Merrill Lynch: Deposit Composition Will Matter For Banks Ahead Of Rate Hike

Financials will be an obvious focus when the Fed does decide to raise it's Federal Fund Rate range from 0.0-0.25 percent up to 0.25-0.50 percent. Merrill Lynch writes on Monday morning that deposit mixes are banks will significantly affect how deposits will react to a hike.
When it comes to deposit mix beta, CD's have the greatest beta and savings have the least:

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