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SBT Bancorp Announces Dividend

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The Board of Directors of SBT Bancorp, Inc., (OTC Pink: SBTB, CUSIP
78391C106), the holding company of Simsbury Bank, declared on August 22,
2018 a quarterly common stock cash dividend of $0.15 per share. The
dividend will be payable on September 21, 2018 to shareholders of record
on September 10, 2018.

Robert J. Bogino, Chairman of the SBT Bancorp and Simsbury Bank boards,
said, "Your Board of Directors is pleased to announce this quarterly
dividend and thanks our shareholders for their support of Simsbury Bank."

Simsbury Bank is an independent, community bank for consumers and
businesses based in Connecticut. Simsbury Bank Home Loans is a division
of Simsbury Bank serving the home financing needs of consumers
throughout Southern New England. Simsbury Bank is wholly-owned by
publicly traded SBT Bancorp, Inc., whose stock is traded on the OTC Pink
marketplace under the ticker symbol of SBTB. For more information, visit www.simsburybank.com.

Certain statements in this press release, including statements regarding
the intent, belief or current expectations of SBT Bancorp, Inc., The
Simsbury Bank & Trust Company, or their directors or officers, are
"forward-looking" statements (as such term is defined in the Private
Securities Litigation Reform Act of 1995). Because such statements are
subject to risks and uncertainties, actual results may differ materially
from those expressed or implied by such forward-looking statements.

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