Market Overview

KBRA Releases its Monthly Auto Loan Indices for July


Kroll Bond Rating Agency (KBRA) releases its auto loan indices for the
month of July. The accompanying commentary highlights the fact that auto
loan collateral performance weakened during the month, with annualized
net losses rising in both KBRA's Prime and Non-Prime Auto Loan Indices.
The trend should progress through the remainder of the year, as summer
travel and holiday spending weigh on borrower finances.

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About KBRA and KBRA Europe

KBRA is a full service credit rating agency registered with the U.S.
Securities and Exchange Commission as an NRSRO. In addition, KBRA is
designated as a designated rating organization by the Ontario Securities
Commission for issuers of asset-backed securities to file a short form
prospectus or shelf prospectus, is recognized by the National
Association of Insurance Commissioners as a Credit Rating Provider, and
is a certified Credit Rating Agency (CRA) by the European Securities and
Markets Authority (ESMA). Kroll Bond Rating Agency Europe Limited is
registered with ESMA as a CRA.

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