Best Personal Finance Blogs, Ranked

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Contributor, Benzinga
January 13, 2022

According to The Federal Reserve, 39% of Americans were unable to cover a $400 emergency with cash, savings or even credit cards. Learning how to manage your money can be intimidating, especially if you're already in financial trouble. A less intimidating way to jump into the world of personal finance is to read the best personal finance blogs on the internet.

The best thing you can do is arm yourself with the knowledge to make the best money decision. Bloggers that write about personal finance are a great resource for learning the basics as well as new tips and tricks. Not only are they passionate about the subject, but they’ve been through the same situations you’re dealing with and came out on top.

Do you need to know how to pay off your debts, how to budget, what to invest in or which credit card to get? Use our guide to the best personal finance blogs to start your journey.

Top 8 Blogs for Personal Finance

Understanding and managing finances might be intimidating, but it doesn't have to be. Personal finance blogs will help you find the tips and tools you need to improve your finances, fix your credit score and save and invest your money. Most experts who write these blogs were once in dire financial situations themselves and are sharing the successful methods they used to recover. 

There is a blog out there for every aspect of personal finance. Complex financial concepts are easily explained, reviews and detailed analysis is provided. The blogs we cover here are in different niches and may vary in diversity. The 1 thing that remains constant is they are inspirational and practical. Here are the best personal finance blogs.

1. Best Blog for Family Finances: Rich & REGULAR


Rich & REGULAR is a blog run by Julien and Kiersten Saunders. They are a couple who managed to pay off $200,000 in debt over a period of 5 years. They did this while simultaneously boosting their net worth. 

Rich & REGULAR was launched in 2015 with the sole purpose of helping families find financial freedom. The Saunders give you an honest outlook on how you can master your finances using simple concepts. This couple will show you what to eat for dinner scrumptiously and affordably. They are real people dealing with real-life situations to help you gain financial freedom.

2. Best Blog for Credit Card and Investment Management: My Money Blog


Jonathan Ping is the brains behind My Money Blog. He does not run all over the place with everything; instead, he focuses on credit card rewards, early retirement, money-saving tips and investment guides. Ping dives even further by breaking the early retirement section into 4 sections. He handles home buying, mortgages, savings rate, how much can I afford and earn more versus spending less. There are more categories for readers to explore,including frugal living, taxes, insurance, giving back and book reviews.

3. Best Blog for Women: Women Who Money


Are you a woman who minds her financial state of affairs? If your answer is yes, Women Who Money is the personal finance blog for you. Women Who Money is a blog formed by Amy Blacklock and Vicki Cook. 

This duo works with a team to improve the quality of life of women everywhere with financial know-how. Women Who Money aims to equip women with the necessary knowledge, skills and resources to improve women's financial health. The perspective takes into consideration the financial hurdles unique to women. Through this blog, women learn how to succeed on their finance journey.

4. Best Blog for Budget Solutions: Inspired Budget


Are you looking for a companion to help you create and stick to a budget? Then head over to the Inspired Budget blog. Allison Baggerly is the founder of Inspired Budget, and not only is she a good writer, she also speaks from her own experiences. Baggerly got married while sinking under 6-figure debt. She and her husband paid the debt off in 5 years. The results are wonderfully captured in the blog, and as they say, experience is indeed the best teacher. Baggerly aims to teach women how to manage their finances and gain financial freedom. The site is rich in free budgeting resources, motivational stories and practical tips.

5. Best Blog for Debt Management: Get Rich Slowly


Get Rich Slowly is a personal finance blog launched in 2006. It is also another blog brought to you by courtesy of amassed debt. J.D. Roth had more than $35,000 in credit card debt, auto loans and personal loans. You might have debt like that, too, but Roth is proof that nothing lasts forever. He soon realized the error of his ways and created a way out of the tunnel he had dug himself into. 

Get Rich Slowly has 1,000s of articles that help people increase their financial IQs. Some of the topics covered are investment, earning and saving. He also talks about the money mindset and offers apps and tools that help you manage your money more efficiently.

6. Best Personal Finance Blog for Alternative Opinions: Physician on FIRE


If you love reading opinions, consider Physician on FIRE. Leif Dahleen offers an honest perspective on financial planning and other personal finance topics. His views may come out as strong, but they are interesting and help you see financial matters from another angle. This is a refreshing blog that covers a variety of topics. 

The blog produces a weekly series called “The Sunday Best,” which talks about content from other bloggers. “The Sunday Best” is 1 of the most widely read weekly summaries from the financial blog world. Physician on Fire is not an echo but a lone and bold voice on personal finance matters.

7. Best Blog for Daily Money Management: Brave Saver


Elyssa Kirkham created Brave Saver to help you counter your financial fears and go after a better life. She teaches practical lessons on how to practice daily money management. She encourages readers to make decisions based on what they love and value instead of what they fear. Kirkham avoids the hype of how to manage money easily in a messy world. Hers is a holistic perspective where you get to know the why before the how.

8. Best Blog for Saving on a Budget: The Penny Hoarder


The Penny Hoarder is a blog started by Kyle Taylor. According to the website, Penny Hoarder is the fastest-growing private media company 2 years in a row. The Penny Hoarder has great writers who tackle a variety of topics. Some of the topics covered are deals on groceries, food and even recipes. You also will learn how to get money out of class action lawsuits. 

Topics like debt, taxes, bank accounts and retirement also are covered. The Penny Hoarder also has a scam-alert section that warns of the devices and methods used by scammers.

Personal Finance Blogs: Tools to Take Control of Your Money

Personal finance is a subject that’s not going anywhere anytime soon. The recent global recession even makes it a matter of urgency. Achieving financial independence requires unlearning bad habits and learning new money habits. You can turn to a digital financial platform like MoneyLion, or you might start looking for more great blogs, podcasts and other resources. Check out Benzinga: Rankings to find more best-of-the-best content.

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