The Index is provided by S&P Dow Jones Indices (the Index Provider) and includes domestic companies from the consumer discretionary sector which includes the following industries retail (specialty, multiline, internet and direct marketing), hotels, restaurants and leisure, textiles, apparel & luxury goods, household durables, automobiles, automobile components, distributors, leisure equipment and products, and diversified consumer services. The Index is one of eleven Select Sector Indexes developed and maintained in accordance with the following criteria: (1) each of the component securities in the Index is a constituent of the S&P 500 Index and (2) the Index is calculated by the Index Provider based on a proprietary modified market capitalization methodology which means that modifications may be made to the market capitalization weights of single stock concentrations in order to conform to the requirements of the Internal Revenue Code of 1986.