If you’ve been eyeing alternative investments that offer consistent income without the volatility of stocks or the long-term commitment of owning property, now may be the right time to act on real estate-backed debt.
The Arrived Private Credit Fund, known for delivering solid returns through real estate-backed loans, has temporarily removed its $5,000 monthly investment cap. That means more room to invest and diversify your portfolio while this opportunity lasts.
Why This Matters Right Now
Arrived is actively deploying over $3 million into a new wave of short-term real estate loans, including bridge, construction and rehab financing. These loans are all secured by residential properties and already generating returns for investors. Historically, the fund has delivered a strong 8.1% annualized yield, positioning it as a compelling option for income-focused investors.
Here’s what your investment could look like at the current yield:
| Initial Investment | Annual Dividend at 8.1% |
| $1,000 | $81 |
| $5,000 | $405 |
| $10,000 | $810 |
| $50,000 | $4,050 |
| $100,000 | $8,100 |
Whether you're starting small or allocating a larger portion of your portfolio, the compounding potential of this fund adds up quickly.
What Is Private Credit?
Private credit refers to non-bank loans made to individuals or businesses, often with collateral backing. In this case, the loans are secured by residential real estate. Unlike traditional real estate investing, which typically relies on property appreciation and resale, private credit generates income through interest payments made on the loans.
This model is particularly appealing in today’s environment where:
- Equity markets are volatile
- Real estate prices have cooled
- Demand for short-term real estate financing is strong
With private credit, investors get exposure to real estate without becoming a landlord or taking on the risks of property management. Instead, your money works for you behind the scenes, earning consistent returns while being secured by tangible assets.
A Proven, Managed Fund
The Arrived Private Credit Fund offers a hands-off approach. You’re not picking individual loans or managing deals. Instead, you invest in a professionally managed fund that diversifies across dozens of high-quality real estate-backed loans.
Key performance stats:
- 8.1% Current Dividend Yield
- 49 Active Loans
- 72 Completed Loans
These numbers reflect the fund’s growing track record and ongoing performance. More importantly, the fund’s loan underwriting process focuses on quality over quantity—only selecting opportunities that meet strict risk and return criteria.
Limited-Time Cap Removal
Until now, the fund limited monthly contributions to $5,000 to ensure capital deployment kept pace with high-quality loan sourcing. That cap has temporarily been lifted, allowing investors to allocate more capital before the cap is reintroduced.
This limited-time change gives both new and existing investors a window of flexibility to:
- Deploy more capital into real estate-backed debt
- Accelerate portfolio diversification
- Lock in exposure to a historically strong yield
Given the anticipated reinstatement of the cap, timing is critical if you're looking to increase your position.
Bottom Line: Take Advantage While It Lasts
With an 8.1% annualized yield, a strong pipeline of secured loans, and a rare opportunity to invest without a cap, the Arrived Private Credit Fund stands out as a smart addition to any diversified investment strategy. Whether you’re looking to balance your equity exposure, generate passive income, or explore real estate-backed debt, now’s the time to consider this fund.
>> Learn More About Investing in Real Estate-Backed Debt
