Market Overview

Embrace Home Loans' Senior Loan Officer Recognized Among Industry's Elite by Mortgage Executive Magazine

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Embrace
Home Loans
, a prominent leader in the mortgage industry, today
announced that senior loan officer, Frank Virga, has been recognized by Mortgage
Executive Magazine
in its "Top 1% of Mortgage Originators in
America" award for delivering outstanding results in a challenging
mortgage market.

Mortgage Executive Magazine received hundreds of thousands of
entries, and only the top originators among them qualified for the list.
The list recognizes individuals for their unparalleled success, and
seeks to recognize and celebrate the service, dedication and hard work
of the nation's top producing mortgage professionals. Individuals
recognized must meet a total "personal" production of at least $30
million during the previous year. Started in 1995, this list has
expanded from 100 mortgage originators to feature the top one percent
across the country.

"It's an honor to be recognized by Mortgage Executive Magazine,
and to be named alongside other inspiring, hard-working individuals in
the industry," said Virga. "Combining my passion for mortgage banking
with the support and dedication of those at Embrace Home Loans behind
me, I look forward to continuing to grow as a professional in this
market."

In addition to being included as one of the top 1 percent of loan
originators by Mortgage Executive Magazine, he has also been
named among the Top
50 Social Survey
customer feedback winners for 2018. Prior to
Embrace, Frank worked as a sales manager for Quality Financial
Solutions. With nearly 15 years' experience in mortgage lending and
finance, he leverages his passion and vast knowledge as a senior loan
officer at Embrace Home Loans working to deliver the utmost results for
his clients.

"Frank is not only a highly-valued part of the Embrace family, but he is
also a leader within this industry," said Jeff McGuiness, chief sales
officer of Embrace Home Loans. "This accomplishment speaks to his
continued dedication and commitment to providing local communities with
a trusted mortgage solution. We are so proud of his work and are
thrilled to see him recognized for such outstanding achievements."

Since 1983, Embrace Home Loans has been helping individuals find the
right mortgage solution that best fits their needs. Embrace is one of
the nation's largest independent lenders and employs more than 800
people at locations across the U.S. The lender has been recognized seven
times as one of the Best Medium-sized Companies to Work for in America
by Fortune, four times as one of the Fastest Growing Companies in
America by Inc., and recognized as the Most Community Involved
Company in Rhode Island by Providence Business News.

About Embrace Home Loans

Founded in 1983, Embrace Home Loans has remained a prominent leader in
the industry, having afforded borrowers and financial institutions an
exceptional mortgage experience. Licensed in 46 states and D.C., Embrace
has been recognized seven times as one of the Best Medium-sized
Companies to Work for in America by Fortune and four times as one
of the Fastest Growing Companies in America by Inc. The company
has also been recognized twelve times as one of the Best Places to Work
in Rhode Island, as the Most Community Involved Company in Rhode Island,
and the Leadership Excellence Award by Providence Business News.
For more information, please visit www.embracehomeloans.com.

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