Market Overview

Foresters Financial Approves 2018 Dividend for U.S. Participating Certificate Holders

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The Board of Directors for The Independent Order of Foresters has
approved a dividend of approximately $24.3 million1 for
eligible2 participating U.S. certificate holders in 2018.
That is up more than 2 percent from the $23.7 million disbursed in 2017.
The dividend investment rate in 2017 was 6.58 percent.

Since 1874, Foresters Financial™ has a long proud history of regularly
paying a dividend3.

"Foresters continues to utilize efficient operations, prudent risk
assessments and successful investment management to benefit our
certificate holders," said Paul Reaburn, Chief Financial Officer,
Foresters Financial. "We are committed to ensuring the organization
remains on strong financial footing to ensure we provide sustained value
for certificate holders."

About Foresters Financial

Foresters Financial is an international financial services provider with
more than three million clients and members in Canada, the United States
and the United Kingdom. We provide life insurance, savings, retirement
and investment solutions that help families achieve their financial
goals and make a lasting difference in their lives and communities.
Foresters Financial has assets of $17.7 billion, liabilities of $15.7
billion, total funds under management of $45.1 billion and a surplus of
$2 billion (all figures in Canadian dollars as of December 31, 2017).
For more information, visit foresters.com.

Foresters Financial and Foresters are trade names and trademarks of The
Independent Order of Foresters (a fraternal benefit society, 789 Don
Mills Road, Toronto, Canada M3C 1T9) and its subsidiaries.

1 Approved dividend for 2018 is $31.6 million in Canadian
dollars. All U.S. dollar figures have been converted from Canadian
dollars using the annual average Bank of Canada U.S. exchange rate for
2017 of 1.2986 CDN/USD. All values have been rounded.
2Does
not apply to certificates where Foresters does not expect to pay
dividends.
3Dividends are not guaranteed.

416563 US (07/18)

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