Market Overview

Signature Bank Furthers Its Commitment to the Community with Release of Best Practices for Multifamily Real Estate Lending


Pledge Made Publicly Available on Bank's Website

(NASDAQ:SBNY), a New York-based full-service commercial bank,
announced today that it deepened its commitment to the community with
the release of its pledge for ensuring best practices for multifamily
real estate lending throughout New York City. The pledge can be accessed
through the Bank's website here.

At the end of 2017, Signature Bank's loan portfolio included $14.4
billion in multifamily loans, of which $11.5 billion or 79 percent, were
for properties located within the five boroughs of New York City, in
census areas designated as low-to-moderate income (LMI).

The Bank also focuses on some of the most urgently needed housing within
the local community. In 2017 alone, the Bank provided financing for
1,284 units of supported housing (housing for the formerly homeless and
100 percent Section 8 Voucher recipients).

Signature Bank's lending in the multifamily sector has enabled building
owners to maintain and improve some of New York's older housing stock,
including a significant number of pre-World War II buildings. As a major
lender in these vital and vibrant sectors of New York City, Signature
Bank recognizes its responsibility to tenants and the communities in
which it lends.

Signature Bank supports the Association for Neighborhood & Housing
Development's best practices upon which this pledge was modeled.

About Signature Bank

Signature Bank, member FDIC, is a New York-based full-service commercial
bank with 30
private client offices
throughout the New York metropolitan area,
including those in Manhattan, Brooklyn, Westchester, Long Island,
Queens, the Bronx, Staten Island and Connecticut. The Bank's growing
network of private client banking teams serves the needs of privately
owned businesses, their owners and senior managers.

Signature Bank's specialty finance subsidiary, Signature Financial, LLC,
provides equipment finance and leasing. Signature Securities Group
Corporation, a wholly owned Bank subsidiary, is a licensed
broker-dealer, investment adviser and member FINRA/SIPC, offering
investment, brokerage, asset management and insurance products and

Since commencing operations in May 2001, the Bank has grown to $44.44
billion in assets, $33.25 billion in loans, $34.82 billion in deposits,
$4.00 billion in equity capital and $3.66 billion in other assets under
management as of March 31, 2018. Signature Bank's Tier 1 and risk-based
capital ratios are significantly above the levels required to be
considered well capitalized.

Signature Bank, with more than $44 billion in assets, is ranked
the 40th largest bank in the U.S. from nearly 6,000, based on
deposits (SNL Financial). The Bank recently earned several
third-party recognitions, including: appeared on Forbes'
Best Banks in America
list for the eighth consecutive year in
2018; named Best Private Bank and Best Attorney Escrow Services provider
and among the top three Best Business Banks for the eighth consecutive
year by the New
York Law Journal
in the publication's annual
Best of Reader survey
; and, cited in the top three of the
nation's best private banking services providers
in the 2017
Best of The National Law Journal
reader rankings.

For more information, please visit

This press release and oral statements made from time to time by our
representatives contain "forward-looking statements" within the meaning
of the Private Securities Litigation Reform Act of 1995 that are subject
to risks and uncertainties. You should not place undue reliance on those
statements because they are subject to numerous risks and uncertainties
relating to our operations and business environment, all of which are
difficult to predict and may be beyond our control. Forward-looking
statements include information concerning our future results, interest
rates and the interest rate environment, loan and deposit growth, loan
performance, operations, new private client teams and other hires, new
office openings and business strategy. These statements often include
words such as "may," "believe," "expect," "anticipate," "intend,"
"potential," "opportunity," "could," "project," "seek," "should,"
"will," would," "plan," "estimate" or other similar expressions. As you
consider forward-looking statements, you should understand that these
statements are not guarantees of performance or results. They involve
risks, uncertainties and assumptions that could cause actual results to
differ materially from those in the forward-looking statements and can
change as a result of many possible events or factors, not all of which
are known to us or in our control. These factors include but are not
limited to: (i) prevailing economic conditions; (ii) changes in interest
rates, loan demand, real estate values and competition, any of which can
materially affect origination levels and gain on sale results in our
business, as well as other aspects of our financial performance,
including earnings on interest-bearing assets; (iii) the level of
defaults, losses and prepayments on loans made by us, whether held in
portfolio or sold in the whole loan secondary markets, which can
materially affect charge-off levels and required credit loss reserve
levels; (iv) changes in monetary and fiscal policies of the U.S.
Government, including policies of the U.S. Treasury and the Board of
Governors of the Federal Reserve System; (v) changes in the banking and
other financial services regulatory environment and (vi) competition for
qualified personnel and desirable office locations. Although we believe
that these forward-looking statements are based on reasonable
assumptions, beliefs and expectations, if a change occurs or our
beliefs, assumptions and expectations were incorrect, our business,
financial condition, liquidity or results of operations may vary
materially from those expressed in our forward-looking statements.
Additional risks are described in our quarterly and annual reports filed
with the FDIC. You should keep in mind that any forward-looking
statements made by Signature Bank speak only as of the date on which
they were made. New risks and uncertainties come up from time to time,
and we cannot predict these events or how they may affect the Bank.
Signature Bank has no duty to, and does not intend to, update or revise
the forward-looking statements after the date on which they are made. In
light of these risks and uncertainties, you should keep in mind that any
forward-looking statement made in this release or elsewhere might not
reflect actual results.

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