Market Overview

Foresters Financial Announces Winners of 2018 Competitive Scholarships in Canada and the United States

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Foresters Financial™, an international financial services provider, is
pleased to announce the 250 recipients of our 2018 Competitive
Scholarships in North America.

The renewable scholarships are available for eligible Foresters members
and their immediate family (i.e., spouse, children, grandchildren or
those under the legal guardianship of a Foresters member) who are
attending post-secondary school full-time during the 2018-2019 academic
year. However, unlike most scholarships that focus just on academics,
the Foresters award weighs giving back to the community as a significant
component.

Our 250 winners averaged 102 volunteer hours over the past two years,
many in leadership roles, all while maintaining a 3.79-grade point
average/95 percent average.

Scholarship recipients will receive $2,000 for tuition, and can receive
up to $8,000 over four years.

Of the winners, 64 are from Canada while 186 are in the United States. A
quarter of the recipients are going into professions that help
communities, like health care providers, educators, social workers and
therapists.

Foresters is also pleased to announce 457 scholarship renewals for the
2018-2019 academic year. These are past scholarship winners who continue
to meet the academic and volunteer requirements while pursuing a
post-secondary school education.

"Going into first year university, and going away from home, it's a
scary thing to think about. And it's also a very expensive thing to
think about. There's tuition, there's residence meal plans, activity
fees, and there's just so much money going into my education," said
Shanithya Ramanaran, a first year health sciences student at Western
University. "This Foresters scholarship will help me a lot in paying for
that tuition, and it really helps to have that extra money to boost you
in that post-secondary education."

"The Foresters Competitive Scholarship is an amazing program that helps
children of our eligible members pay for a quality education," said
Chris Stranahan, International Fraternal President, Foresters Financial.
"We feel rewarding those who excel academically while helping others is
very much a part of the Foresters Purpose, which is to enrich the lives
of our members and the communities where they live."

For more information on the Competitive Scholarships, please visit foresters.com.

About Foresters Financial

Foresters Financial is an international financial services provider with
more than three million clients and members in Canada, the United States
and the United Kingdom. We provide life insurance, savings, retirement
and investment solutions that help families achieve their financial
goals and make a lasting difference in their lives and communities.
Foresters Financial has assets of $17.7 billion, liabilities of $15.7
billion, total funds under management of $45.1 billion and a surplus of
$2 billion (all figures in Canadian dollars as of December 31, 2017).
For more information, visit foresters.com.

416671 CAN/US/UK (08/18)

Foresters Financial and Foresters are trade names and trademarks of The
Independent Order of Foresters (a fraternal benefit society, 789 Don
Mills Road, Toronto, Canada M3C 1T9) and its subsidiaries.

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