Best Mortgage Lenders in Jacksonville Florida

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Contributor, Benzinga
February 21, 2022

Benzinga has researched the top mortgage lenders to show you the best mortgage lenders in Jacksonville, Florida for buying a home or refinancing.

Best Mortgage Lenders in Jacksonville Florida

See also: Best Mortgage Lenders in Florida

Jacksonville, with 949,611 residents, is the largest city in Florida by population. It is the largest city in the contiguous United States by area and the 12th largest by population. The Jacksonville metropolitan area is the 4th largest metropolitan in Florida. 

Located on the Atlantic coast, this city is a vital military port. It is home to the Port of Jacksonville, Florida’s 3rd largest port. It has a large military presence with Naval Air Station Jacksonville, Naval Station Mayport, and the U.S. Marine Corps Blount Island Command, among others nearby. Jacksonville holds nicknames such as; “Bold New City of the South” and “Gateway to Florida” and is a popular golfing destination. 

Art and music history are also important to Jacksonville, with Cummer Museum of Art and Gardens, Museum of Contemporary Art Jacksonville, and the Ritz Theatre and Museum. 

Jacksonville, Florida Real Estate Market

The median home value in Jacksonville is $233,430. There has been an increase in the average annual appreciation rate over the last 10 years of 7.02%. While more than half of residents here are homeowners, there is a large rental market in Jacksonville too. The average rental rate is $1,708 per month. 

Homes here are mainly single-family homes with some apartment complexes around. Many were built between 1970-1999 and vary in size with 2-4 bedrooms. Jacksonville has many residents that are young, single professionals starting in careers in healthcare, retail, and finance.  

Ortega Terrace
Beauclearc Gardens
Ortega/Ortega Forest
Deerwood Club
San Jose Forest

Current Mortgage Rates in Florida

Mortgage rates fluctuate, much like stocks on the stock market do. Mortgage-backed securities are traded like stocks. The current state of the economy drives the housing market.

You may want to watch mortgage rates to know when to commit to a mortgage rate. Benzinga monitors mortgage rate fluctuations and updates current mortgage rate charts.

Loan TypeRateAPR
30-year fixed 6.615% 6.659%
15-year fixed 6.102% 6.269%
7/1 ARM (adjustable rate) N/A N/A
5/1 ARM (adjustable rate) N/A N/A
Rates based on an average home price of $245,169 and a down payment of 20%.
See more mortgage rates on Zillow

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