Building a resilient portfolio means thinking beyond a single asset or market trend. Economic cycles shift, sectors rise and fall, and no one investment performs well in every environment. That’s why many investors look to diversify with platforms that provide access to real estate, fixed-income opportunities, professional financial guidance, precious metals, and even self-directed retirement accounts. By spreading exposure across multiple asset classes, it becomes easier to manage risk, capture steady returns, and create long-term wealth that isn’t tied to the fortunes of just one company or industry.
Where Investors Are Turning Beyond Stocks
Wealth creation is as much about resilience as it is about growth. While the stock market may dominate headlines, many investors are increasingly turning to platforms that emphasize stability, income generation, and long-term planning. The evolution of financial technology has made it possible to diversify through real estate, fixed-income alternatives, and professional planning services in ways that are more transparent and accessible than ever before. Each option reflects a different philosophy: some prioritize steady, predictable returns, others focus on flexibility and control, and still others provide access to assets designed to weather inflation and market downturns.
Arrived Homes
Backed by Jeff Bezos, Arrived Homes makes real estate investing accessible with a low barrier to entry. Investors can buy fractional shares of single-family rentals and vacation homes starting with as little as $100. This allows everyday investors to diversify into real estate, collect rental income, and build long-term wealth without needing to manage properties directly.
Worthy Bonds
For those seeking fixed-income style returns without Wall Street complexity, Worthy Property Bonds offers SEC-qualified, interest-bearing bonds starting at just $10. Investors earn a fixed 7% annual return, with funds deployed to small U.S. businesses. The bonds are fully liquid, meaning you can cash out anytime, making them attractive for conservative investors looking for steady, passive income.
IRA Financial
Self-directed investors looking to take greater control of their retirement savings may consider IRA Financial. The platform enables you to use a self-directed IRA or Solo 401(k) to invest in alternative assets such as real estate, private equity, or even crypto. This flexibility empowers retirement savers to go beyond traditional stocks and bonds, building diversified portfolios that align with their long-term wealth strategies.
Farmland LP
With a minimum investment of $100,000, accredited investors can gain direct exposure to U.S. farmland — an asset class that has historically shown strong returns, low correlation to stocks, and resilience during inflationary periods. By providing access to income from crop yields and potential land appreciation, farmland offers a tangible, long-term way to diversify portfolios with an asset tied to one of the world’s most essential resources.
Moomoo Idle Cash
Moomoo isn’t just for trading — it’s also one of the most attractive places to park cash. New users can earn a promotional 8.1% APY on uninvested cash, combining a 3.85% base rate with a 4.25% booster once activated. On top of that, eligible new users can also score up to $1,000 in free Nvidia stock—but the real draw here is the ability to earn bank-beating interest rates without having to move into riskier assets.
SoFi Alternative Funds
SoFi gives members access to a wide range of professionally managed alternative funds, covering everything from commodities and private credit to venture capital, hedge funds, and real estate. These funds can provide broader diversification, help smooth out portfolio volatility, and potentially boost total returns over time. Many of the funds have relatively low minimums, making alternative investing accessible.
American Hartford Gold
For investors concerned about inflation or seeking portfolio protection, American Hartford Gold provides a simple way to buy and hold physical gold and silver within an IRA or direct delivery. With a minimum investment of $10,000, the platform caters to those looking to preserve wealth through precious metals while maintaining the option to diversify retirement accounts. It’s a favored choice for conservative investors who want tangible assets that historically hold value during uncertain markets.
Latest Private Market Opportunities
While platforms like real estate funds, bonds, and precious metals can bring balance and stability to a portfolio, some investors also look to the private markets for growth potential. Startups and emerging businesses often sit at the cutting edge of innovation, offering access to industries and ideas before they reach the public markets. Though higher risk, these opportunities can complement more traditional assets by adding exposure to companies with disruptive potential and long-term upside. Highlighted below are some of the latest private market opportunities you may want to keep on your radar.
Need Advice? Match with a Fiduciary Advisor for Free
If you’re feeling a little lost after weighing so many different investment options, you’re not alone. Choosing between real estate, bonds, precious metals, or alternative funds isn’t always straightforward—and what works best often depends on your unique goals and circumstances. SmartAsset makes it easier by offering a free matching tool that connects you with up to three vetted fiduciary financial advisors in your area. Each advisor is legally required to put your interests first, helping you cut through the noise and build a strategy that fits your life. For investors who want clarity and confidence before taking the next step, a fiduciary advisor can provide the guidance that makes all the difference.
Disclaimer: Please be advised that alternative investments carry a risk of monetary loss. Neither Benzinga nor its staff recommends that you buy, sell, or hold any security. We do not offer investment advice, personalized or otherwise. All information contained on this website is provided as general commentary for informative and entertainment purposes and does not constitute investment advice. Benzinga will not accept liability for any loss or damage, including without limitation to, any loss of profit, which may arise directly or indirectly from use of or reliance on this information, whether specifically stated in the above Terms of Service or otherwise. Benzinga recommends that you conduct your own due diligence and consult a certified financial professional for personalized advice about your financial situation.
