Contributor, Benzinga
July 21, 2020

Ready for a new bank? We’ve shortlisted some of the best banks in Ohio so you can easily find your match. Take a look at our review to learn more about the products and services each financial institution offers.

Best Banks in Ohio Near You:

Huntington – banking
securely through Huntington – banking's website

Best for Range of Services: Huntington

Huntington is a full-service banking provider primarily operating across a 7-state banking franchise of Ohio, Illinois, Indiana, Kentucky, Michigan, Pennsylvania and West Virginia. In Ohio, the bank operates with 426 branches in 215 different cities and towns.

Huntington offers a variety of banking services to meet unique needs. Some of them include:

  • Full-service commercial, small business and consumer banking services
  • Mortgage banking services
  • Treasury management and foreign exchange services
  • Equipment leasing
  • Wealth and investment management services
  • Trust services
  • Brokerage services
  • Customized insurance brokerage and service programs

Huntington also offers military banking services for U.S. veterans, active service members and members of the National Guard and Reserve. It has a wide range of protections and benefits such as low-interest rate on home mortgages and small business loans.

Fifth Third Bank – banking
securely through Fifth Third Bank – banking's website

Best for Specialized Accounts: Fifth Third Bank

Fifth Third Bank operates with 306 branches in 147 different cities and towns in the state of Ohio. The bank also has 859 more offices in 9 states. 

Apart from traditional accounts, Fifth Third Bank also offers specialized accounts that include: 

  • Fifth Third Preferred Checking. Earn higher interest on your checking account and get preferred discounts, benefits and services.
  • Fifth Third Student Banking. Only for students who are at least 13. Receive the same benefits as the regular checking account with no monthly service charge.
  • Fifth Third Military Checking. For military families, including active duty, retired, reserve/guard and veterans. It also includes the commissioned officers of the Public Health Service and the National Oceanic and Atmospheric Administration.
  • Fifth Third Express Banking. Get immediate access to your money and the convenience and security of a banking relationship.
  • Fifth Third ABLE Checking. The account allows individuals with disabilities and their families to save for future qualified expenses without losing access to federal benefits.
PNC | banking
securely through PNC | banking's website

Best for Students: PNC 

PNC operates with 297 branches in Ohio and offers options for credit cards and student loans. PNC provides a special account for student banking known as Virtual Wallet Student. 

Virtual Wallet Student requires no minimum balance or monthly service charge for 6 years from the date of opening. After 6 years, it will convert to its standard Virtual Wallet and be subjected to its fees and features. The standard Virtual Wallet is a combination of a checking and savings account with online and mobile banking tools.

US Bank – personal banking
securely through US Bank – personal banking's website

Best for Mobile App: U.S. Bank

U.S. Bank is 1 of the largest banks in the U.S. with more than 70,000 employees and $495 billion in assets. The bank has 259 branches in 142 different Ohio locations. It also has 2,636 more offices in 25 states, making it accessible in most parts of the country.

The bank has a simple, secure mobile banking app. Features include:

  • Transfer between your accounts
  • Deposit checks
  • Manage and pay bills
  • Send, receive and request money

Apart from everyday banking tasks, you can also use the new quick-action menus to locate the nearest branch or ATM, book an appointment with a banker or get in-app help when you need it.

Chase Bank
Best For
  • Best for Checking Account Variety
securely through Chase Bank's website

Best for Credit Cards: Chase Bank

Chase is a leading commercial bank that serves nearly half of America’s households. It offers a broad range of financial services — personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. The bank operates with 247 branches in Ohio.

Chase carries 27 different rewards credit cards broadly categorized by travel, business, cashback, no annual fee, airline and hotel. Each category is packed with benefits and could save you money if used well.

Visa, Mastercard or an EMV card with chip are available. It also has a category known as Refer a Friend card where you earn rewards for each friend who gets 1 of your cards.

Frequently Asked Questions

Q: Do I need to pay more for mobile banking?

A: No. Banks typically don’t charge you to download an app or use online services.

Q: What do I need to open a bank account?

A: Banks typically ask you for your contact details (including full residential address), state-issued ID (your driving license) and your Social Security number. Some accounts may also require an opening deposit payment

Choose the Right Bank in Ohio

Start with our list of recommended institutions to choose the right bank in Ohio. Create a list of your banking needs and compare with services to find the bank that can help you make the most of your money.


To determine the best banks in Ohio, Benzinga analyzed over 100 banks and financial institutions. We gave weight to banks in Ohio with co-op ATMs and cash-back options. We also gave greater rankings to banks which offered the following: checking and savings accounts, online banking, personal loans, mortgages, educational resources, and a mobile app.

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