Market Overview

Happy Money Announces Three Strategic Credit Union Alliances


Alliant Credit Union, First Tech Federal Credit Union and Technology
Credit Union

With $24B in Deposits Join Happy Money Movement to Help People Pay
Off Credit Cards

Happy Money, the Fintech company helping people live happier lives,
today announced three strategic alliances with industry leading credit
unions, further proving credit union and Fintech partnership model
success. To date, Happy Money has deployed over $250M of credit union
capital to help people pay off their credit cards.

"We are thrilled to formally announce our alliances with Alliant, First
Tech and Technology Credit Union. With our shared philosophies, we've
been able to fuse our consumer-facing products with our credit union
partners to create a win-win-win partnership for consumers, credit
unions, and Happy Money," said Scott Saunders, CEO and Founder of Happy
Money. "Along with our credit union partners, we deliver the most
trusted financial services, defining the future of the industry and
helping people live happier lives. Our partner credit unions are some of
the most progressive thought leaders in the industry and we appreciate
their commitment to the Happy Money Movement!"

"Happy Money's approach and vision immediately stood out to us.
Their integration of science, psychology, and technology is a different
approach to Fintechs in the marketplace, and it was clear that Happy
Money's approach and platform outperforms competitors. We also saw
considerable alignment in our commitment to improving consumer's
financial well-being", said Dave Mooney, CEO and President of Alliant
Credit Union.

"First Tech is pleased to partner with Happy Money in their efforts to
assist credit burdened consumers seeking relief from the stress and
anxiety arising from a heavy debt burden," said Greg Mitchell, President
and CEO of First Tech Federal Credit Union. "Our partnership with Happy
Money is producing quality loans for our portfolio, new members with
interests that align with our core values and insights into novel
underwriting and UI/UX tools that can assist in delivering amazing
experiences to our existing members."

"I've found that the bulk of what's out there for consumers when it
comes to helping them with financial decisions addresses mainly the "end
goal" — paying bills, improving credit, saving. While these are
incredibly important issues, there hasn't been much focus on the
"people" aspect of money," said Todd Harris, CEO of Tech CU. "Happy
Money's approach takes a look at the science and psychology of money and
integrates it in such a way that it benefits consumers. We're excited to
participate in a more holistic approach to reaching monetary goals",
said Todd Harris, CEO and President of Technology Credit Union.

Happy Money is actively partnering with credit unions across America and
will be speaking on "FinTechs – How to Evaluate Them, Compete with Them
and Work with Them" at the CUNA Lending Council Conference in Anaheim,
CA on October 28 – 31, 2018.

About Happy Money

Happy Money is the only financial company that combines psychology and
money to help people live happier lives. Happy Money believes in
long-term relationships with people, meeting them at every stage of
their financial life, and maximizing their happiness along the way.
Happy Money is composed of financial services professionals, research
and clinical psychologists, data scientists, neuroscientists, designers,
and technology experts, all working together to provide three primary
experiences: Joy, Payoff and the Happy Money Score.

About Alliant Credit Union

Alliant Credit Union is a not-for-profit financial cooperative with
nearly 400,000 members and over $10 billion in assets. Headquartered in
Chicago and founded in 1935, Alliant is one of the largest credit unions
in the United States. As a digital credit union, Alliant's mission is
provide members consistently superior financial value while simplifying
and enabling how people save, borrow and pay. Find out more at

About First Technology Federal Credit Union

First Technology Federal Credit Union is a $12+ billion institution
headquartered in Mountain View, California. It is the nation's premier
credit union serving the world's leading technology-oriented companies
and their employees, including HP Inc., Hewlett Packard Enterprise,
Microsoft, Agilent, Intel, Cisco, Amazon, Nike, Intuit, Google, and
more. First Tech is recognized as the industry catalyst for delivering
effortless banking experiences to more than 520,000 members through its
42 branch locations, more than 5,400 CO-OP Shared Branch locations,
30,000 CO-OP Network ATMs, and online platforms. First Tech offers a
full range of financial services, including traditional banking, online
banking, mortgages, financial planning, various consumer loans, and
insurance services. Federally insured by NCUA. Equal Housing Lender. For
more information, visit

About Technology Credit Union

Tech CU (Technology Credit Union) is a $2.5 billion credit union, making
it one of the 20 largest credit unions in California. It serves more
than 100,000 members throughout the San Francisco Bay Area —including
employees of such companies as Tesla, eBay, Applied Materials, Nvidia
and Facebook. As a federally insured not-for-profit organization,
instead of maximizing profits to pay company stockholders, we invest our
resources to deliver lower rates, outstanding service and member
benefits. Founded in 1960 by the innovative employees of Fairchild
Semiconductor, today we continue to be an industry leader, providing
convenient and easy-to-use financial products for all stages of our
members' lives, including personal banking, wealth management, private
banking, commercial lending and business banking. In 2018, Tech CU was
named the best performing credit union in CA, and third top-performing
credit union in the U.S. among 538 credit unions by S&P Global Market
Intelligence. To learn more, please

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