Market Overview

Have Yourself a Very Debt-Free Christmas


Glasgow, United Kingdom, October 25, 2012 --( Debt Advisory Centre Scotland is launching a new radio campaign on Real Radio Scotland, to try and help people avoid slipping into debt this Christmas.

The company helps people with debt problems every day and understands the difficulties that financial problems can cause. Debt Advisory Centre Scotland is hoping the Real Radio Scotland campaign will get people thinking about ways they can make the most of Christmas and at the same time, avoid debt problems.

The campaign will run over four weeks, with three great "debt-free" tips every week.

The "12 ways to a debt-free Christmas" campaign takes its title from the traditional festive song "12 Days of Christmas," but instead of "lords-a-leaping," "maids-a-milking" and "a-partridge-in-a-pear-tree," listeners will be treated to 12 great tips that can help them avoid overspending.

A spokesperson for the Debt Advisory Centre Scotland tells us about the first three tips and why they're important:

"Everybody knows that Christmas can be an expensive time of year and if you overspend it could leave you with a nasty financial 'hangover' come January.

"We want to help people avoid getting into financial problems in the New Year, by planning their Christmas spending now, so our first tip for a debt-free Christmas is to be realistic and plan ahead. Yes, it's only October and many people don't see the need to worry about Christmas yet but we think it's worth encouraging people to spread the cost over the next three months. Leaving things to the last minute can lead to overspending, so we hope that by encouraging people to be realistic we can help can help them avoid debt this Christmas.

"Our next tip is to downsize your list. Christmas is a time of giving, but that doesn't have to include every man and his dog. Whittle down your Christmas list to the people who matter to you most.

"Our third tip is very simple - cut back. People often don't realise where they're overspending, but if you can take an honest look at your spending, and figure out where your money is going, it's easier to decide what you can do without during the lead-up to Christmas. Any money you save can go towards your gift budget or a nice plump turkey.

"Keep your ears open for more great debt-free tips from us on Real Radio Scotland or visit for debt help and advice."

Notes to Editors
Debt Advisory Centre Scotland provides debt help and advice to Scottish residents. It's part of the Think Money Group, which is one of the UK's leading financial solutions providers and delivers a comprehensive range of financial services, including debt, insurance and other financial solutions.

Debt solutions are subject to conditions and acceptance. Your credit rating may be affected. Fees are payable if continuing services provided. Repaying debt over longer may increase the amount to be repaid.

For more information, visit the Debt Advisory Centre Scotland website at

Contact Information:
Debt Advisory Centre Scotland
Melanie Taylor
0845 056 6480
Contact via Email

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