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There's not a lawmaker, banker or consumer who doesn't want to end the hazardous policy of too big to fail, but breaking up large banks -- as the Dallas Federal Reserve Bank has advocated -- is not the solution. In fact, dismantling large banks would be counterproductive to the nation's economy. The U.S. can claim only five of the top 50 banks in the world. Reducing their size would reduce their capacity to serve America's largest businesses. As
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