Market Overview

Wilshire Funds Management Strengthens Expertise with Two Key Hires

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Wilshire Associates ("Wilshire"), a leading global, independent
investment consulting, investment management and services firm, today
announced the appointment of two senior investment professionals,
Suehyun Kim and Rebekah Chow, to the team at Wilshire Funds Management.

These senior-level hires speak to Wilshire Funds Management's commitment
to investing in and attracting top talent in order to execute on its
mission of delivering exceptional service and superior long-term
investment performance to its clients.

Kim joins as Vice President of Wilshire Associates and Portfolio Manager
at Wilshire Funds Management, based in Santa Monica. In this role, she
will be responsible for creating multi-asset class, multi-manager
investment solutions for financial intermediary clients. Chow joins as
Senior Associate and a member of the manager research group at Wilshire
Associates, based in Chicago. Her research will primarily focus on core,
core plus and credit focused fixed income strategies.

"We are delighted to welcome both Suehyun and Rebekah to Wilshire Funds
Management, each of whom boasts an impressive track record of leadership
and expertise," said Jason Schwarz, President of Wilshire Funds
Management and Wilshire Analytics. "Their vast amount of industry
experience will be invaluable as the business continues to grow and
innovate to deliver high quality consulting and customized investment
solutions to our expanding client base."

Kim comes to Wilshire with more than 18 years of industry experience.
She previously served as Investment Director at Cetera Financial Group
and Head of Manager Research for Cetera Investment Management. Prior to
this, Kim was an equity analyst and Director of Research at the Global
Fund Group, LLC. Before relocating to Los Angeles, she spent over a
decade in New York, working as a fundamental equity analyst on long-only
and long/short strategies, first at Morgan Stanley Asset Management in
domestic equity, then with Millgate Capital, a hedge fund focused on
international investment.

Chow comes to Wilshire with almost two decades of industry experience.
Prior to joining Wilshire Associates, Chow worked at Aon Hewitt as an
investment analyst and was a senior member of the Investment Manager
Research Group, focusing on fixed income managers. Before entering the
consulting business, Chow spent a decade on the buy-side as a corporate
credit analyst.

About Wilshire Associates

Wilshire Associates, a leading global financial services firm, provides
consulting services, analytics solutions and customized investment
solutions to plan sponsors, investment managers and financial
intermediaries. Its business units include, Wilshire Analytics, Wilshire
Consulting, Wilshire Funds Management and Wilshire Private Markets. The
firm was founded in 1972, providing revolutionary technology and acting
as an early innovator in the application of investment analytics and
research to investment managers in the institutional marketplace.
Wilshire also is credited with helping to develop the field of
quantitative investment analysis that uses mathematical tools to analyze
market risks. All other business units evolved from Wilshire's strong
analytics foundation. Wilshire developed the Wilshire 5000 Total Market
Index and became an early innovator in creating integrated
asset/liability analysis/simulation models as well as practical models
in risk budgeting through beta and active risk analysis. Wilshire has
grown to a firm of approximately 270 employees serving the needs of
investors around the world. Based in Santa Monica, California, Wilshire
provides services to clients in more than 20 countries representing
approximately 500 organizations with assets totaling US $9 trillion
(Client assets are as represented by Pensions & Investments (P&I),
detailed in P&I's "Largest Retirement Funds" and P&I's "Largest Money
Managers (U.S. institutional tax-exempt assets)" as of 9/30/17 and
12/31/17, and published 2/5/18 and 5/28/18, respectively). With ten
offices worldwide, Wilshire Associates and its affiliates are dedicated
to providing clients with the highest quality products and services.
Wilshire® and Wilshire 5000® are registered service marks of Wilshire
Associates Incorporated. Wilshire 5000 Total Market Index℠ is a service
mark of Wilshire Associates Incorporated.

Please visit www.wilshire.com
Twitter:
@WilshireAssoc

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