Market Overview

Global Atlantic Helps Combat Growing Retirement Challenges with Revamped Annuity Suite


Atlantic Financial Group
has overhauled its entire suite of fixed
index annuities, enhancing both income and death benefit options for
those planning for retirement. Options offer guaranteed growth of
benefits and are immune to market volatility.

"Our new annuity products offer benefits that support our continued
focus on strategies to help customers save for and protect their
lifestyle in retirement," said Paula Nelson, President, Retirement, at
Global Atlantic.

Earlier this month, a study
published by the Social Science Research Network ("SSRN") revealed that
bankruptcies among those age 65 and older have tripled since 1991.
Contributing factors include the shift of financial responsibility in
retirement away from employers and the government, as well as the
escalating cost of healthcare.

"Retirees want a protected source of income for retirement needs,"
Nelson said. "Our income options are enhanced and offer the ability to
build guaranteed lifetime income to, and through, retirement."

Additional features available within the updated annuity suite include a
feature that can create greater access to income if required for certain
healthcare needs, as well as new death benefit features that create a
more substantive legacy.

Global Atlantic's approach, focusing on tailored retirement strategies
and offering FIAs that do more to enhance them, has gained significant
traction in the marketplace over the last year. LIMRA reports the
company's FIA sales rank rose five places from thirteenth
at mid-year 2017 to eighth,
as of June 30, 2018. The updated lineup seeks to build on this momentum.

Alongside the benefits, fixed index annuities offer interest crediting
strategies linked to the performance of equity indices. The products now
offer additional options and indices among the interest crediting
strategies, covering more risk profiles and growth objectives.

These new fixed index annuities are offered though broker-dealers, banks
and independent agents across the country. The products are issued by
Forethought Life Insurance Company, a subsidiary. Benefit availability
may vary by product, state and firm.

About Global Atlantic Financial Group

Global Atlantic Financial Group, through its subsidiaries, offers a
broad range of retirement, life and reinsurance products designed to
help our customers address financial challenges with confidence. A
variety of options help Americans customize a strategy to fulfill their
protection, accumulation, income, wealth transfer and end-of-life needs.
In addition, Global Atlantic offers custom solutions and responsive
service for the capital, risk and legacy-business management of life and
annuity insurance companies.

Global Atlantic was founded at Goldman Sachs in 2004 and separated as an
independent company in 2013. Its success is driven by a unique heritage
that combines deep product and distribution knowledge with insightful
investment and risk management capabilities, alongside a strong
financial foundation.

Guarantees are based on the claims-paying ability of Forethought Life
Insurance Company and assume compliance with the benefit rules, as

Fixed index annuities are issued by Forethought Life Insurance Company.

Global Atlantic Financial Group (Global Atlantic) is the marketing name
for Global Atlantic Financial Group Limited and its subsidiaries,
including Forethought Life Insurance Company and Accordia Life and
Annuity Company. Each subsidiary is responsible for its own financial
and contractual obligations.

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