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Benzinga
Thomas Young
Benzinga Contributor
About Thomas Young
Senior Economist at Common Sense Institute Colorado, Partner at Econowest, and Ph.D. in Business Economics from University of Utah. His work centers on how financial systems interpret information, and assign probability to loss.
Articles by Thomas Young
How To Evaluate CD Rates: The Variables That Decide What You Keep, Not Just What You Earn
A saver moves $25,000 into a 12-month certificate of deposit advertising a headline rate, then needs the cash in month seven. The early-withdrawal penalty takes back several months of interest, and the rate that won the
Real Estate Still Hedges Inflation. The Hedge Just Is Not Where Most Investors Are Looking
Key Takeaways U.S. home prices rose 1.1% over the year through May 2026 against 3.4% inflation, leaving property behind on price for most of a year. The inflation protection in residential property comes from
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