Market Overview

American Business Bank Announces New Loan Production Office in Riverside County, California

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AMERICAN BUSINESS BANK (OTC:AMBZ) today announced its expansion into
Riverside County with the opening of its new Loan Production Office
located at 1250 Corona Pointe Court, Suite 303 in Corona, California.
American Business Bank is well poised to meet the growing demand of
businesses in Riverside County with experienced business bankers who
understand the local market and who specialize in partnering with
businesses to meet their financial needs.

"Since the Bank's inception two decades ago, Riverside County has been a
growing market for American Business Bank where we wanted a local office
and look forward to serving this rapidly growing region of the Inland
Empire," said Leon Blankstein, President and CEO at American Business
Bank.

American Business Bank successfully recruited three highly qualified
bankers who previously worked together. Led by veteran Inland Empire
business banker Keith R. Cerwinski, Regional Vice President, the
Riverside-Corona team includes two seasoned Vice President/Relationship
Managers, Scott R. Lundberg and David R. Valenzuela. "As a relationship
bank, we are very pleased to have hired this experienced local team of
bankers. We are confident that they understand the dynamics of this
region and will readily meet the needs of businesses in the greater
Riverside county marketplace," said Phil Feghali, Executive Vice
President.

American Business Bank provides a full spectrum of financial solutions
for businesses and has specialists to help businesses manage cash flow,
finance growth and consult with business owners on major projects or
issues. The Bank's management is pleased to offer a high level of value
added services to customers and prospects at our new Riverside County
regional office. As Southern California's 18th largest
independent business bank, the Bank is well positioned to help
businesses of all sizes with their cash management and credit needs.

AMERICAN BUSINESS BANK, headquartered in downtown Los Angeles, offers a
wide range of financial services to the business marketplace. Clients
include wholesalers, manufacturers, service businesses, professionals
and non-profits. The Bank has opened five Loan Production Offices in
strategic areas including our North Orange County Office in Anaheim, our
Orange County Office in Irvine, our South Bay Office in Torrance, our
San Fernando Valley Office in the Warner Center, our San Bernardino
County Office in Ontario, and our Riverside County Office in Corona.

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