Peace Longe - Benzinga

Articles by Peace Longe

Americans Spend About $114 Each On Halloween—What If You Invested Some Of It Instead?

Americans Spend About $114 Each On Halloween—What If You Invested Some Of It Instead?

Americans spend about $114 each on Halloween, and most of it is gone by November 1. Here is what that same money does if you invest it every fall instead, with the compound-growth math running around 7% to 10%.

Cocoa Crashed This Year. So Why Is Your Halloween Candy Still This Pricey?

Cocoa Crashed This Year. So Why Is Your Halloween Candy Still This Pricey?

Cocoa has round-tripped from a record above $10,000 a metric ton to a spring crash near $2,850 and back toward $5,700, yet the price of fun-size chocolate on the shelf has only moved one way.

The Bridge Strategy That Turns A $200,000 Portfolio Into A Bigger Check For Life

The Bridge Strategy That Turns A $200,000 Portfolio Into A Bigger Check For Life

Spending your savings first and claiming Social Security last feels backward, but for retirees in good health it can turn a mid-sized portfolio into a bigger, inflation-protected check that lasts for life.

The Roth IRA Move That Could Turn A Teenager's Summer Job Into Six Figures

The Roth IRA Move That Could Turn A Teenager's Summer Job Into Six Figures

A teenager with a summer paycheck can open a custodial Roth IRA, and because contributions can come from a parent's pocket instead of the kid's, a few thousand dollars invested at 16 has 50 years to compound tax-free into a sum no later start can match.

Before You Trust Any Financial Product Rating In 2026, Do These 3 Things

Before You Trust Any Financial Product Rating In 2026, Do These 3 Things

Most people pick a financial product from a ratings list without realizing that a large share of those roundups are shaped by money behind the scenes.

Best Crypto Exchanges To Buy Stocks From And The Distinction That Protects Your Money

Best Crypto Exchanges To Buy Stocks From And The Distinction That Protects Your Money

Crypto exchanges becoming brokerages genuinely widens access, especially for younger and international investors long shut out of U.S. markets.

Former IBM Chief Scientist's 3 Filters For SpaceX IPO Buyers

Former IBM Chief Scientist's 3 Filters For SpaceX IPO Buyers

A technologist who watched the dot-com bubble burst from the inside offers a plain way to judge the SpaceX, OpenAI and Anthropic IPOs before you risk a dollar.

Think The Cash In Your Brokerage Account Is FDIC-Insured? Think Again

Think The Cash In Your Brokerage Account Is FDIC-Insured? Think Again

The protection behind a bank deposit and the protection behind a brokerage balance come from two different systems with two different rulebooks.

Can You Buy Stripe Stock Before It Goes Public?

Can You Buy Stripe Stock Before It Goes Public?

You cannot buy Stripe the way you buy Apple or Tesla, at least not yet.

You're Probably Leaving Free Money On The Table With Your HSA

You're Probably Leaving Free Money On The Table With Your HSA

Properly used, the HSA is a triple-tax-advantaged investment vehicle that can outperform a Roth IRA on a pure after-tax basis for the right investor, in the right situation.

What Happens To Your Investment Accounts When You Die, And Why Your Beneficiary Form Matters More Than Your Will

What Happens To Your Investment Accounts When You Die, And Why Your Beneficiary Form Matters More Than Your Will

A will tells your family who gets the dining room table. A beneficiary form tells your IRA custodian who gets the seven-figure retirement account. The two documents are not equivalent.

The Social Security Timing Decision That Could Cost You $100,000

The Social Security Timing Decision That Could Cost You $100,000

Numbers suggest that the popular default claiming age of 62 can quietly cost a retiree more than $100,000 over a typical lifetime, and in some cases considerably more.

The S&P 500 Equal Weight Vs. Market Cap Weight Debate--Why It Matters For Your Portfolio

The S&P 500 Equal Weight Vs. Market Cap Weight Debate--Why It Matters For Your Portfolio

If your entire U.S. equity exposure sits in a standard cap-weighted S&P 500 fund, you are significantly overweight a cluster of AI and cloud megacap stocks, whether or not you chose them deliberately.

How To Spot A Dividend Trap Before It Wrecks Your Yield: A 5-Point Framework

How To Spot A Dividend Trap Before It Wrecks Your Yield: A 5-Point Framework

Use this 5-Point framework to spot a dividend trap before it wrecks your yield...

Think Your Roth IRA Is Completely Tax-Free? Think Again

Think Your Roth IRA Is Completely Tax-Free? Think Again

Fidelity has flagged the Roth five-year rule as one of the most misunderstood features in the US retirement code, and the 260-page final regulations the IRS released on inherited accounts in July 2024 did little to simplify things.

How To Own A Piece Of OpenAI Now—Skipping The IPO Line

How To Own A Piece Of OpenAI Now—Skipping The IPO Line

There is no OpenAI ticker, no prospectus, and no way to place a standard buy order at your brokerage. However, there are a handful of those paths to exposure.

How to Uncover Hidden Investment Opportunities With ChatGPT

How to Uncover Hidden Investment Opportunities With ChatGPT

ChatGPT can help uncover hidden investment opportunities, but its efficiency depends heavily on the quality of the prompts provided.

8 Strategic Ways To Invest $1,000 For Long-Term Growth

8 Strategic Ways To Invest $1,000 For Long-Term Growth

A modest sum of $1,000 can grow into a substantial amount over time if you understand the power of compounding interest and use the right strategy.

Will Bitcoin Crash To $50,000? Why This Selloff Looks More Like A High-Risk Opportunity Than A Structural Breakdown

Will Bitcoin Crash To $50,000? Why This Selloff Looks More Like A High-Risk Opportunity Than A Structural Breakdown

Bitcoin (CRYPTO: BTC) has recently undergone a violent drawdown, shedding roughly 33% of its value in just nine trading days.

24/7 TradFi Futures Are On The Rise: What Phemex's Launch Really Means For Retail Crypto Investors

24/7 TradFi Futures Are On The Rise: What Phemex's Launch Really Means For Retail Crypto Investors

Phemex's launch of 24/7 TradFi futures is a signal that the line between crypto trading infrastructure and traditional market exposure is breaking down faster than many investors expected.