Market Overview

Flow Expands to More Than 60 International Payment Options with Addition of BitPay


Revolutionary Cross Border Payment Platform Now Accepts
Cryptocurrencies Including Bitcoin and Bitcoin Cash

Flow, a leader in next generation cross border commerce, today announced
the expansion of its international payment options to support
cryptocurrency payment processing through BitPay, the pioneer and most
experienced company in bitcoin and blockchain payments. BitPay, which
securely processes cryptocurrencies such as Bitcoin and Bitcoin Cash,
will join more than 60 different payment methods across 200 countries on
Flow's platform.

Flow is continuing to broaden the international payments available on
its platform to accommodate local market preferences. While payment
methods like Visa, Mastercard, and PayPal are popular in the U.S.,
alternative payment methods are growing globally and are critical to the
success of cross border commerce. For example, in addition to welcoming
cryptocurrency payments on its platform, Flow also supports UnionPay,
Alipay and WeChat Pay, which represent 85% of retail transactions in the
Chinese market.

"We are consistently innovating and adapting our technology platform to
enable retailers to provide a seamless and secure localized shopping
experience for their customers anywhere in the world," said Rob Keve,
Co-Founder and CEO of Flow. "BitPay represents a new era in payment
technology. Its addition to our platform not only extends our footprint
into emerging digital payments but empowers retailers and brands to
dramatically increase conversions by offering shoppers around the world
their preferred payment method."

Flow's comprehensive payments product provides retailers and brands full
chargeback and fraud protection, complete configurability by country,
the ability to test payment preferences and seamless integration into
both existing web infrastructures and Flow-hosted checkout.

"As an addition to Flow's platform, Bitcoin and Bitcoin Cash are ideal
for international ecommerce payments making it easy to buy and sell
goods from countries where traditional forms of payment are
unavailable," said Sonny Singh, Chief Commercial Officer at BitPay.
"BitPay facilitates this process while also reducing the risk of
chargebacks and fraud for a much lower cost than credit cards."

Using BitPay, businesses receive fiat settlement directly to its bank
account. There is no cryptocurrency price volatility or risk to the
company. As a push transaction, the user sends the exact amount of
Bitcoin or Bitcoin Cash needed to pay the bill. This eliminates
traditional credit card fraud and identity theft risks associated with
credit cards. BitPay enables transactions from any computer or mobile
device making it convenient for customers around the world.

About Flow

Flow is a global cross border e-commerce platform that enables brands
and retailers to sell their products to customers internationally by
creating a localized shopping experience. Flow automates and simplifies
every aspect of the international e-commerce process for its customers,
removing the challenges facing cross border commerce by offering
benefits such as multi-currency pricing, cost efficient and rapid
shipping, international payment options, well-defined taxes and duties,
and simple returns. Brands and retailers use Flow's cloud-based software
solution to better manage cross border logistics, to reach a broader
international customer base and to enhance the customer experience. For
more information, visit

About BitPay

Founded in 2011, BitPay is the pioneer and the most experienced company
in bitcoin and blockchain payments. Its suite of products enables
businesses to send and receive cross border payments, also enabling
consumers to manage digital assets with the BitPay Wallet and turn
digital assets into dollars with the BitPay Prepaid Visa® Card. The
company has offices in North America, Europe, and South America and has
raised over $70 million from leading investors including Founders Fund,
Index Ventures, Menlo Ventures, and Aquiline Technology Growth. For more
information visit

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