Market Overview

PointPredictive Fraud and Misrepresentation Solutions for Auto Lending Now Available to all defi SOLUTIONS Customers


Industry-leading misrepresentation and fraud scoring solutions now
available for production use for nearly 100 auto lenders using the defi
SOLUTIONS platform

a leading provider of machine learning fraud and misrepresentation
solutions, today announced that its Auto Fraud Manager 2.0 and
DealerTrace 2.0 solutions are immediately available for production use
by all defi

"PointPredictive is one of our newest and most innovative AI technology
partners. We're excited to offer our lenders seamless access to these
forward-thinking fraud and misrepresentation solutions through the defi
LOS platform," said Stephanie Alsbrooks, CEO of defi SOLUTIONS. "This is
yet another great example of the power of community."

PointPredictive offers a market-leading suite of artificial intelligence
(AI) predictive scoring solutions that identify the presence of material
misrepresentation and fraud within automotive loan applications and
automotive dealer processes. This predictive technology has been shown
to streamline real-time auto lending decisions, while reducing auto
lender losses by 50 percent or more in fraud and first and early payment
defaults due to material misrepresentation.

The defi SOLUTIONS platform of services offers lenders the flexibility
and freedom to leverage leading-edge technologies to optimize
decisioning efforts. defi SOLUTIONS' auto lending customers have been
invited to participate in a limited-time, no-risk, production pilot of
these two PointPredictive solutions.

"This initial offering through our partnership with defi SOLUTIONS
allows us to deliver a real-time, actionable fraud and misrepresentation
score for each auto loan application from nearly 100 auto lenders
processing through defi SOLUTIONS - the fastest growing auto origination
platform in the U.S.," stated Tim Grace, CEO of PointPredictive. "Our
research indicates that fraud and misrepresentation in the auto lending
industry is a $6 billion annual problem – we are excited to be able to
help all defi SOLUTIONS customers make a substantial dent in their
portion of that number."

defi SOLUTIONS customers will have real-time access to Auto Fraud
Manager 2.0 and DealerTrace 2.0, that increase fraud detection by
leveraging enhanced predictive algorithms that evaluate the entire loan
application, as well as recent activity from dealers. This enables
lenders to screen for, and detect, all types
of fraud, including identity, employment, income, collateral and dealer
risk. In numerous customer evaluations, Auto Fraud Manager consistently
identified more than 50 percent of fraud, first payment defaults and
misrepresentation-related early payment defaults within the riskiest 7
to 10 percent of all applications, when rank-ordered by the Auto Fraud
Manager score.

For further information on receiving Auto Fraud Manager through defi
LOS, contact PointPredictive at
or Patty Jefferson at

About defi SOLUTIONS

defi SOLUTIONS provides the only leading edge, browser-based loan
origination system (LOS) that is completely configurable by lenders. The
defi system allows auto lenders to manage the application lifecycle from
a single, highly flexible platform. The defi LOS is affordable, scalable
and easily changed with market demands. For more information, go to,, or

About PointPredictive Inc.

PointPredictive Inc. is a leading provider of fraud and
misrepresentation solutions to banks, lenders and finance companies. It
solves the billion-dollar fraud problems of auto lending, mortgage
lending and on-line retail fraud with the latest technology platforms,
smarter science and business experience by leveraging big data with
analytic models. Located in San Diego, Calif., more information about
PointPredictive can be found at

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