Britton & Koontz Capital Reports Third Quarter 2010 Earnings of $.32 per Share

The Board of Directors of Britton & Koontz Capital Corporation BKBK today reported net income and earnings per share for the three and nine month period ended September 30, 2010. Net income for the three months ended September 30, 2010, was $681 thousand, or $.32 per diluted share, compared to $324 thousand, or $.15 per diluted share, for the quarter ended September 30, 2009. The increase is primarily related to a decrease in loan provision expense offset by lower net interest income from the reduction in size of the Bank's balance sheet.