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Targeting UK Buy-to-Let Landlords 2018: Market Trends Report - ResearchAndMarkets.com

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The "Targeting
Buy-to-Let Landlords 2018: Market Trends Report"
report has
been added to ResearchAndMarkets.com's offering.

Buy to let mortgage advances fall by more than 10% in 2017 as tax and
legislative changes bite.

The recent legislative changes aimed at restricting the activities of
BTL Landlords are now having a negative impact on the BTL mortgage
market, with new home purchases by BTL landlords having slowed
significantly. In 2017, the value of new BTL advances fell by 12.3% and
the market is expected to stagnate with little real growth in 2018.
Also, in 2017, the number of BTL mortgages taken out fell by 10.4%.

The recent tax changes and the threat of rising interest rates in the
future have resulted in a growing tendency for BTL landlords to
remortgage rather than take out loans for new property purchases. In
2018, almost three-quarters of the value of BTL mortgages will represent
remortgaging and around seven-in-ten BTL mortgages that will be taken
out will be for remortgaging purposes. At the end of 2017, BTL mortgage
holders owed a combined amount of 202.4 billion, compared with 196.2
billion at the end of 2016. This is one of the slowest rises in amounts
owed seen over 2007-2017, indicating high levels of loan repayment
activity.

This report outlines the trends in the BTL mortgage market and discusses
the market's structure, market developments and drivers, the key
mortgage providers, market size and trends and forecasts to 2020.

Key Topics Covered:

1. Introduction

  • Abbreviations

2. Executive Summary

  • Industry Structure and the Main Market Participants
  • Market Developments and Drivers
  • Key Players
  • Market Size and Trends
  • The Future

3. Market Structure

  • Five key players
  • Not all BTL landlords are alike
  • Mortgage Lenders
  • Mortgage Brokers

4. Market Developments and Drivers

  • BTL landlords fill a gap left by the lack of housing supply
  • But are landlords pricing themselves out of the market?
  • The shine has come off the market as the Government and regulators put
    the boot in
  • Are BTL Landlords re-evaluating their investments?
  • With the returns on Vanilla BTL falling
  • Rising interest rates will reduce returns further
  • Most BTL landlords are not full-time professional landlords
  • Childless couples the prime target for BTL landlords

5. The Key Players

  • Lloyds Banking Group - the largest BTL lender
  • Lloyds Banking Group/Birmingham Midshires
  • Nationwide Building Society/The Mortgage Works
  • Royal Bank of Scotland/NatWest
  • Barclays Group
  • Coventry Building Society
  • Paragon Banking Group
  • Santander

6. Market Size and Trends

  • Introduction
  • Over 2 million BLT investors
  • But a market which is now showing signs of stress
  • A market shifting towards remortgaging
  • Limited companies take around 10% of the market and it's growing
  • FTBs now owe over 200 billion

7. The Future

  • An uncertain future
  • Forecast assumptions
  • The Forecast
  • Tenancies likely to grow in length
  • Technology to play a growing role in the market

8. Associations

Companies Mentioned

  • Barclays Group
  • Birmingham Midshires
  • Coventry Building Society
  • Lloyds Banking Group
  • NatWest
  • Nationwide Building Society
  • Paragon Banking Group
  • Royal Bank of Scotland
  • Santander
  • The Mortgage Works

For more information about this report visit https://www.researchandmarkets.com/research/65q4r5/targeting_uk?w=4

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