Contributor, Benzinga
July 22, 2020

Looking for the right bank to reach your financial goals, but aren’t sure where to start? 

Start with Benzinga’s guide to the best banks in Nevada to compare your options and find your perfect match. 

Best Banks in New Jersey Near You:

  • Best for Mobile Banking: Zions Bank
  • Best Checking Accounts: Axos Bank
  • Best Mortgage Options: US Bank
  • Best Saving Options: CIT Bank
  • Best for Investing: Charles Schwab
Zions Bank – banking
securely through Zions Bank – banking's website

Best for Mobile Banking: Zions Bank

Since 1873, Zions Bank has established its legacy of strength and stability as 1 of the oldest financial institutions in the West. Zion Bank focuses on financial services for individuals, small and middle-market businesses, nonprofits, corporations and institutions. 

Zion offers checking accounts, savings, student banking, wealth management solutions and mortgage financing. All services are accessible online and through the Zions Bank mobile app

The comprehensive app can check balances, transfer funds between accounts and display all of your transaction history. You can also check your tax documents for up to e years prior. You can even set travel notifications to prevent your credit and debit cards from being rejected while out of town. 

Axos Bank Savings
Best For
  • No Maintenance Fees
securely through Axos Bank Savings's website

Best Checking Accounts: Axos Bank

Axos Bank has led the way in online banking for 20 years. It offers multiple banking services such as personal, business and discounted products supporting Axos’ partners. From no-fee rewards checking with high interest rates to high-yield savings with daily-compounded interest, Axos is dedicated to helping you get to where you need to be faster. 

Axos is known for its checking account options: Rewards, Essential, and CashBack Checking. Essential Checking is great for simple everyday earning and spending needs with a bonus of getting your paycheck up to 2 days early with Axos’ direct deposit express. Rewards Checking is designed for everyday debit and direct deposit needs and stress-free spending with no overdraft or non-sufficient fund fees. CashBack Checking is perfect for cash back rewards on almost any purchases when you maintain as little as a $1,500 balance. 

US Bank – personal banking
securely through US Bank – personal banking's website

Best Mortgage Options: US Bank

U.S. Bank is here to help you navigate important milestones and strengthen your financial future. U.S. Bank views itself as a partner to provide you products and services that make your banking experience more safe, straightforward and convenient. Products and services include  checking accounts, savings accounts, credit cards, loans and mortgage refinancing options. 

Mortgage loans through U.S. Bank make the financial struggle of buying a new home less overwhelming. Get your important questions answered with U.S. Bank’s online mortgage resources. Mortgage options include the conventional fixed-rate loan, an adjustable rate loan, FHA loans and VA loans. 

CIT Bank
Best For
  • Business and Personal Checking
securely through CIT Bank's website

Best Saving Options: CIT Bank

As 1 of 50 best banks in the country, CIT Bank aims to empower you to better the life of your business, your personal finances and the community around you. CIT Bank offers competitive personal services such as checking and savings accounts. 

CIT can help you make the most of your savings potential. Its Savings Builder account is designed to earn as much as 15 times the national average annual percentage yield (APY) with daily compounding interest. A CIT Bank money market account can help you earn as much as 11 times the national average APY. You can also start a term certificate of deposit (CD) for just $1,000 and enjoy a locked-in interest rate. 

Charles Schwab
securely through Charles Schwab's website

Best for Investing: Charles Schwab

Since 1973, Charles Schwab has been there for investors through the good times and the bad. Along with investing, Schwab offers low-cost personal banking services from no-fee checking accounts to exclusive discounts on mortgage loan rates. 

At Charles Schwab, your banking works seamlessly with your investments. This includes prompt commentary to help you navigate changing market conditions and strategy that meets your investing goals with trading, diversification and retirement planning.

You can build a diversified portfolio by using Schwab’s exchange-traded funds (ETFs) and get exposure to the best opportunities on the market. Schwab offers an easy-to-use personalized ETF portfolio building tool as well as automated investing services with live 24/7 support from experienced professionals.

Frequently Asked Questions

Q: Are there penalties for withdrawing my funds early from my CD?

A: As of 2019, federal law states that all CDs that are cashed out early are subject to penalty. If you withdraw funds within the first 6 days after deposit, the penalty consists of at least 7 days' simple interest.

Banks also enforce penalties for early withdrawal, so make sure to check your CD contract or speak with a bank associate at your local branch before withdrawing from your account. 

Q: How much can a bank charge for a wire transfer?

A: The maximum amount that banks can charge you for wire transfers varies. In some cases, it is prescribed by state law. National banks are required to disclose any fees when you open a deposit account, but you may want to review your account agreement and fee schedule to determine your charge for a wire transfer. 

Banking in the Silver State Made Easy

Banking doesn’t need to be complicated. Consider variables such as account fees, additional services and mobile banking amenities before you commit to 1 bank, and check out our partners Axos Bank and CIT Bank for top-tier online banking. 


To determine the best banks in Nevada, Benzinga analyzed over 100 banks and financial institutions. We gave weight to banks in Nevada with co-op ATMs and cash-back options. We also gave greater rankings to banks which offered the following: checking and savings accounts, online banking, personal loans, mortgages, educational resources, and a mobile app.

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