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Best Banks in Nebraska

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Nebraska has nearly 200 local and national banks to choose from, so finding your best bank can be challenging. To help you decide, Benzinga’s created a list of top banks in the state based on a list of factors.

Start with our list to find the most accessible banks in Nebraska and choose a new bank today. 

Best Banks in Nebraska Near You:

  • Best for Mobile App: Bank of the West
  • Best for Loans: U.S. Bank
  • Best for AgriBusiness: Great Western Bank
  • Best for Business Banking App: First National Bank of Omaha
  • Best for Security: Wells Fargo Bank
Minimum balance
$0
Checking Fees
$0

Best for Mobile App: Bank of the West

Bank of the West operates with 32 branches in 17 different cities and towns in the state of Nebraska. The bank also has 502 more offices in 18 states.

Bank of the West offers 2 types of checking accounts: Any Deposit Checking Account and Premier Checking account. The Any Deposit account is a low-cost account that gives you the flexibility and convenience to carry out your simple day-to-day banking needs. The Premier account is an interest-bearing account with added benefits.

The bank has a cutting edge mobile app. Its features include:

  • Quick mobile payments
  • Secure fingerprint login
  • Account text alerts
  • Easy mobile deposits
Minimum balance
$25 to $100 depending on account type
Checking Fees
$0 to $24.95 depending on account type

Best for Loans: U.S. Bank

U.S. Bank operates with 51 branches in 16 different cities and towns in the state of Nebraska. The bank also has 2,844 more offices in 25 states.

U.S. Bank offers multiple options if you’re looking for a loan. 

  • Home equity offers 4 ways to access your home equity — a line of credit, loan, no-cost closing and cash at closing.
  • Auto loans offer rates as low as 3.09% annual percentage rate (APR) when you meet certain requirements.
  • Personal loans provide up to $25,000 or access to a line of credit.
  • Boat and RV loans can provide up to $150,000 for new and used boats or RVs at 5.24% APR.
Minimum balance
$50
Checking Fees
$6

Best for AgriBusiness: Great Western Bank

Great Western Bank operates with 48 branches in 28 different cities and towns in the state of Nebraska. The bank also has 124 more offices in 8 states.

All accounts come with the following benefits:

  • Debit cards with no monthly fees
  • Free online banking and bill pay
  • Free mobile banking with mobile check deposit
  • Free online statements
  • Free access to Visa Secure Remote Commerce

Great Western Bank has served agricultural businesses for over 80 years. The bank now ranks as the 5th largest farm lender bank in the U.S. Its agribusiness bankers have extensive farming and financial experience and are able to assist you whether you’re a producer or an agribusiness supplier.

The bank also customizes crop insurance plans for your operation. 

Minimum balance
$0
Checking Fees
$0

Best for Business Banking App: First National Bank of Omaha

First National Bank of Omaha has 46 branches in 17 different cities and towns in the state of Nebraska. The bank also has 55 more offices in 6 states. It offers personal, business, commercial, and wealth solutions with mobile and online banking for checking, loans, mortgages and more.

The bank’s business mobile banking app is designed for business on-the-go. It lets you do a wide range of activities including:

  • View your transaction history for up to 90 days
  • Efficiently transfer funds between First National accounts
  • Deposit checks from your mobile device
  • View monthly statements immediately when they become available
Current APY
Up to 0.03% on savings accounts
Minimum balance
$25
Checking Fees
$10

Best for Security: Wells Fargo Bank

Wells Fargo Bank operates with 36 branches in 14 different cities and towns in the state of Nebraska. The bank also has 5283 more offices in 36 states. Its mobile app is used by over 24.4 million customers to conveniently pay bills, send money or check balances.

Worried about losing your money? Wells Fargo monitors for fraud 24/7 using proven technologies and security measures. The Wells Fargo debit card comes with liability protection at no extra cost, so you’ll be reimbursed for any unauthorized card transactions that you report promptly. The debit card’s chip technology creates a unique security code to help protect against counterfeit fraud.

Frequently Asked Questions

Q: Can you open an account for a child?

A: Yes. Most banks have a dedicated account for children or teenagers that can be opened with a parent or guardian to monitor the bank account, set ATM limits and more.


Q: When you open a deposit account, what disclosures does a bank have to make?

A: Every bank must provide you with details about its products for transparency. These include minimum balance requirements, interest rates, service fees, transaction limits and more.

Choose the Right Bank in Nebraska

When choosing a bank in Nebraska, make sure that you select 1 that meets your unique needs. You can further filter them based on other factors such as geographical footprint, fees and charges and more. Ensure that you communicate your needs, so your bank can match you with the perfect products and services.

Methodology

To determine the best banks in Nebraska, Benzinga analyzed over 100 banks and financial institutions. We gave weight to banks in Nebraska with co-op ATMs and cash-back options. We also gave greater rankings to banks which offered the following: checking and savings accounts, online banking, personal loans, mortgages, educational resources, and a mobile app.

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