Moody’s Corp. (MCO) Stock Price Prediction: 2025, 2026, 2030

Analysts are saying that Moody’s could fall by 2030. Bullish on MCO? Invest in Moody’s on SoFi with no commissions. If it’s your first time signing up for SoFi, you’ll receive up to $1,000 in stock when you first fund your account. Plus, get a 1% bonus if you transfer your investments and keep them there until December 31, 2025.

Moody’s Corp. (MCO) posts strong revenue growth and rising profit margins in an industry with a high barrier to entry. Although its data risk analysis tools remain attractive for customers, a high valuation and a dependence on debt issuance volume are risks to consider. 

In this article, we’ll look at Wall Street sentiment for MCO, multiyear price forecasts, and the key factors that are playing a critical role in the company’s path going forward.

Current Stock Overview

Market Cap: $85.69 billion

Trailing P/E Ratio: 41.00

Forward P/E Ratio: 30.67

1-Year Return: 6% 

2025 YTD: 1%

MCO has a consensus Outperform rating from 20 analysts, according to Benzinga. The average price target is $534per share, which suggests a moderate upside from current levels. The highest price target is $620, and the lowest is $390. The three most recent ratings suggest a near-term average target of $527, suggesting a 9% upside. 

Quick Snapshot Table of Predictions & Methodology for Forecasting

Bull & Bear Case

Moody’s credit rating service is expected to pick up momentum due to lower interest rates, but any macroeconomic hurdles can derail rosy forecasts.

Bull Case

• Moody’s is a leader in an industry with a high barrier to entry
• The company and its two top competitors make up 95% of the entire credit rating industry
• Moody’s key business segments are growing at a good rate while boosting profit margins

Bear Case

• Moody’s trades at a high valuation compared to its median P/E ratio and its peers
• Artificial intelligence may disrupt Moody’s risk analysis tools and software segment
• Macroeconomic uncertainty can hurt demand for Moody’s credit rating services

Stock Price Prediction for 2025

Bullish Prediction

$493.6

Average Prediction

$483.57

Bearish Prediction

$472.04

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CoinCodex suggests MCO stock will have moderate price movements for the rest of the year. The average price target represents a slight decrease from current levels. Barring any tariff updates, it doesn’t seem like any dramatic macroeconomic events will take place that materially impact Moody’s business. That may warrant investors holding or monitoring MCO stock.

Stock Price Prediction for 2026

Bullish Prediction

$475.54

Average Prediction

$372.85

Bearish Prediction

$295.27

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CoinCodex projects a steep decline for MCO stock in 2026. Macroeconomic headwinds may develop, but another big threat is artificial intelligence impacting Moody’s risk analysis software revenue. If more investors seek free or cheaper tools that can compete with Moody’s, it can limit future growth opportunities. Any slowdown in growth can put more pressure on Moody’s elevated P/E ratio.

Stock Price Prediction for 2030

Bullish Prediction

$583.81

Average Prediction

$460.92

Bearish Prediction

$366.3

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CoinCodex projects a moderate downside for Moody’s in 2030. Interest rates would have to increase and reduce demand for the company’s credit rating service, but AI taking some of the analytic tool’s market share may also hurt MCO stock.

Investment Considerations

Moody’s operates in an industry that has very few competitors with many regulatory hurdles to overcome just for the right to compete. The company and its two top rivals, S&P Global and Fitch Ratings, control 95% of the credit rating industry. 

Its two key business segments, Moody’s Analytics and Moody’s Investors Service, are growing and revenue growth is solid from each. Lower interest rates could set the stage for more bond issuers. 

The stock does come with a rich valuation, however, and AI may disrupt Moody’s business model with more affordable risk analysis software that challenges its dominance.