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Contributor, Benzinga
February 18, 2021
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It can be time-consuming to find the best dental plan. You need to visit the websites of insurance companies, review the plans and determine which one fits into your budget while giving you the benefits you need. takes the stress out of finding a dental plan. It focuses on dental savings plans, also known as dental discount plans. 

These plans aren’t insurance, but they can still save you a significant amount of money on your dental costs. They also have some advantages over dental insurance. For example, while traditional insurance typically has waiting periods, dental savings plans do not. And you can typically use a dental savings plan for cosmetic procedures. has been in business for over 20 years and it has excellent reviews from its customers. You can choose among 30+ dental savings plans, and if you prefer dental insurance, offers that as well. Its customer service team is available to help you choose the best plan, and you can switch plans at any time. You can also buy a plan online. is best for people who need dental services immediately or who need extensive dental care. It has a wide range of plans and extensive customer service availability. The website can be challenging to navigate, though, and your options are limited if you prefer dental insurance. 

Learn more in this DentalPlans review. 

Best For
  • Those who need cosmetic dental services
  • Those who need dental care immediately
  • Wide variety of dental savings plans
  • Extensive customer service availability
  • Website can be difficult to navigate
  • Limited dental insurance options Ratings at a Glance

Plan Options
Customer Service
Overall Rating Plan Options primarily offers dental savings plans. These plans aren’t insurance, rather an affordable alternative to traditional dental insurance. With dental savings plans, you pay a low annual membership fee. In exchange, you get a membership card that you can present to any participating dentists.

These dentists have agreed to provide discounts of 10% to 60% on various dental services. You receive these discounts upfront, which means that you don’t have to deal with claims paperwork and wonder whether your dental service will be approved. 

Dental savings plans may provide savings  on the following:

  • Basic and preventive services: Routine check-ups, routine X-rays, teeth cleaning, sealant and fluoride treatments 
  • Restorative services: Fillings, root canals and crowns
  • Orthodontic treatments: Braces for children and adults 
  • Cosmetic treatments: Veneers and teeth whitening
  • Dentures and implants: Full sets of dentures, tooth replacements as part of a bridge and implants
  • Oral surgery: Simple and complex extractions

Many dental insurance plans exclude orthodontic treatments from coverage, and no dental insurance plans cover cosmetic treatments. Not all dental savings plans will provide savings on  all of these services, especially orthodontic treatment, so review your plan options carefully so you choose a plan that meets your needs. allows you to search for a plan based on the procedures you need, so it’s easy to find a plan that will save you the most on the specific services you’re looking for. 

How Dental Savings Plans Work

With a dental savings plan, you present the card at your appointment to receive your discount at the time of service. The exact discount varies depending on the plan you choose and on the dental procedure. 

Here are some examples* of the discounts you could receive with a dental savings plans:

ServiceUsual CostPlan Member CostSavings
Routine 6-month check-up$48$20$28
Adult teeth cleaning$82$44$38
Root canal treatment for a front tooth$775$298$477
Orthodontic treatment$5,000-$6,00020% off$1,000-$1,200
Full upper denture$1,799$675$1,124

*Examples are based on an available plan in zip code 43614.

Advantages of Dental Savings Plans

Dental savings plans also activate quickly. With dental insurance, you may have to wait until the 1st of the following month for coverage to start. Dental savings plans typically activate within 1-3 days. That means you can purchase a plan when you need dental treatment and use the plan within the next few days. 

Another advantage of dental savings plans is that there’s no waiting period. With dental insurance, you may have to wait 6 months to 1 year to get coverage for restorative and major services like crowns and bridges. Dental savings plans provide you with discounts right away. 

Dental savings plans also don’t have a limit on how much you can save. Dental insurance plans limit the benefits they’ll pay annually. This limit is typically $1,000 to $2,000. With dental savings plans, you don’t have a limitation on how much you can save with the plan. You can use it for as many services as you and your family need. 

Dental Insurance does offer a limited number of affordable dental insurance plans. With these plans, you pay a monthly premium. The plan covers a percentage of the costs, and you’re responsible for the balance. Plans have a limit to the amount they’ll pay each year toward your dental care. 

In general, dental insurance plans pay:

  • 100% of preventive services
  • 80% of basic services like fillings and simple extractions
  • 50% of major services like root canals and dentures

Coverage does vary by plan, though, so it’s important to carefully review your options. Not all plans cover orthodontics and dental implants, so if those are services you’re looking for, make sure your plan covers them. 

Dental insurance plans also have a deductible, which is the amount you pay before your dental plan starts coverage. The deductibles are low compared to health insurance plans, but it’s another out-of-pocket cost to keep in mind. Pricing

With, you can compare plans, making it easy to find one that fits into your budget. Dental saving plans are also significantly less expensive than dental insurance plans. also promises to price match any dental savings plan. If the dental savings plan you’ve chosen is available somewhere else for less, will match that price. Customer Service

To join a plan, you can contact by phone at 888-632-5353 or by live chat. Representatives are available Monday through Thursday from 8:30 a.m. to 10 p.m., Friday from 8:30 a.m. to 9 p.m., Saturday from 9 a.m. to 6 p.m. and Sunday from 10 a.m. to 4 p.m. EST. 

If you’re a plan member, you can reach by live chat, by phone at 800-494-9294. You can also email them at Claims Support doesn’t offer claims services for two reasons. First, one of the perks of a dental savings plan is that you don’t have to deal with claims. connects you with dental savings plans from various companies, and since you receive your discount upfront, you don’t have to file claims paperwork. 

The second reason is that while does sell insurance plans, it’s not an insurance company. It connects you with insurance companies, so if you purchase a dental insurance plan, those claims would be handled by the insurance company you choose, not by Overall Rating makes it easy to get discounts on the dental care you need. You can search for a plan by dentist, by savings or by procedure. You can compare plans side-by-side to see which procedures will be discounted, and at what percentage. 

Dental savings plans simplify dental care and can compete with the best dental insurance plans. You pay a fee and receive discounts without worry about whether the services you need will be approved. You also receive discounts on services not covered by dental insurance like teeth whitening.

Another perk with many of the dental savings plans available through is that they offer extra discounts. Many plans offer discounts on vision and hearing care. You may also find plans with discounts on prescriptions, chiropractic care, alternative medicine, fitness clubs, telehealth and more. These extra savings can add up, making your overall health care more affordable. also offers standalone vision, telemedicine, prescription and hearing care discount cards. The hearing care and prescription discount cards are free. The telemedicine plan offers 3 options, including a plan with emotional stress and mental counseling and built-in discounts on hearing and vision. 

Overall, is an excellent one-stop solution for the benefits not typically covered (or covered well) by health insurance. You can find plans that are simple to use and that give you discounts on the care you need. 

User Reviews

email scam here

How do you use this product to boost your finances?

I paid $159.95, dentist said worth $0. Never received requested refund.

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Dental Insurance Methodology

To determine the best dental insurance providers, we pored through all United States carriers. We winnowed the list by only including companies that have a wide coverage area and product offering. To further break down the list to the true best dental insurance providers, we gave weight to carriers that offer discounts, are available in all states and have multiple payment plan options.

Dental Plans Promo

Get 10% off any dental savings plan at You can reduce your dental care costs by saving 10-60% off at the dentist!

About Melinda Sineriz

Melinda specializes in writing about mortgages. student loans, personal loans, insurance, managing credit and debt, and credit cards.