Market Overview

Florida Community Bank Scholarship Donations Reach Nearly $7 Million

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Contributions to Step Up For Students Program Mean Brighter Future
for Students

Florida Community Bank (FCB) is pleased to announce its funding of more
than 975 scholarships totaling nearly $7 million since 2015 for
Florida's children, providing them with greater educational
opportunities. The tax-credited scholarship donations were made to Step
Up For Students
(http://www.StepUpForStudents.org),
a program that provides financial resources to disadvantaged children to
pursue personalized learning and education.

"By investing in our children, we are investing in our future," said
Kent Ellert, President and Chief Executive Officer, Florida Community
Bank. "We believe it is a shared responsibility to help our children
have an equal opportunity to succeed and pursue their dreams. Step Up
For Students
has been a strong partner for us in this endeavor and
we look forward to working with them impacting the lives of Florida's
children in the future."

As a Step Up For Students corporate partner, FCB invests in
scholarship programs to help make a lasting impact on the lives of
students and their families. Step Up For Students empowers
parents, particularly those lacking the financial resources to access
greater educational opportunities, by helping them pursue and engage in
the most appropriate learning options to best suit their child's unique
educational needs. The scholarships are awarded to students, making them
portable should a school fail to meet the needs of the student.

FCB's support of Step Up For Students is part of its annual
philanthropic initiative, Year of the Child, which launched in
2015 is dedicated to helping improve the lives of children in the state
of Florida, including those in the foster care system. In addition to
the millions of dollars it has contributed to student scholarships, FCB,
its employees and customers have raised nearly $100,000 to support
Florida children in foster care through the collection of school
supplies, sneakers, and holiday toys; while employees have volunteered
more than 26,430 hours of their time. FCB was recognized by the American
Bankers Association (ABA) Foundation's 2017 Community Commitment Awards
for its "Year of the Child" initiative.

About Florida Community Bank

Florida Community Bank, N.A., (NYSE:FCB) is the largest community
banking company and the second largest Florida-based independent bank,
and among the most highly capitalized banks in the state. Awarded a
five-star rating from Bauer Financial™, FCB assets are nearly $12
billion, with capital ratios that exceed regulatory standards. Since its
founding in 2010, FCB has been steadfast in its commitment to delivering
personalized service, innovation, and products and services equal to
those offered by the national banks. Similarly, FCB recognizes the
importance of community, fostering a corporate culture that promotes
employee volunteerism at all levels, while supporting community-based
programs and partnerships that help promote greater financial
independence and improved quality of life for families. FCB serves
individuals, businesses and communities across the state with 50
full-service banking centers from east to west, and from Daytona Beach
to Miami-Dade. For more information, visit FloridaCommunityBank.com.
Equal Housing Lender, Member FDIC.

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