Market Overview

Industry Veteran Kevin Goldstein Joins GreenSky, Inc. as Chief Credit Officer


GreenSky, Inc. (NASDAQ:GSKY) announced today that Kevin Goldstein has
joined the Company as its Executive Vice President and Chief Credit
Officer. He will be responsible for both credit risk management and for
the overall credit quality of the consumer loans facilitated through the
GreenSky technology platform.

"GreenSky has a vast opportunity to increase the volume of loans
originated through its propriety, mobile technology platform. Kevin
brings deep knowledge and extensive C-Suite experience managing consumer
credit risk as we accelerate our growth," said David Zalik, Chairman and
CEO of GreenSky. Mr. Goldstein added "A growth-oriented company
delivering a virtuous cycle of utility to consumers, merchants, bank
partners and shareholders alike breeds excitement. I am thrilled to join
GreenSky; the Company's future is as bright as any I have seen in 30
years of working in consumer finance." Tim Kaliban, GreenSky President
and Chief Risk Officer, added "Kevin will be a key leader in supporting
GreenSky's credit risk management initiatives, along with driving loan
product innovations as GreenSky increases its market penetration in both
existing and future industry verticals. I very much look forward to
working closely with Kevin."

With over 30 years of experience in the financial services industry, Mr.
Goldstein joins GreenSky from PayPal where he led Business Development
of its Global Credit unit after acting as General Manager for its North
American Credit Business. Prior to joining PayPal, Mr. Goldstein served
as Assistant Chief Credit Officer at Capital One where he oversaw
strategic innovation opportunities and also led both Subprime and
Upmarket customer management departments for its domestic credit card
businesses. Previously, he was President of Citigroup's Universal Cards
portfolio. Prior to that, at Wells Fargo, he led the Card Payment
Division and was Chief Credit Officer for Wells Fargo Consumer and Small
Business Divisions. During the earlier part of his career, Mr. Goldstein
held senior positions with First Chicago, GE Capital and Chase Manhattan
Bank. Kevin attended the University of Nebraska and Columbia University.

About GreenSky

GreenSky, Inc. (NASDAQ:GSKY) is a leading financial technology company
Powering Commerce at the Point of SaleSM for a growing
ecosystem of merchants, consumers and banks. Our highly scalable,
proprietary technology platform enables over 13,000 merchants to offer
frictionless promotional payment options to consumers, driving increased
sales volume and accelerated cash flow. Banks leverage GreenSky's
technology to provide loans to super-prime and prime consumers
nationwide. Since our inception, approximately 1.9 million consumers
have financed over $13 billion of transactions using our paperless, real
time "apply and buy" technology. GreenSky is headquartered in Atlanta,
Georgia. For more information, please visit

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