about car insurance and how it works so you know what you’re signing up for. Also, read car insurance reviews from past and current policyholders to find out whether your preferred provider is a good fit.
Get a quote from at least 5 of our recommended providers to determine which policy best suits your needs. It’s fast, easy and only takes a few minutes of your time.
Frequently Asked Questions
1) Q: By law, what types of car insurance do I have to have?
(almost all — not NH) All states require you to carry liability insurance on your vehicle. Your state may require additional auto insurance coverage. Limits are expressed: Amount for injuries per person/amount for injuries total per accident/amount for property damage per accident.
2) Q: Should I have just the minimum amount of car insurance required by my state?
It’s a good idea to purchase more than the state minimum of any type of insurance. State minimums are set relatively low to keep insurance affordable, but in the case of an accident, you can deplete your minimums quickly with expensive medical and property damage costs. Once your bills extend past the minimums, you’ll personally be liable for additional costs and damage. Get the coverage that makes sense for you here.
3) Q: How does my personal credit play a role?
Insurance carriers run credit scores to help determine policy premiums. Your insurance rates will likely be lower if you have an excellent credit score. On the other hand, your insurance rates may be higher if you have a poor credit score. Insurance companies believe credit scores are an indicator of whether you’ll make your insurance payments on time and credit scores combined with other data can be predictive of risk. Check out the best companies for all credit scores now.