Market Overview

eHealth Analysis Shows that Aging into Medicare Can Lead to Average Savings of More than $8,500 Per Year in Insurance Premiums


People transitioning from Affordable Care Act coverage to Medicare
at age 65 may find significant savings in three scenarios described by
eHealth report

According to a report
released today by eHealth, Inc. (NASDAQ:EHTH), which operates
seniors aging into Medicare coverage at age 65 often save thousands of
dollars per year in comparison to coverage they may have purchased for
themselves in the private health insurance market.

According to eHealth's analysis:

  • $857 is the national average monthly premium for individuals age 63
    and 64 buying coverage compliant with the Affordable Care Act (ACA)
    without government subsidies
  • $148 is the national average monthly premium for people age 65-70 with
    a Medicare Advantage Prescription Drug plan, a monthly savings of $709
    or annual savings of $8,508
  • $161 is the national average monthly premium for people with Original
    Medicare plus Part D coverage
  • $302 is the national average monthly premium for people with Original
    Medicare and Medicare Supplement plus Part D coverage

includes a comparison of deductibles and out-of-pocket costs
associated with ACA coverage in three different Medicare coverage

"At eHealth we speak to consumers every day who are looking forward to
qualifying for Medicare, often because they anticipate it will provide
robust health insurance coverage at a lower cost than what they
currently pay," said Chris Hakim, eHealth's Vice President of Medicare
Products. "Health insurance costs are a burden for many older consumers,
especially for those who don't get coverage on the job and who buy their
own health plan in the individual insurance market without the help of
government subsidies to lower their premiums."

eHealth's analysis compares average costs for ACA-compliant health
insurance plans selected at eHealth by unsubsidized consumers age 63 and
64 with average costs for Medicare products selected at eHealth by
customers age 65 to 70. ACA costs are based on plan selections from
November 1, 2017 to June 30, 2018; Medicare costs are based on plan
purchased at eHealth between October 15, 2018 to June 25, 2018. For
additional information on eHealth's findings and methodology, please
review the
full report

About eHealth

eHealth, Inc. (NASDAQ:EHTH) owns, a leading private online
health insurance exchange where individuals, families and small
businesses can compare health insurance products from brand-name
insurers side by side and purchase and enroll in coverage online and
over the phone. eHealth offers thousands of individual, family and small
business health plans underwritten by many of the nation's leading
health insurance companies. eHealth (through its subsidiaries) is
licensed to sell health insurance in all 50 states and the District of
Columbia. eHealth also offers educational resources, exceptional
telephonic support, and powerful online and pharmacy-based tools to help
Medicare beneficiaries navigate Medicare health insurance options,
choose the right plan and enroll in select plans online or over the
phone through (, (,
GoMedigap (
and (

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