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Insurance Alternative: Dental Savings Plans

Q

Is dental insurance required?

A

No, but dental insurance is extremely helpful in an emergency, when you need regular cleanings, have cavities or require support when paying for bridges, crowns, surgeries, dentures, etc.

Q

Can dental insurance cover cosmetic work?

A

Generally dental insurance does not cover cosmetic care. However, you may have coverage for reconstructive care. Review your policy for more information.

SmileDirectClub

Ready for a new smile that's affordable and convenient? It's easy with SmileDirectClub's custom smile plan. Just visit a SmileShop for an in-person scan or use SmileDirectClub's at-home kit to create impressions for easy-to-wear aligners. Not sure you'll be able to use your insurance to help pay for SmileDirectClub? You don't have to! SmileDirectClub's clear aligners are also covered by HSA, FSA and CareCredit. SmileDirectClub is in network with UnitedHealthCare and Aetna and it can also check for eligibility at Cigna, Blue Cross Blue Shield, Delta Dental, Humana, MetLife and more.

Dental Insurance Methodology

To determine the best dental insurance providers, we pored through all United States carriers. We winnowed the list by only including companies that have a wide coverage area and product offering. To further break down the list to the true best dental insurance providers, we gave weight to carriers that offer discounts, are available in all states and have multiple payment plan options.

Dental Plans Promo

Get 10% off any dental savings plan at DentalPlans.com. You can reduce your dental care costs by saving 10-60% off at the dentist!