Market Overview

Digital Matrix Systems, Inc. Extends Relationship with RateGenius, Inc. to Deliver Data Access


Auto refinance loan broker leverages DMS for credit retrieval

Matrix Systems, Inc.
(DMS), today announced that RateGenius, Inc.
(rateGenius) will continue to leverage DMS' Data Access Point™ for
credit bureau access, as well as DMS Summary Attributes™. Austin,
Texas-based rateGenius is a nationwide, web-based vehicle refinance
lending platform. With more than 150 lenders across the country,
rateGenius can find customers the most competitive vehicle interest
rate to refinance their cars, trucks, and SUVs.

Data Access Point™ is a cutting-edge connectivity hub that links clients
to key data sources with a single inquiry and delivers the data within a
standard XML format. This enterprise-level solution provides centralized
access to data sources that are needed throughout the customer
lifecycle. Credit reports are delivered via the easy-to-read DMS Credit
Report Format, which reduces errors and improves readability of critical
credit information. Connectivity to the credit bureaus via DMS reduces
the need for companies to dedicate resource time and expense to keep up
with ongoing credit bureau changes. By transferring that burden to DMS,
rateGenius can focus on its core business.

In addition to Data Access Point™, rateGenius leverages DMS Summary
Attributes™ to help match applicants to the best lender for them. DMS
Summary Attributes™ consolidate credit information for easier analysis
by application and decisioning platforms, turning redundant data into
valuable information. Credit-based decisions can be made more
consistently with attributes that are uniformly distilled from each of
the major credit bureaus. DMS provides consistency of attributes over
multiple bureaus and bureau versions, including online and archive
delivery, without compromising processing speed.

"We have found significant benefit leveraging DMS for credit retrieval,"
said Chris Brown, president and CEO of rateGenius. "We recognize the
advantage of not having to code to the bureaus ourselves, and instead
rely on DMS' expertise in credit data management. The approach is
working well and we are happy to continue to work with the DMS team."

"We are pleased to extend our relationship with rateGenius and help
support their continued growth," said Mark Dreux, vice president of
business development for DMS. "They are a well-respected leader in their
space and we're proud to have them as a client."

About rateGenius

Based in Austin, Texas, rateGenius is a nationwide, online auto loan
refinance origination and marketplace platform. With more than 150
lenders across the country, rateGenius matches consumers with the most
competitive interest rates to refinance their cars, trucks, and SUVs
without charging any fees to the consumer. rateGenius facilitated over
$1 Billion in auto loans in 2017 and looks forward to facilitating even
more in 2018. For more information, visit

About Digital Matrix Systems, Inc.

Founded in 1982, DMS is an international risk management solution
provider that helps clients leverage the power of data to make
better-informed business decisions. Through an integrated product suite,
DMS delivers secure access to consumer and commercial credit bureaus, as
well as specialty data providers. As a reliable partner, DMS helps
leading companies predict and manage risk in a variety of industries,
including financial services, insurance, and brokerage services. The
company provides data warehousing, advanced analytics, scoring models,
and comprehensive consulting services, delivering strategic solutions
tailored to each client's business goals. For more information, visit

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