SkyWatch Aircraft Insurance Review

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Contributor, Benzinga
October 5, 2022 Aircraft
Overall Rating:
securely through Aircraft's website is an aviation insurance provider that offers flexible aircraft and drones policies. You can insure yourself on an on-demand or longer term basis, manage and update your policy to meet your needs through the company’s powerful portal, and enjoy 5-star rated customer support.

Best For
  • On-demand aircraft insurance
  • Aircraft renters
  • New pilots
  • Aircraft owners
  • Drone operators
  • Put multiple drones on one policy
  • Infinitely adjustable coverage
  • Personal aircraft insurance
  • No app for aircraft insurance Aircraft Ratings at a Glance

SkyWatch Product Offering
Customer Service
Customer Pricing
User Benefits
User Experience

SkyWatch Product Offering

Originally founded as a data company to assess the safety of drone operators, SkyWatch has evolved to fill a unique need in the aviation insurance realm for aircraft and drone insurance protections. SkyWatch’s aircraft renter’s policies include between $250,000 to $1 million in liability insurance, and you can add self coverage too. You can get your coverage on an annual, monthly, weekly or even daily basis depending on your unique needs as a hobbyist or professional. If you need owner's insurance you can get it with up to $1M per accident + $200K per passenger.

SkyWatch offers the most flexible aircraft insurance policies that include both property damage and bodily injury liability coverage. Flight instructors, students, private and recreational pilots renting or owning a single engine or multi engine aircraft can get tailor-made insurance with a only a few clicks online. 

If you only fly a rented plane occasionally, it might not be economically efficient to purchase an annual insurance plan. SkyWatch allows you to buy instant, flexible coverage on a monthly, weekly, and even daily basis. Simply get on SkyWatch’s website, input a bit of information and get coverage quickly. Getting coverage takes only a few minutes, which can be ideal for anyone who needs aircraft insurance on a sporadic basis.


SkyWatch’s Fly Safe Pay Less program is an optional way to learn how to be a more responsible drone pilot while also saving money. 

SkyWatch also offers The only aircraft owners insurance with a monthly payment option and an instant quote system. These unique aspects of SkyWatch makes it the quickest and the most affordable option for aircraft owners. 

In addition to aircraft insurance, SkyWatch also offers flexible insurance coverage for drones on annual, monthly and hourly basis. A single policy can insure multiple drones, and you won’t need to pay an individual premium for each drone that you use. If you’re a business owner who uses drones as a part of your commercial activities, you can easily add a client or customer to your policy and remove them as needed. You can also access low-cost hull insurance through the platform, which provides you with insurance in the event that your drone is destroyed or damaged.SkyWatch also offers a ‘Fly Safe Pay Less’ program for drones, which allows you to save money by sharing your flight data.

Customer Service

SkyWatch offers a few unique methods you can use to reach its customer service team.

  • Over the phone: SkyWatch employs both drone and aviation specialists to ensure you’re getting accurate information directly from the professionals. To reach an aviation specialist over the phone, call 888-849-4902. To speak with a drone specialist, call 888-364-5033. Customer service is available over the phone between the hours of 9 a.m. and 6 p.m. EST.
  • Via email: To send a message to SkyWatch’s team of Aviation specialists, email If you need to ask a question about an aviation insurance policy, send a message to
  • You can also schedule a personal meeting with an insurance specialist through SkyWatch’s website online. 

Customer Pricing

For monthly aircraft renter‘s  insurance coverage, expect prices to start at around $8 per month for a basic liability policy. If you opt to purchase a year’s worth of coverage upfront, you’ll pay $74 and up for the year, a savings of around $22 or more annually. You can add reduced-cost hull insurance to your insurance policy when you purchase a plan as well, and you can get coverage online or by speaking with a specialist over the phone or email.

Aircraft owners insurance options vary depending on a case-by-case basis, so you’ll need to get a quote to learn more about pricing. Explore the links below to get a free no-obligation quote on your aircraft insurance policy.

User Benefits

SkyWatch provides pilots with a unique and intuitive option to get the insurance that fits their needs and budgets. When you purchase your insurance through SkyWatch, you can take advantage of the following benefits:

  • The most flexible coverage for aircraft renters: If you only fly a rented plane occasionally, it might not be economically efficient to purchase an annual insurance plan. SkyWatch allows you to buy instant, flexible coverage on a monthly, weekly, and even daily basis. Simply get on SkyWatch’s website, input a bit of information and get coverage quickly.
  • The quickest way to get aviation insurance: With SkyWatch portal, you can get aircraft owners policies online within a few minutes instead of a few days. There is no need for a middleman or broker. 
  • Policies customized to your needs: SkyWatch offers a number of ways to customize your insurance policy. You can protect yourself with up to $5 million in liability insurance coverage, and you can easily add clients or customers onto your policy as you need. This makes SkyWatch’s policies convenient for both casual and commercial drone operators. 
  • Safety and loyalty discounts for pilots: enjoy even better rates by uploading your flight logs and when renewing your policy.

User Experience

Purchasing a policy from SkyWatch is exceptionally easy — most users will be able to get coverage in as little as three minutes. Simply click on the “get a quote” button on the company’s homepage to begin instantly comparing billing options, price points, liability limitations and more. Getting flexible drone coverage through SkyWatch’s mobile app is also easy, allowing you to buy hourly coverage with just a few taps. Overall, SkyWatch offers its customers an intuitive method to get affordable insurance, even on-the-go.

SkyWatch Versus Competitors

While SkyWatch offers a unique, convenient and affordable option for aviation and drone insurance, they are new to the aircraft owners market. For example, competitors like The Hartford Financial Services Group Inc. and BWI Aviation Insurance Agency Inc. have been offering aircraft owners insurance for some years now.

Benzinga offers insights and reviews on the following drone insurance providers. Consider checking out a few of the reviews below before you make your final insurance purchase.


SkyWatch offers an impressive range of insurance policies, with something for every type of aviation enthusiast. Policies are available with both liability and hull coverage and can be customized to the needs of the pilot in a few clicks online . 

With SkyWatch you can enjoy flexible plans, a quick and efficient online portal, a 5-star rated customer support, very affordable rates and more.. SkyWatch even offers a Fly Safe Pay Less drone program, which allows you to save money by sharing your flight data.

Skywatch Video Tutorial

Frequently Asked Questions


What does aircraft insurance cover?


Most aircraft insurance policies cover personal property and bodily injury liabilities. This means that if your aircraft damages someone’s property or injures them, your insurance will help pay for the cost of resulting legal and medical bills for the parties you hurt. The specific inclusions you’ll find on your aircraft insurance policy will vary depending on the terms of your contract.


Do student pilots need aircraft insurance?


While you are not legally required to have aircraft insurance as a student, you may want to purchase coverage regardless to protect yourself financially in the event of an accident. Many flight schools will not enroll new students who do not have at least some level of aircraft liability insurance.

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About Sarah Horvath

Sarah is an expert in the insurance, investing for retirement and cryptocurrency space.