Market Overview

MetLife CFO John McCallion Provides Second Quarter 2018 Financial Update Video

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MetLife, Inc. (NYSE:MET) today announced that Executive Vice President
and Chief Financial Officer and Treasurer John McCallion has provided a
second quarter 2018 financial update video.

This press release features multimedia. View the full release here:
https://www.businesswire.com/news/home/20180801005794/en/

The video can be viewed on the Company's website at https://www.metlife.com/about-us/newsroom/#video.

About MetLife

MetLife, Inc. (NYSE:MET), through its subsidiaries and affiliates
("MetLife"), is one of the world's leading financial services companies,
providing insurance, annuities, employee benefits and asset management
to help its individual and institutional customers navigate their
changing world. Founded in 1868, MetLife has operations in more than 40
countries and holds leading market positions in the United States,
Japan, Latin America, Asia, Europe and the Middle East. For more
information, visit www.metlife.com.

Forward-Looking Statements

This news release may contain or incorporate by reference information
that includes or is based upon forward-looking statements within the
meaning of the Private Securities Litigation Reform Act of 1995.
Forward-looking statements give expectations or forecasts of future
events. These statements can be identified by the fact that they do not
relate strictly to historical or current facts. They use words and terms
such as "anticipate," "estimate," "expect," "project," "intend," "plan,"
"believe," "will," and other words and terms of similar meaning, or are
tied to future periods, in connection with a discussion of future
performance. In particular, these include statements relating to future
actions, prospective services or products, future performance or results
of current and anticipated services or products, sales efforts,
expenses, the outcome of contingencies such as legal proceedings, trends
in operations and financial results.

Many factors will be important in determining the results of MetLife,
Inc., its subsidiaries and affiliates. Forward-looking statements are
based on our assumptions and current expectations, which may be
inaccurate, and on the current economic environment, which may change.
They involve a number of risks and uncertainties that are difficult to
predict. Results could differ materially from those expressed or implied
in the forward-looking statements. Risks, uncertainties, and other
factors that might cause such differences include the risks,
uncertainties and other factors identified in MetLife, Inc.'s filings
with the U.S. Securities and Exchange Commission. These factors include:
(1) adverse effects which may arise in connection with the material
weaknesses in our internal control over financial reporting or our
failure to promptly remediate them; (2) difficult conditions in the
global capital markets; (3) increased volatility and disruption of the
global capital and credit markets, which may affect our ability to meet
liquidity needs and access capital, including through our credit
facilities, generate fee income and market-related revenue and finance
statutory reserve requirements and may require us to pledge collateral
or make payments related to declines in value of specified assets,
including assets supporting risks ceded to certain of our captive
reinsurers or hedging arrangements associated with those risks;
(4) exposure to global financial and capital market risks, including as
a result of the United Kingdom's notice of withdrawal from the European
Union or other disruption in global political, security or economic
conditions; (5) impact on us of comprehensive financial services
regulation reform; (6) numerous rulemaking initiatives required or
permitted by the Dodd-Frank Wall Street Reform and Consumer Protection
Act which may impact how we conduct our business, including those
compelling the liquidation of certain financial institutions;
(7) regulatory, legislative or tax changes relating to our insurance,
international, or other operations that may affect the cost of, or
demand for, our products or services, or increase the cost or
administrative burdens of providing benefits to employees; (8) adverse
results or other consequences from litigation, arbitration or regulatory
investigations; (9) potential liquidity and other risks resulting from
our participation in a securities lending program and other
transactions; (10) investment losses and defaults, and changes to
investment valuations; (11) changes in assumptions related to investment
valuations, deferred policy acquisition costs, deferred sales
inducements, value of business acquired or goodwill; (12) impairments of
goodwill and realized losses or market value impairments to illiquid
assets; (13) defaults on our mortgage loans; (14) the defaults or
deteriorating credit of other financial institutions that could
adversely affect us; (15) economic, political, legal, currency and other
risks relating to our international operations, including with respect
to fluctuations of exchange rates; (16) downgrades in our claims paying
ability, financial strength or credit ratings; (17) a deterioration in
the experience of the closed block established in connection with the
reorganization of Metropolitan Life Insurance Company; (18) availability
and effectiveness of reinsurance, hedging or indemnification
arrangements, as well as any default or failure of counterparties to
perform; (19) differences between actual claims experience and
underwriting and reserving assumptions; (20) ineffectiveness of risk
management policies and procedures; (21) catastrophe losses;
(22) increasing cost and limited market capacity for statutory life
insurance reserve financings; (23) heightened competition, including
with respect to pricing, entry of new competitors, consolidation of
distributors, the development of new products by new and existing
competitors, and for personnel; (24) exposure to losses related to
variable annuity guarantee benefits, including from significant and
sustained downturns or extreme volatility in equity markets, reduced
interest rates, unanticipated policyholder behavior, mortality or
longevity, and any adjustment for nonperformance risk; (25) our ability
to address difficulties, unforeseen liabilities, asset impairments, or
rating agency actions arising from (a) business acquisitions and
integrating and managing the growth of such acquired businesses, (b)
dispositions of businesses via sale, initial public offering, spin-off
or otherwise, including failure to achieve projected operational benefit
from such transactions and any restrictions, liabilities, losses or
indemnification obligations arising from any transitional services or
tax arrangements related to the separation of any business, or from the
failure of such a separation to qualify for any intended tax-free
treatment, (c) entry into joint ventures, or (d) legal entity
reorganizations; (26) unanticipated or adverse developments that could
adversely affect our achieving expected operational or other benefits
from the separation of Brighthouse Financial, Inc. and its subsidiaries
("Brighthouse"); (27) liabilities, losses or indemnification obligations
arising from our transitional services, investment management or tax
arrangements or other agreements with Brighthouse; (28) failure of the
separation of Brighthouse to qualify for intended tax-free treatment;
(29) legal, regulatory and other restrictions affecting MetLife, Inc.'s
ability to pay dividends and repurchase common stock; (30) MetLife,
Inc.'s and its subsidiary holding companies' primary reliance, as
holding companies, on dividends from subsidiaries to meet free cash flow
targets and debt payment obligations and the applicable regulatory
restrictions on the ability of the subsidiaries to pay such dividends;
(31) the possibility that MetLife, Inc.'s Board of Directors may
influence the outcome of stockholder votes through the voting provisions
of the MetLife Policyholder Trust; (32) changes in accounting standards,
practices and/or policies; (33) increased expenses relating to pension
and postretirement benefit plans, as well as health care and other
employee benefits; (34) inability to protect our intellectual property
rights or claims of infringement of the intellectual property rights of
others; (35) difficulties in marketing and distributing products through
our distribution channels; (36) provisions of laws and our incorporation
documents that may delay, deter or prevent takeovers and corporate
combinations involving MetLife; (37) the effects of business disruption
or economic contraction due to disasters such as terrorist attacks,
cyberattacks, other hostilities, or natural catastrophes, including any
related impact on the value of our investment portfolio, our disaster
recovery systems, cyber- or other information security systems and
management continuity planning; (38) any failure to protect the
confidentiality of client information; (39) the effectiveness of our
programs and practices in avoiding giving our associates incentives to
take excessive risks; (40) the impact of technological changes on our
businesses; and (41) other risks and uncertainties described from time
to time in MetLife, Inc.'s filings with the U.S. Securities and Exchange
Commission.

MetLife, Inc. does not undertake any obligation to publicly correct or
update any forward-looking statement if MetLife, Inc. later becomes
aware that such statement is not likely to be achieved. Please consult
any further disclosures MetLife, Inc. makes on related subjects in
reports to the U.S. Securities and Exchange Commission.

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