Preview: Regional Management's Earnings


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On Wednesday, February 10, Regional Management (NYSE:RM) will release its latest earnings report. Here is Benzinga's outlook for the company.

What Are Earnings, Net Income, And Earnings Per Share?

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Earnings and especially earnings per share (EPS) are useful measures of a company's profitability. Total earnings, which is also referred to as net income, equals total revenue minus total expenses. EPS equals to net income divided by the number of shares outstanding.

Earnings And Revenue

Regional Management EPS will likely be near $0.85 while revenue will be around $93.25 million, according to analysts. In the same quarter last year, Regional Management reported earnings per share of $1.38 on revenue of $97.98 million.

Why Analyst Estimates And Earnings Surprises Are Important

Analysts who cover this company will publish forward-looking estimates of its revenue and EPS each quarter. Averaging together every EPS and revenue prediction that each analyst makes about a company in a quarter yields the "consensus estimates." A company posting earnings or revenue above or below the consensus estimate is known as an "earnings surprise" and may move the stock by a considerable margin.

If the company were to match the consensus estimate, earnings would be down 38.41%. Sales would have fallen 4.83% from the same quarter last year. In comparison to analyst estimates in the past, here is how the company's reported EPS stacks up:

Quarter Q3 2020 Q2 2020 Q1 2020 Q4 2020
EPS Estimate 0.52 0.81 0.62 1.11
EPS Actual 1.01 0.68 1.14 1.38
Revenue Estimate 85.55 M 86.24 M 93.19 M 93.72 M
Revenue Actual 90.54 M 89.85 M 96.07 M 97.98 M

Stock Performance

Shares of Regional Management were trading at $31.57 as of February 05. Over the last 52-week period, shares are up 10.65%. Given that these returns are generally positive, long-term shareholders can be satisfied going into this earnings release.

Do not be surprised to see the stock move on comments made during its conference call. Regional Management is scheduled to hold the call at 17:00:00 ET and can be accessed here.


Crypto Whales Are Loading Up — Are You?

New research shows the biggest crypto buyers are back. And this time? They could hold for the possibility that Bitcoin will surpass $100,000 in 2024. You don’t want to miss the next massive crypto bull run like we saw in 2020 and 2021. To know exactly what’s going on and what to buy… Get Access To Benzinga’s Best Crypto Research and Investments For Only $1.


Posted In: EarningsBZI-EP