401(k)

Without a proper payback strategy, acquiring loans may send your credit down the drain. Bankrate suggests that reasons for debt can range from medical bills to divorce to not understanding the mechanics of cash flow and the importance of saving. Whatever the reason or combination of reasons,...

Securing enough for retirement is a huge concern, particularly as financial rhetoric intensifies as the days to November 8 dwindle into the single digits. While the candidates' jargon has broadly steered clear of retirement and the political atmosphere has laid heavy with non-platform-related...

While some may argue investing strategies are rather straight forward and mathematical — and they wouldn't be incorrect — what is often glossed over are the formulaic changes inevitably implemented as different stages of life are hit. Just as other priorities in life change...

Asset managers have been under pressure recently, as passive and robotic investing strategies have grown substantially. Decreasing costs and the increasing ease of investing has reduced the value-add of asset managers to individuals. Barclays’ Take Barclays' Kenneth Hill believes industry...

Regardless of how old you are, there's something you should be doing to prep for retirement. From basic planning strategies to hunkering down for the last lap, keep track of where you are on the journey. It starts much earlier than most people assume. Before 25 While advice for young adults...

Retirement may still be a handful of decades away, but thinking long term — over 40 years ahead — can pay off in almost incomprehensible ways. The choices you make while you're still young will have a huge impact on your future. For example, by investing an annual $2,000 for...

Lawsuits against 401(k) plans going bad are on the rise, and they aren't just filed against big retirement plans any more. These lawsuits are centered on the bad investments, high costs and "revenue sharing," according to a report on Bloomberg. Law firm Nichols Kaster calls the 401(k) "one of the...

When retirees reach 70.5 years old, the IRS sends the bill on their tax-deferred 401(k) savings accounts. This week, the oldest baby boomers will be reaching said threshold, and thus, will be required to start withdrawing cash from their IRAs and 401(k)s. However, what’s interesting...

Most people invest in a 401(K) plan with high hopes of strong returns on their investment. However, the only thing guaranteed when it comes to your 401(k) plan is that participation comes at a price. According to a new Hearts and Wallets poll, many Americans don’t realize how much their 401(K...

With the threat of an unsecure retirement becoming increasingly more eminent as the oldest generation keeps getting older and the average time spent in retirement likewise increasing, many lose sight of the basics. It is undeniable that retirement security funded solely from the government is...