Market Overview

Best-Selling Book "Plan Smart, Retire Right" Focuses on Retirement Strategies for the Average American


New study cites 39% of Americans don't have $1,000 saved for an emergency

Do you realize you could spend as many years in retirement as you did in
your working years? Do you know exactly how much money you'll need to
ensure you never outlive your savings? Are you running out of money?
These are some of the questions posed in the new, best-selling book by
Bravias Financial's Richard Zeitz, Plan
Smart, Retire Right: A Common Sense Approach to a Stress-Free Retirement

"We are living longer and longer; the biggest risk most Americans face
is running out of money during a lengthy retirement. With proper
financial education, we can take the necessary steps to help ensure this
doesn't happen," says author and retirement expert, Richard

"One of the biggest misconceptions is that financial advisors only
benefit the wealthy," Zeitz comments. "The thought that you need to be
‘rich' to afford a financial advisor is an unfortunate misnomer. And
even those who do meet with an advisor often don't ask the important

an objective source on national data and research, cites that 3 out of 4
US employees have not had an opportunity to meet with a financial
advisor, nor are currently saving for retirement. Zeitz suggests this
may be reflected by a recent Bankrate
highlighting that 39% of Americans don't have enough savings
to cover a $1,000 emergency. Furthermore, a recent study cites most
Americans only have $14,576 saved for retirement.

"In retirement, the investment choices you make, and their results, good
or bad, are final. You either make the right moves with your money, or
you don't. You either have enough cash flow in retirement to maintain
the lifestyle you desire, or you don't."

Zeitz intends to fill a void through his mission to educate Americans
regarding principles and strategies essential to a happy and healthy
retirement. "This book takes complex financial concepts and breaks them
down into easy, attainable steps, providing a financial roadmap
for hard-working Americans, and demonstrating how to create a
stress-free retirement at any age, and any income level."

Plan Smart, Retire Right: A Common Sense Approach to a Stress-Free
is available in multiple formats at
and other retailers.  For more information, and a FREE copy, visit:

About Richard

Richard Zeitz is the founder and President of Bravias Financial, and a
veteran in the financial services arena since 1994. As a proud member of
the National Ethics Association, his firm is built on the foundation of
trust, integrity, and best practices. He has been featured or quoted in
various publications including: US News and World Report,
Investopedia, The Street, and Life and Health Advisor Magazine.
addition to conducting educational workshops and seminars, he frequently
speaks to various organizations about wealth management and retirement

About Bravias

Bravias Financial is an independent retirement planning firm providing
clients comprehensive financial advice. Whether your financial goals
include planning for retirement, accumulating wealth, enhancing your
business, developing IRA strategies, or preparing for a child's college
education, designing the right financial strategy is one of the most
important steps you can take toward successfully reaching your goals.
Investment Advisory Services are offered through Bravias Capital Group
LLC, a New Jersey State Registered Investment Adviser.

About "Plan
Smart, Retire Right.
ISBN # 9781983282997 - 6"x9" ;
187 pages
Publication Date: July 10th, 2018

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