There’s always room for progress with your personal finances. Whether you need to pay down debt, build your 401(k), invest in an IRA or buy a home, a financial advisor can help you meet your goals.
Ready to build your financial future? Get started with our list of the best financial advisors in Dayton, Ohio.
Best Financial Advisors in Dayton, Ohio Near You:
- Best for a Holistic Approach: Artifex Financial
- Best Robo-Advisor: M1 Finance
- Best for Personalization: Carnegie Investment Counsel
- Best for Young Professionals: Anderson Financial Strategies
- Best Portfolio Analysis: Personal Capital
- Best for High-Net-Worth Individuals: Johnson Investment Counsel
- Best for In-House Research: Buckingham Advisors
Best for a Holistic Approach: Artifex Financial
Artifex Financial (AFG) was founded in 2007 and incorporates financial planning and the investment management process. Your financial advisor will analyze your situation and goals to develop a customized financial plan and investment management strategy.
AFG incorporates tax planning, education funding, budget analysis, retirement planning insurance review and more as part of the financial planning process. It also offers wealth management services for small business owners.
- Customizable Auto Investing
Best Robo-Advisor: M1 Finance
M1 Finance allows you to invest, save, and borrow money on a single platform. You can invest in customized or expert-curated portfolios. You can also choose to automate deposits and invest in fractional shares.
M1 offers an individual investment account, joint account, IRA or trust. You have the option to borrow money at a low-interest rate once your investment account hits $10,000. M1 Finance doesn’t charge commission or platform fees. You can open an investing account for as little as $100 and a retirement account for a $500 minimum.
Best for Personalization: Carnegie Investment Counsel
Carnegie Investment Counsel has helped individuals grow wealth since 1974. It offers investment management and financial planning services that consider your short-term and long-term goals. Advisors actively monitor and adjust your portfolio according to the market so you get the most out of your investments.
There’s an annual minimum fee of $2,500, which varies depending on your assets. Fees are negotiable on a case-by-case basis. Carnegie was named a “Financial Times” Top 300 Adviser in 2016, 2017, 2018 and 2019.
- A percentage of assets under your management
- Hourly charges
- Performance-based fees
- Financial planning services
- Pension consulting services
- Selection of other advisers (including private fund managers)
Address
30300 CHAGRIN BOULEVARD PEPPER PIKE OH, 44124
Phone number
216-367-4114
Best for Young Professionals: Anderson Financial Strategies
Anderson Financial Strategies work to take the hassle of financial planning and investment management out of your hands. They are a registered investment advisor that is also a fiduciary. Which means you can rest assured that they will always act in your best interests.
Its advisors are also ready to help you with financial planning solutions whether you need to focus on retirement planning or optimize your taxes. Fees range between 0.90% and 1% annually. In some cases, these fees can be negotiated.
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)
- Financial planning services
- Pension consulting services
Address
2500 KETTERING TOWER, 40 N. MAIN ST. DAYTON OH, 45423
Phone number
(855)237-4545
- High Net Worth Individuals
Best Portfolio Analysis: Personal Capital
Personal Capital has an award-winning dashboard that makes it easy to manage your entire financial life. Get started by linking your accounts to access financial tools to track your net worth, invest, budget, analyze your cash flow, plan for retirement and more. It’s just like an online financial planner.
You’ll be able get in touch with an advisor who can take a more in-depth look into your finances, give you advice on how to reach your goals and help with tax optimization. The all-inclusive annual fee for your 1st $1 million is 0.89%.
Best for High-Net-Worth Individuals: Johnson Investment Counsel
Johnson Investment Counsel has offered wealth management and financial planning services since 1965. Advisors value developing a long-lasting relationship with investors. They take the time to understand your specific financial situation and goals. They are willing to work with you to continuously update your portfolio if there are any changes in your needs, goals or the market.
Johnson Investment Counsel also offers personalized family office services to help ultra-high net worth families navigate their finances. All accounts, except individual pension plans, are subject to a minimum of $5,000 annual fees. The firm was ranked the 19th in Barron’s ranking of top investment advisory firms.
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)
- Financial planning services
- Pension consulting services
- Selection of other advisers (including private fund managers)
Address
3777 WEST FORK ROAD CINCINNATI OH, 45247
Phone number
513-661-3100
Best for In-House Research: Buckingham Advisors
Buckingham Advisors evaluate your current financial situation and investments to determine the best investment strategy for you. The firm conducts its own in-house research which advisors use to make informed, unbiased recommendations. Fees for portfolio management start at 1.50% annually for the 1st $1 million.
You can also get help with financial planning. From marriage or divorce, tax strategies and mortgage analysis, Buckingham advisors have insight on every financial situation. Buckingham also operates a business advisory subsidiary that helps business owners navigate the complexities of managing finances. Services include consulting, accounting, tax solutions, payroll, retirement plans and more.
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)
- Pension consulting services
- Selection of other advisers (including private fund managers)
- Educational seminars/workshops
Address
6856 LOOP ROAD DAYTON OH, 45459
Phone number
937-435-2742
Frequently Asked Questions
Is it worth it to pay a financial advisor 1%?
Working with a financial professional 1-on-1 has unique benefits that can save you a substantial amount of money. When you consider the potential returns on your investments, 1% could be a small price to pay.
Robo-advisors charge less than 1% to manage your money. Many offer some of the same perks as an in-person financial advisor.
Do financial advisors check your credit?
There’s no credit requirement to begin working with a financial advisor. But a financial advisor can work with you to help you improve your credit score or strategize ways to pay down debt.
Can I talk to a financial advisor for free?
Most firms offer a free initial conversation with a financial advisor and most include financial advice in the annual fee. Contact a firm or financial advisor to understand its fee structure.
Work with a Financial Advisor
A financial advisor or financial planner can guide you in making smarter financial decisions. But you will still need to put in your fair share of effort.
You will benefit if you’re completely honest about your financial situation and follow recommendations. The right financial advisor can help you reach your long-term and short-term financial goals more quickly and efficiently.
Methodology:
To determine the top financial advisors in Dayton, Ohio, we pored through all SEC-registered advisory firms that have an office in Dayton, Ohio. We winnowed the list by only including advisors that are registered fiduciaries, have no past disclosures and have minimal personal conflicts of interest. To further break down the list to the true top advisors in the area, we gave weight to advisors that offer both investment management and planning, have no conflicts of interest, have offices in multiple states, have a wrap fee program and over $50 million in assets under management.