Market Overview

AOR Technology Announces Solution for Federally-Required Communication of Summary of Benefits and Coverage (SBC) to Employees


AOR Technology's HR and Benefit Portals provide an easy, low-cost way for employers to prominently display SBC as mandated by the Affordable Care Act.

Austin, TX (PRWEB) October 30, 2012

As of September 23, 2012, health insurance issuers and group health plans are required to provide employees with an easy-to-understand summary about a health plan's benefits and coverage – an SBC. An SBC is a document detailing, in plain language, simple and consistent information about health plan benefits and coverage. It summarizes the key features of the plan or coverage, such as the covered benefits, cost-sharing provisions, and coverage limitations and exceptions.

View a sample SBC here

All employers offering a group health plan and health insurance issuers (carriers) are required to provide an SBC. An SBC may be printed out and distributed to employees or may be displayed electronically as part of an online benefit website/portal. The federal law requires that an SBC posted online meet the following requirements:
1. The format is readily accessible (such as a PDF document)
2. The SBC is provided in paper form free of charge upon request
3. The provider timely advises that the SBC is available online and gives the internet address (providers may make this disclosure by email).

Every AOR Technology portal features the Summary of Benefits and Coverage for employees to view and print with ease. An email template is also provided for employers to communicate to employees that the SBC is now available online. AOR Technology helps clients save staff time, money, and stay up-to-date and compliant with health care reform requirements.

Click here to view a sample benefit portal featuring the SBC

About AOR Technology
AOR Technology, Inc. custom designs HR and benefits portals that simplify management, lower barriers to access, and promote effective communications. AOR Technology works with brokers and their employer groups to centralize benefits, payroll, and wellness resources on a single platform, which is accessible via a single sign-on feature, making critical information instantly available from any desktop, laptop, tablet, or mobile device with Internet connectivity. For more information, visit


For editorial information, contact:
Jeff Hill
AOR Technology

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