More than half of Americans are not prepared to cover essential expenses during retirement, according to Fidelity’s Retirement Preparedness Measure.
A closer look at the numbers show those entering their Golden Years are at risk of having to postpone their retirement to pay for housing, medical expenses, and food.
- 48% of Baby Boomers have poor or fair retirement preparedness
- 58% of Gen X are not prepared for retirement
- 62% of Gen Y are not on track to meet their retirement goal
Here’s the good news: It doesn’t take much to get back on track for retirement. The majority of Americans can reach 85% of their retirement savings goal by simply boosting their savings and revisiting their investment asset mix.
Now, there’s a way to do both without subjecting your retirement savings to market volatility.
Connect Invest is a real estate investment platform focused on providing accessible, short-term investment opportunities backed by residential real estate. By combining technology with disciplined underwriting, the company aims to deliver consistent returns while maintaining a strong emphasis on transparency and risk management.
New members get a $50 promotional credit if they fund a note within the first 10 days of opening their account.
How It Works
Connect Invest Short Notes are designed to provide investors with short-term, fixed-rate returns, offering a more predictable income stream compared to traditional market-based investments.
After signing up, you pick a short note term duration of 6, 12, or 24 months, each with a clear exit date. You’ll then earn monthly income from interest earnings, and your principal investment will be returned once the note reaches maturity.
Short Notes are built to be easy to understand and accessible, allowing investors to participate in real estate-backed opportunities without the complexity of direct property ownership. Each note is backed by residential real estate loans, giving investors exposure to tangible assets rather than purely market-driven securities.
Connect Invest makes it easy to use your existing retirement funds to get started. You can set up or use a Self-Directed IRA to transfer money into your Connect Wallet, or work with a trusted custodian for tax-deferred or tax-free growth.
The platform emphasizes conservative underwriting and risk management, including structured deals designed to prioritize protection of investor capital.
Connect Invest vs. Other Real Estate Investment Tools
| Connect Invest | REITs | Crowdfunding | Syndications | |
| Minimum Investment | $500 | Cost of 1 share | $1,000-$25,000 | $25,000+ |
| Returns | Fixed, predictable (up to 9%) | Market-driven, variable | Project-dependent, variable | Project-dependent, variable |
| Investment term | 6-24 months | No set term | 3-10 years | 3-7 years |
| Backed by Real Property? | Yes | Indirect | Yes | Yes |
| Fees | None | Management fees, overhead | PLatform & management fees | Syndicator fees |
| Individual control | High, simple terms | Low, tied to stock market | Moderate, varies by platform | Moderate, depends on sponsor |
| Who is it best for? | Everyday people looking for predictable returns | Investors looking for stock-like exposure | Long-term hold investors | High-net-worth investors |
Get on Track for Retirement With Connect Invest
Real estate investment is one of the most common ways for people to earn passive income, but it’s not always reliable or predictable.
Connect Invest provides short-term options with low minimum investments and fixed returns, offering retirees a simple way to add real estate-backed income to their retirement portfolio.
Their platform also offers:
- No hidden fees
- Short-term, flexible investment timelines
- Predictable returns
- Low minimum investments
- Reduced exposure to market volatility
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