Retail Sales https://www.benzinga.com/views/taxonomy/term/30777 en First Midwest Bancorp, Inc. Announces Record Net Income for the Third Quarter of 2019 https://www.benzinga.com/pressreleases/19/10/g14641015/first-midwest-bancorp-inc-announces-record-net-income-for-the-third-quarter-of-2019 <link type="text/css" rel="stylesheet" href="https://www.globenewswire.com/styles/gnw_nitf.css" /> <p>CHICAGO, Oct. 22, 2019 (GLOBE NEWSWIRE) -- First Midwest Bancorp, Inc. (the &#34;Company&#34; or &#34;First Midwest&#34;), the holding company of First Midwest Bank (the &#34;Bank&#34;), today reported results of operations and financial condition for the third quarter of 2019. Net income for the third quarter of 2019 was $54.5 million, or $0.49 per share, compared to $47.0 million, or $0.43 per share, for the second quarter of 2019, and $53.4 million, or $0.52 per share, for the third quarter of 2018.<br /></p> <p align="justify">Reported results for all periods were impacted by acquisition and integration related expenses and implementation costs related to the Company&#39;s Delivering Excellence initiative<sup>(1)</sup> (&#34;Delivering Excellence&#34;). In addition, the third quarter of  2018 was impacted by the revaluation of deferred tax assets. For additional detail on these adjustments, see the &#34;Non-GAAP Financial Information&#34; section presented later in this release.</p> <p align="justify">Earnings per share (&#34;EPS&#34;), adjusted<sup>(2)</sup> was $0.52 for the third quarter of 2019, compared to $0.50 for the second quarter of 2019 and $0.46 for the third quarter of 2018.</p> <p><strong>SELECT THIRD QUARTER HIGHLIGHTS</strong></p> <ul> <li style="text-align:justify;"><strong>Generated EPS of $0.49, compared to $0.43 for the second quarter of 2019 and $0.52 for the third quarter of 2018.</strong></li> <li style="text-align:justify;"><strong>Increased EPS, adjusted<sup>(2)</sup> to $0.52, up 4% and 13% from the second quarter of 2019 and third quarter of 2018, respectively.</strong></li> <li style="text-align:justify;"><strong>Grew loans to $13 billion, up 8%, annualized from June 30, 2019 and 16% from September 30, 2018.</strong></li> <li style="text-align:justify;"><strong>Increased total average deposits to $13 billion, up 4% and 16% from the second quarter of 2019 and third quarter of 2018, respectively.</strong></li> <li style="text-align:justify;"><strong>Expanded noninterest income to $43 million, up 11% from the second quarter of 2019 and 20% from the third quarter of 2018.</strong></li> <li style="text-align:justify;"><strong>Grew net interest income modestly from the second quarter of 2019 and 14% from the third quarter of 2018.</strong></li> <li style="text-align:justify;"><strong>Net interest margin decreased to 3.82%, reflective of the interest rate environment and balance sheet mix.</strong></li> <li style="text-align:justify;"><strong>Consistent net loan charge-offs to average loans of 0.29%, reflective of the benign credit environment.</strong></li> <li style="text-align:justify;"><strong>Controlled noninterest expense; reported an efficiency ratio<sup>(2)</sup> of 54%, improved from 55% and 56% in the second quarter of 2019 and third quarter of 2018, respectively.</strong></li> <li style="text-align:justify;"><strong>Increased common equity Tier 1 capital to 10.18%, up 7 basis points from the second quarter of 2019 and 25 basis points from the third quarter of 2018; capital replenished to levels last achieved prior to 2019 acquisitions.</strong></li> <li style="text-align:justify;"><strong>Announced the acquisition of Park Bank on August 28, 2019, with approximately $1.0 billion of assets, $700 million of loans, and $815 million of deposits.</strong></li> </ul> <p align="justify">&#34;Performance for the quarter was strong, profiting from both growth and revenue diversity,&#34; said Michael L. Scudder, Chairman of the Board and Chief Executive Officer of the Company. &#34;We closed the quarter with $18.0 billion of total assets, up 3% and 20% from last quarter and year, respectively.  Operating results were solid and resilient, with the benefits of growth, stronger fee-based revenues and continued efficiency offsetting margin pressures from today&#039;s lower rate environment.&#34;</p> <p align="justify">Mr. Scudder concluded, &#34;As we navigate the challenges of an uncertain landscape, First Midwest remains centered on our strategic and business priorities. First and foremost, we remain focused on our clients as we work to deliver a superior experience through continued investment in colleagues, systems and efficiency. Second, we continue to expand and diversify our business as evidenced by our pending acquisition of Park Bank, which will see us grow in the Milwaukee and Southeast Wisconsin marketplace. Combined with a strong balance sheet, these efforts position us well as we strive to provide our shareholders with superior, long-term returns.&#34;</p> <p align="justify"><strong>PENDING ACQUISITION</strong></p> <p align="justify"><strong>Park Bank</strong></p> <p align="justify">On August 27, 2019, the Company entered into a merger agreement to acquire Bankmanagers Corp. (&#34;Bankmanagers&#34;), the holding company for Park Bank, based in Milwaukee, Wisconsin. As of June 30, 2019, Bankmanagers had approximately $1.0 billion of assets, $815 million of deposits, and $700 million of loans. The merger agreement provides for a fixed exchange ratio of 29.9675 shares of Company common stock, plus $623.02 in cash, for each share of Bankmanagers common stock, subject to certain adjustments. As of the date of announcement, the overall transaction was valued at approximately $195 million. The transaction is subject to customary regulatory approvals, the approval of Bankmanagers&#039; shareholders, and the completion of various closing conditions, and is anticipated to close by January 2020.</p> <p align="justify"><sup>(1)</sup> The Company initiated certain actions in connection with its Delivering Excellence initiative in the second quarter of 2018, demonstrating the Company&#39;s ongoing commitment to provide service excellence to its clients and maximizing both the efficiency and scalability of its operating platform.<br /><sup>(2)</sup> These metrics are non-GAAP financial measures. For details on the calculation of these metrics, see the sections titled &#34;Non-GAAP Financial Information&#34; and &#34;Non-GAAP Reconciliations&#34; presented later in this release.</p> <p><strong>OPERATING PERFORMANCE</strong></p> <p align="center"><strong>Net Interest Income and Margin Analysis</strong><br />(Dollar amounts in thousands)</p> <table style="border-collapse: collapse; font-size: 15px; width:100%; border-collapse:collapse ;"> <tr> <td style="vertical-align: bottom ; "> </td> <td colspan="34" style="text-align: center ; vertical-align: middle; vertical-align: bottom ; ">Quarters Ended</td> </tr> <tr> <td style="vertical-align: bottom ; "> </td> <td colspan="10" style="border-top: solid black 1pt ; text-align: center ; vertical-align: middle; vertical-align: bottom ; ">September 30, 2019</td> <td style="border-top: solid black 1pt ; vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; vertical-align: bottom ; "> </td> <td colspan="10" style="border-top: solid black 1pt ; text-align: center ; vertical-align: middle; vertical-align: bottom ; ">June 30, 2019</td> <td style="border-top: solid black 1pt ; vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; vertical-align: bottom ; "> </td> <td colspan="10" style="border-top: solid black 1pt ; text-align: center ; vertical-align: middle; vertical-align: bottom ; ">September 30, 2018</td> </tr> <tr> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ; vertical-align: middle; vertical-align: bottom ; ">Average Balance</td> <td style="border-top: solid black 1pt ; vertical-align: bottom ; "> </td> <td colspan="3" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ; vertical-align: middle; vertical-align: bottom ; ">Interest</td> <td style="border-top: solid black 1pt ; vertical-align: bottom ; "> </td> <td colspan="2" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ; vertical-align: middle; vertical-align: bottom ; ">Yield/<br />Rate<br />(%)</td> <td style="border-right: solid black 1pt ; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ; vertical-align: middle; vertical-align: bottom ; ">Average<br />Balance</td> <td style="border-top: solid black 1pt ; vertical-align: bottom ; "> </td> <td colspan="3" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ; vertical-align: middle; vertical-align: bottom ; ">Interest</td> <td style="border-top: solid black 1pt ; vertical-align: bottom ; "> </td> <td colspan="2" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ; vertical-align: middle; vertical-align: bottom ; ">Yield/<br />Rate<br />(%)</td> <td style="border-right: solid black 1pt ; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ; vertical-align: middle; vertical-align: bottom ; ">Average<br />Balance</td> <td style="border-top: solid black 1pt ; vertical-align: bottom ; "> </td> <td colspan="3" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ; vertical-align: middle; vertical-align: bottom ; ">Interest</td> <td style="border-top: solid black 1pt ; vertical-align: bottom ; "> </td> <td colspan="2" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ; vertical-align: middle; vertical-align: bottom ; ">Yield/<br />Rate<br />(%)</td> </tr> <tr> <td style="vertical-align: bottom ; "><strong>Assets</strong></td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> <td style="border-right: solid black 1pt ; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> <td style="border-right: solid black 1pt ; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> </tr> <tr> <td style="max-width:24%; width:24%; min-width:24%;;vertical-align: bottom ; ">Other interest-earning assets</td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; ">$</td> <td style="max-width:6%; width:6%; min-width:6%;;text-align: right ; vertical-align: middle; vertical-align: bottom ; ">283,178</td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: top ; "> </td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; "> </td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; ">$</td> <td style="max-width:6%; width:6%; min-width:6%;;text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1,702</td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: top ; "> </td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; "> </td> <td style="max-width:5%; width:5%; min-width:5%;;text-align: right ; vertical-align: middle; vertical-align: bottom ; ">2.38</td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: top ; "> </td> <td style="max-width:1%; width:1%; min-width:1%;;border-right: solid black 1pt ; vertical-align: bottom ; "> </td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; "> </td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; ">$</td> <td style="max-width:6%; width:6%; min-width:6%;;text-align: right ; vertical-align: middle; vertical-align: bottom ; ">210,322</td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: top ; "> </td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; "> </td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; ">$</td> <td style="max-width:6%; width:6%; min-width:6%;;text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1,240</td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: top ; "> </td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; "> </td> <td style="max-width:5%; width:5%; min-width:5%;;text-align: right ; vertical-align: middle; vertical-align: bottom ; ">2.36</td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: top ; "> </td> <td style="max-width:1%; width:1%; min-width:1%;;border-right: solid black 1pt ; vertical-align: bottom ; "> </td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; "> </td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; ">$</td> <td style="max-width:6%; width:6%; min-width:6%;;text-align: right ; vertical-align: middle; vertical-align: bottom ; ">162,646</td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: top ; "> </td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; "> </td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; ">$</td> <td style="max-width:6%; width:6%; min-width:6%;;text-align: right ; vertical-align: middle; vertical-align: bottom ; ">631</td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: top ; "> </td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; "> </td> <td style="max-width:5%; width:5%; min-width:5%;;text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1.54</td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: top ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; ">Securities<sup>(1)</sup></td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">2,869,461</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">19,906</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">2.77</td> <td style="vertical-align: top ; "> </td> <td style="border-right: solid black 1pt ; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">2,631,437</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">18,423</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">2.80</td> <td style="vertical-align: top ; "> </td> <td style="border-right: solid black 1pt ; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">2,245,784</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">14,533</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">2.59</td> <td style="vertical-align: top ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; ">Federal Home Loan Bank (&#34;FHLB&#34;) and Federal Reserve Bank (&#34;FRB&#34;) stock</td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">108,735</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">831</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">3.06</td> <td style="vertical-align: top ; "> </td> <td style="border-right: solid black 1pt ; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">87,815</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">757</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">3.45</td> <td style="vertical-align: top ; "> </td> <td style="border-right: solid black 1pt ; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">83,273</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">734</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">3.53</td> <td style="vertical-align: top ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; ">Loans<sup>(1)</sup></td> <td colspan="2" style="border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">12,539,541</td> <td style="border-bottom: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">160,756</td> <td style="border-bottom: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">5.09</td> <td style="border-bottom: solid black 1pt ; vertical-align: top ; "> </td> <td style="border-right: solid black 1pt ; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">12,022,470</td> <td style="border-bottom: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">158,442</td> <td style="border-bottom: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">5.29</td> <td style="border-bottom: solid black 1pt ; vertical-align: top ; "> </td> <td style="border-right: solid black 1pt ; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">10,980,916</td> <td style="border-bottom: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">134,768</td> <td style="border-bottom: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">4.87</td> <td style="border-bottom: solid black 1pt ; vertical-align: top ; "> </td> </tr> <tr> <td style="font: 15px Arial; vertical-align: middle; text-align: left; padding-left: 10.0px; vertical-align: bottom ; ">Total interest-earning assets<sup>(1)</sup></td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">15,800,915</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">183,195</td> <td style="border-bottom: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">4.60</td> <td style="border-bottom: solid black 1pt ; vertical-align: top ; "> </td> <td style="border-right: solid black 1pt ; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">14,952,044</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">178,862</td> <td style="border-bottom: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">4.80</td> <td style="border-bottom: solid black 1pt ; vertical-align: top ; "> </td> <td style="border-right: solid black 1pt ; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">13,472,619</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">150,666</td> <td style="border-bottom: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">4.44</td> <td style="border-bottom: solid black 1pt ; vertical-align: top ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; ">Cash and due from banks</td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">224,127</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> <td style="border-right: solid black 1pt ; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">215,464</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> <td style="border-right: solid black 1pt ; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">196,382</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; ">Allowance for loan losses</td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">(110,616</td> <td style="vertical-align: bottom ; ">)</td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> <td style="border-right: solid black 1pt ; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">(108,698</td> <td style="vertical-align: bottom ; ">)</td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> <td style="border-right: solid black 1pt ; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">(100,717</td> <td style="vertical-align: bottom ; ">)</td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; ">Other assets</td> <td colspan="2" style="border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1,784,754</td> <td style="border-bottom: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> <td style="border-right: solid black 1pt ; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1,681,240</td> <td style="border-bottom: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> <td style="border-right: solid black 1pt ; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1,326,386</td> <td style="border-bottom: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> </tr> <tr> <td style="font: 15px Arial; vertical-align: middle; text-align: left; padding-left: 20.0px; vertical-align: bottom ; ">Total assets</td> <td style="border-bottom: double 15px 3pt ; vertical-align: bottom ; ">$</td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">17,699,180</td> <td style="border-bottom: double 15px 3pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> <td style="border-right: solid black 1pt ; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-bottom: double 15px 3pt ; vertical-align: bottom ; ">$</td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">16,740,050</td> <td style="border-bottom: double 15px 3pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> <td style="border-right: solid black 1pt ; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-bottom: double 15px 3pt ; vertical-align: bottom ; ">$</td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">14,894,670</td> <td style="border-bottom: double 15px 3pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; "><strong>Liabilities and Stockholders&#39; Equity</strong></td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> <td style="border-right: solid black 1pt ; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> <td style="border-right: solid black 1pt ; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; ">Savings deposits</td> <td style="vertical-align: bottom ; ">$</td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">2,056,128</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">308</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">0.06</td> <td style="vertical-align: top ; "> </td> <td style="border-right: solid black 1pt ; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; ">$</td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">2,079,852</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">346</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">0.07</td> <td style="vertical-align: top ; "> </td> <td style="border-right: solid black 1pt ; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; ">$</td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">2,003,928</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">364</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">0.07</td> <td style="vertical-align: top ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; ">NOW accounts</td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">2,483,176</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">3,462</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">0.55</td> <td style="vertical-align: top ; "> </td> <td style="border-right: solid black 1pt ; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">2,261,103</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">2,776</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">0.49</td> <td style="vertical-align: top ; "> </td> <td style="border-right: solid black 1pt ; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">2,164,018</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">2,151</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">0.39</td> <td style="vertical-align: top ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; ">Money market deposits</td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">2,080,274</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">4,111</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">0.78</td> <td style="vertical-align: top ; "> </td> <td style="border-right: solid black 1pt ; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1,907,766</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">3,041</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">0.64</td> <td style="vertical-align: top ; "> </td> <td style="border-right: solid black 1pt ; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1,772,821</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1,522</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">0.34</td> <td style="vertical-align: top ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; ">Time deposits</td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">3,026,423</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">13,873</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1.82</td> <td style="vertical-align: top ; "> </td> <td style="border-right: solid black 1pt ; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">2,849,930</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">13,153</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1.85</td> <td style="vertical-align: top ; "> </td> <td style="border-right: solid black 1pt ; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1,993,361</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">6,389</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1.27</td> <td style="vertical-align: top ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; ">Borrowed funds</td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1,369,079</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">5,639</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1.63</td> <td style="vertical-align: top ; "> </td> <td style="border-right: solid black 1pt ; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1,025,351</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">4,459</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1.74</td> <td style="vertical-align: top ; "> </td> <td style="border-right: solid black 1pt ; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">980,421</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">3,927</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1.59</td> <td style="vertical-align: top ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; ">Senior and subordinated debt</td> <td colspan="2" style="border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">233,642</td> <td style="border-bottom: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">3,783</td> <td style="border-bottom: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">6.42</td> <td style="vertical-align: top ; "> </td> <td style="border-right: solid black 1pt ; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">220,756</td> <td style="border-bottom: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">3,595</td> <td style="border-bottom: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">6.53</td> <td style="border-bottom: solid black 1pt ; vertical-align: top ; "> </td> <td style="border-right: solid black 1pt ; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">195,526</td> <td style="border-bottom: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">3,152</td> <td style="border-bottom: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">6.40</td> <td style="border-bottom: solid black 1pt ; vertical-align: top ; "> </td> </tr> <tr> <td style="font: 15px Arial; vertical-align: middle; text-align: left; padding-left: 10.0px; vertical-align: bottom ; ">Total interest-bearing liabilities</td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">11,248,722</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">31,176</td> <td style="border-bottom: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1.10</td> <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; vertical-align: top ; "> </td> <td style="border-right: solid black 1pt ; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">10,344,758</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">27,370</td> <td style="border-bottom: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1.06</td> <td style="border-bottom: solid black 1pt ; vertical-align: top ; "> </td> <td style="border-right: solid black 1pt ; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">9,110,075</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">17,505</td> <td style="border-bottom: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">0.76</td> <td style="border-bottom: solid black 1pt ; vertical-align: top ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; ">Demand deposits</td> <td colspan="2" style="border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">3,800,569</td> <td style="border-bottom: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> <td style="border-right: solid black 1pt ; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">3,835,567</td> <td style="border-bottom: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> <td style="border-right: solid black 1pt ; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">3,624,520</td> <td style="border-bottom: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> </tr> <tr> <td style="font: 15px Arial; vertical-align: middle; text-align: left; padding-left: 10.0px; vertical-align: bottom ; ">Total funding sources</td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">15,049,291</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">0.82</td> <td style="border-bottom: solid black 1pt ; vertical-align: top ; "> </td> <td style="border-right: solid black 1pt ; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">14,180,325</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">0.77</td> <td style="border-bottom: solid black 1pt ; vertical-align: top ; "> </td> <td style="border-right: solid black 1pt ; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">12,734,595</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">0.55</td> <td style="border-bottom: solid black 1pt ; vertical-align: top ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; ">Other liabilities</td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">322,610</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> <td style="border-right: solid black 1pt ; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">318,156</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> <td style="border-right: solid black 1pt ; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">250,745</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; ">Stockholders&#39; equity - common</td> <td colspan="2" style="border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">2,327,279</td> <td style="border-bottom: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> <td style="border-right: solid black 1pt ; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">2,241,569</td> <td style="border-bottom: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> <td style="border-right: solid black 1pt ; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1,909,330</td> <td style="border-bottom: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> </tr> <tr> <td style="font: 15px Arial; vertical-align: middle; text-align: left; padding-left: 20.0px; vertical-align: bottom ; ">Total liabilities and stockholders&#39; equity</td> <td style="border-bottom: double 15px 3pt ; vertical-align: bottom ; ">$</td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">17,699,180</td> <td style="border-bottom: double 15px 3pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> <td style="border-right: solid black 1pt ; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-bottom: double 15px 3pt ; vertical-align: bottom ; ">$</td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">16,740,050</td> <td style="border-bottom: double 15px 3pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> <td style="border-right: solid black 1pt ; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-bottom: double 15px 3pt ; vertical-align: bottom ; ">$</td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">14,894,670</td> <td style="border-bottom: double 15px 3pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; ">Tax-equivalent net interest income/margin<sup>(1)</sup></td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">152,019</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-bottom: double 15px 3pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">3.82</td> <td style="border-bottom: double 15px 3pt ; vertical-align: top ; "> </td> <td style="border-right: solid black 1pt ; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">151,492</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-bottom: double 15px 3pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">4.06</td> <td style="border-bottom: double 15px 3pt ; vertical-align: top ; "> </td> <td style="border-right: solid black 1pt ; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">133,161</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-bottom: double 15px 3pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">3.92</td> <td style="border-bottom: double 15px 3pt ; vertical-align: top ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; ">Tax-equivalent adjustment</td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">(1,232</td> <td style="vertical-align: bottom ; ">)</td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-left: solid black 1pt ; vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">(1,180</td> <td style="vertical-align: bottom ; ">)</td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-left: solid black 1pt ; vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">(1,134</td> <td style="vertical-align: bottom ; ">)</td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> </tr> <tr> <td style="font: 15px Arial; vertical-align: middle; text-align: left; padding-left: 20.0px; vertical-align: bottom ; ">Net interest income (GAAP)<sup>(1)</sup></td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; vertical-align: bottom ; ">$</td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">150,787</td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-left: solid black 1pt ; vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; vertical-align: bottom ; ">$</td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">150,312</td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-left: solid black 1pt ; vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; vertical-align: bottom ; ">$</td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">132,027</td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; ">Impact of acquired loan accretion<sup>(1)</sup></td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; ">$</td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">9,244</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">0.23</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-left: solid black 1pt ; vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; ">$</td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">10,308</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">0.28</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-left: solid black 1pt ; vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; ">$</td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">4,565</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">0.13</td> <td style="vertical-align: top ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; ">Tax-equivalent net interest income/margin, adjusted<sup>(1)</sup></td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; ">$</td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">142,775</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">3.59</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-left: solid black 1pt ; vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; ">$</td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">141,184</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">3.78</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-left: solid black 1pt ; vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; ">$</td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">128,596</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">3.79</td> <td style="vertical-align: top ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: top ; "> </td> </tr> </table> <p align="justify"><sup>(1)  </sup>Interest income and yields on tax-exempt securities and loans are presented on a tax-equivalent basis, assuming a federal income tax rate of 21%. The corresponding income tax impact related to tax-exempt items is recorded in income tax expense. These adjustments have no impact on net income. See the &#34;Non-GAAP Financial Information&#34; section presented later in this release for a discussion of this non-GAAP financial measure.</p> <p align="justify">Net interest income for the third quarter of 2019 was consistent with the second quarter of 2019 and up 14.2% compared to the third quarter of 2018. Compared to both prior periods, the impact of the acquisition of interest-earning assets from the Bridgeview Bancorp, Inc. (&#34;Bridgeview&#34;) transaction that closed in the middle of the second quarter of 2019, security purchases, and loan growth was partially offset by higher cost of funds. In addition, net interest income for the third quarter of 2019 benefited from an increase in the number of days in the quarter compared to the second quarter of 2019, partially offset by lower acquired loan accretion. Compared to the third quarter of 2018, the rise in net interest income was also impacted by the acquisition of interest-earning assets from the Northern States Financial Corporation (&#34;Northern States&#34;) transaction in the fourth quarter of 2018 and higher acquired loan accretion.</p> <p align="justify">Acquired loan accretion contributed $9.2 million, $10.3 million, and $4.6 million to net interest income for the third quarter of 2019, the second quarter of 2019, and the third quarter of 2018, respectively.</p> <p align="justify">Tax-equivalent net interest margin for the current quarter was 3.82%, decreasing 24 basis points from the second quarter of 2019 and 10 basis points from the third quarter of 2018. Excluding the impact of acquired loan accretion, tax-equivalent net interest margin was 3.59%, down 19 basis points from the second quarter of 2019 and 20 basis point from the third quarter of 2018. Tax-equivalent net interest margin, adjusted reflects the impact of lower market rates on loan yields compared to the second quarter of 2019, and compression related to the mix of interest-earning assets acquired in the Bridgeview transaction compared to the third quarter of 2018. In addition, the decrease compared to both prior periods was impacted by actions taken to reduce rate sensitivity and higher cost of funds.</p> <p align="justify">For the third quarter of 2019, total average interest-earning assets rose by $848.9 million and $2.3 billion from the second quarter of 2019 and third quarter of 2018, respectively. The increase compared to both prior periods resulted primarily from the Bridgeview transaction in the second quarter of 2019, security purchases, and loan growth. In addition, the rise in average interest-earning assets compared to the third quarter of 2018 was impacted by the Northern States transaction.</p> <p align="justify">Total average funding sources for the third quarter of 2019 increased by $869.0 million and $2.3 billion from the second quarter of 2019 and third quarter of 2018, respectively. The increase compared to both prior periods resulted primarily from the Bridgeview transaction in the second quarter of 2019, organic growth, and FHLB advances. In addition, the rise in average funding sources compared to the third quarter of 2018 was impacted by the Northern States transaction.</p> <p align="center"><strong>Noninterest Income Analysis</strong><br />(Dollar amounts in thousands)</p> <table style="border-collapse: collapse; font-size: 15px; width:100%; border-collapse:collapse ;"> <tr> <td style="vertical-align: bottom ; "> </td> <td colspan="11" style="text-align: center ; vertical-align: middle; vertical-align: bottom ; ">Quarters Ended</td> <td style="vertical-align: bottom ; "> </td> <td colspan="5" style="text-align: center ; vertical-align: middle; vertical-align: bottom ; ">September 30, 2019<br />Percent Change From</td> </tr> <tr> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ; vertical-align: middle; vertical-align: bottom ; ">September 30,<br /> 2019</td> <td style="border-top: solid black 1pt ; vertical-align: bottom ; "> </td> <td colspan="3" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ; vertical-align: middle; vertical-align: bottom ; ">June 30,<br />  2019</td> <td style="border-top: solid black 1pt ; vertical-align: bottom ; "> </td> <td colspan="3" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ; vertical-align: middle; vertical-align: bottom ; ">September 30,<br /> 2018</td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ; vertical-align: middle; vertical-align: bottom ; ">June 30,<br />  2019</td> <td style="border-top: solid black 1pt ; vertical-align: bottom ; "> </td> <td colspan="2" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ; vertical-align: middle; vertical-align: bottom ; ">September 30,<br /> 2018</td> </tr> <tr> <td style="max-width:46%; width:46%; min-width:46%;;vertical-align: bottom ; ">Service charges on deposit accounts</td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; ">$</td> <td style="max-width:8%; width:8%; min-width:8%;;border-top: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">13,024</td> <td style="max-width:1%; width:1%; min-width:1%;;border-top: solid black 1pt ; vertical-align: top ; "> </td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; "> </td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; ">$</td> <td style="max-width:8%; width:8%; min-width:8%;;border-top: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">12,196</td> <td style="max-width:1%; width:1%; min-width:1%;;border-top: solid black 1pt ; vertical-align: top ; "> </td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; "> </td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; ">$</td> <td style="max-width:8%; width:8%; min-width:8%;;border-top: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">12,378</td> <td style="max-width:1%; width:1%; min-width:1%;;border-top: solid black 1pt ; vertical-align: top ; "> </td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; "> </td> <td style="max-width:9%; width:9%; min-width:9%;;text-align: right ; vertical-align: middle; vertical-align: bottom ; ">6.8</td> <td style="max-width:1%; width:1%; min-width:1%;;border-top: solid black 1pt ; vertical-align: top ; "> </td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; "> </td> <td style="max-width:9%; width:9%; min-width:9%;;text-align: right ; vertical-align: middle; vertical-align: bottom ; ">5.2</td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: top ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; ">Wealth management fees</td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">12,063</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">12,190</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">10,622</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">(1.0</td> <td style="vertical-align: bottom ; ">)</td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">13.6</td> <td style="vertical-align: top ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; ">Card-based fees, net</td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">4,694</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">4,549</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">4,123</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">3.2</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">13.8</td> <td style="vertical-align: top ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; ">Capital market products income</td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">4,161</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">2,154</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1,936</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">93.2</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">114.9</td> <td style="vertical-align: top ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; ">Mortgage banking income</td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">3,066</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1,901</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1,657</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">61.3</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">85.0</td> <td style="vertical-align: top ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; ">Merchant servicing fees, net</td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">385</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">371</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">387</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">3.8</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">(0.5</td> <td style="vertical-align: bottom ; ">)</td> </tr> <tr> <td style="vertical-align: bottom ; ">Other service charges, commissions, and fees</td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">2,638</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">2,412</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">2,399</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">9.4</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">10.0</td> <td style="vertical-align: top ; "> </td> </tr> <tr> <td style="font: 15px Arial; vertical-align: middle; text-align: left; padding-left: 30.0px; vertical-align: bottom ; ">Total fee-based revenues</td> <td colspan="2" style="border-top: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">40,031</td> <td style="border-top: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="border-top: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">35,773</td> <td style="border-top: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="border-top: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">33,502</td> <td style="border-top: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">11.9</td> <td style="border-top: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">19.5</td> <td style="border-top: solid black 1pt ; vertical-align: top ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; ">Other income</td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">2,920</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">2,753</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">2,164</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">6.1</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">34.9</td> <td style="vertical-align: top ; "> </td> </tr> <tr> <td style="font: 15px Arial; vertical-align: middle; text-align: left; padding-left: 30.0px; vertical-align: bottom ; "><strong>Total noninterest income</strong></td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; vertical-align: bottom ; "><strong>$</strong></td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><strong>42,951</strong></td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; vertical-align: bottom ; "><strong>$</strong></td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><strong>38,526</strong></td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; vertical-align: bottom ; "><strong>$</strong></td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><strong>35,666</strong></td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><strong>11.5</strong></td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><strong>20.4</strong></td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; vertical-align: top ; "> </td> </tr> <tr> <td style="font: 15px Arial; vertical-align: middle; text-align: left; padding-left: 30.0px; vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; vertical-align: top ; "> </td> </tr> </table> <p align="justify">Total noninterest income of $43.0 million was up 11.5% and 20.4% from the second quarter of 2019 and third quarter of 2018, respectively. The increase in service charges on deposit accounts and net card-based fees compared to both prior periods was due to services provided to customers acquired in the Bridgeview transaction, as well as seasonally higher volumes compared to the second quarter of 2019 and services provided to customers acquired in the Northern States transaction compared to the third quarter of 2018. Compared to the third quarter of 2018, growth in wealth management fees was driven primarily by customers acquired in the Northern Oak Wealth Management, Inc. (&#34;Northern Oak&#34;) transaction completed during the first quarter of 2019.</p> <p align="justify">Capital market products income increased in the third quarter of 2019 as a result of higher sales to corporate clients due to lower long-term rates.</p> <p align="justify">Mortgage banking income for the third quarter of 2019 resulted from sales of $141.0 million of 1-4 family mortgage loans in the secondary market, compared to $93.5 million in the second quarter of 2019 and $61.3 million in the third quarter of 2018. Mortgage banking income is also impacted by changes in the fair value of mortgage servicing rights, which fluctuate from quarter to quarter.</p> <p align="justify">Other income was elevated compared to the third quarter of 2018 due primarily to benefit settlements on bank-owned life insurance and higher fair value adjustments on equity securities.</p> <p align="center"><strong>Noninterest Expense Analysis</strong><br />(Dollar amounts in thousands)</p> <table style="border-collapse: collapse; font-size: 15px; width:100%; border-collapse:collapse ;"> <tr> <td style="vertical-align: bottom ; "> </td> <td colspan="11" style="text-align: center ; vertical-align: middle; vertical-align: bottom ; ">Quarters Ended</td> <td style="vertical-align: bottom ; "> </td> <td colspan="5" style="text-align: center ; vertical-align: middle; vertical-align: bottom ; ">September 30, 2019<br />Percent Change From</td> </tr> <tr> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ; vertical-align: middle; vertical-align: bottom ; ">September 30,<br /> 2019</td> <td style="border-top: solid black 1pt ; vertical-align: bottom ; "> </td> <td colspan="3" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ; vertical-align: middle; vertical-align: bottom ; ">June 30,<br />  2019</td> <td style="border-top: solid black 1pt ; vertical-align: bottom ; "> </td> <td colspan="3" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ; vertical-align: middle; vertical-align: bottom ; ">September 30,<br /> 2018</td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ; vertical-align: middle; vertical-align: bottom ; ">June 30,<br />  2019</td> <td style="border-top: solid black 1pt ; vertical-align: bottom ; "> </td> <td colspan="2" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ; vertical-align: middle; vertical-align: bottom ; ">September 30,<br /> 2018</td> </tr> <tr> <td style="vertical-align: bottom ; ">Salaries and employee benefits:</td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> </tr> <tr> <td style="max-width:46%; width:46%; min-width:46%;;font: 15px Arial; vertical-align: middle; text-align: left; padding-left: 20.0px; vertical-align: bottom ; ">Salaries and wages</td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; ">$</td> <td style="max-width:8%; width:8%; min-width:8%;;text-align: right ; vertical-align: middle; vertical-align: bottom ; ">50,686</td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: top ; "> </td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; "> </td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; ">$</td> <td style="max-width:8%; width:8%; min-width:8%;;text-align: right ; vertical-align: middle; vertical-align: bottom ; ">47,776</td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: top ; "> </td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; "> </td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; ">$</td> <td style="max-width:8%; width:8%; min-width:8%;;text-align: right ; vertical-align: middle; vertical-align: bottom ; ">44,067</td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: top ; "> </td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; "> </td> <td style="max-width:9%; width:9%; min-width:9%;;text-align: right ; vertical-align: middle; vertical-align: bottom ; ">6.1</td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: top ; "> </td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; "> </td> <td style="max-width:9%; width:9%; min-width:9%;;text-align: right ; vertical-align: middle; vertical-align: bottom ; ">15.0</td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: top ; "> </td> </tr> <tr> <td style="font: 15px Arial; vertical-align: middle; text-align: left; padding-left: 20.0px; vertical-align: bottom ; ">Retirement and other employee benefits</td> <td colspan="2" style="border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">10,795</td> <td style="border-bottom: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">10,916</td> <td style="border-bottom: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">10,093</td> <td style="border-bottom: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">(1.1</td> <td style="border-bottom: solid black 1pt ; vertical-align: bottom ; ">)</td> <td style="vertical-align: bottom ; "> </td> <td style="border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">7.0</td> <td style="border-bottom: solid black 1pt ; vertical-align: top ; "> </td> </tr> <tr> <td style="font: 15px Arial; vertical-align: middle; text-align: left; padding-left: 30.0px; vertical-align: bottom ; ">Total salaries and employee benefits</td> <td colspan="2" style="border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">61,481</td> <td style="border-bottom: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">58,692</td> <td style="border-bottom: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">54,160</td> <td style="border-bottom: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">4.8</td> <td style="border-bottom: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">13.5</td> <td style="border-bottom: solid black 1pt ; vertical-align: top ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; ">Net occupancy and equipment expense</td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">13,903</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">13,671</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">13,183</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1.7</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">5.5</td> <td style="vertical-align: top ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; ">Professional services</td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">9,550</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">10,467</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">7,944</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">(8.8</td> <td style="vertical-align: bottom ; ">)</td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">20.2</td> <td style="vertical-align: top ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; ">Technology and related costs</td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">5,062</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">4,908</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">4,763</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">3.1</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">6.3</td> <td style="vertical-align: top ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; ">Advertising and promotions</td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">2,955</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">3,167</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">3,526</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">(6.7</td> <td style="vertical-align: bottom ; ">)</td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">(16.2</td> <td style="vertical-align: bottom ; ">)</td> </tr> <tr> <td style="vertical-align: bottom ; ">Net other real estate owned (&#34;OREO&#34;) expense</td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">381</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">294</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">(413</td> <td style="vertical-align: bottom ; ">)</td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">29.6</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">192.3</td> <td style="vertical-align: top ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; ">Other expenses</td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">11,432</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">12,987</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">11,015</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">(12.0</td> <td style="vertical-align: bottom ; ">)</td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">3.8</td> <td style="vertical-align: top ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; ">Acquisition and integration related expenses</td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">3,397</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">9,514</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">60</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">(64.3</td> <td style="vertical-align: bottom ; ">)</td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">N/M</td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; ">Delivering Excellence implementation costs</td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">234</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">442</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">2,239</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">(47.1</td> <td style="vertical-align: bottom ; ">)</td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">(89.5</td> <td style="vertical-align: bottom ; ">)</td> </tr> <tr> <td style="font: 15px Arial; vertical-align: middle; text-align: left; padding-left: 30.0px; vertical-align: bottom ; "><strong>Total noninterest expense</strong></td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; vertical-align: bottom ; "><strong>$</strong></td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><strong>108,395</strong></td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; vertical-align: bottom ; "><strong>$</strong></td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><strong>114,142</strong></td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; vertical-align: bottom ; "><strong>$</strong></td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><strong>96,477</strong></td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><strong>(5.0</strong></td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; vertical-align: bottom ; "><strong>)</strong></td> <td style="vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "><strong>12.4</strong></td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; vertical-align: top ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; ">Acquisition and integration related expenses</td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">(3,397</td> <td style="vertical-align: bottom ; ">)</td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">(9,514</td> <td style="vertical-align: bottom ; ">)</td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">(60</td> <td style="vertical-align: bottom ; ">)</td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">(64.3</td> <td style="vertical-align: bottom ; ">)</td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">N/M</td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; ">Delivering Excellence implementation costs</td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">(234</td> <td style="vertical-align: bottom ; ">)</td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">(442</td> <td style="vertical-align: bottom ; ">)</td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">(2,239</td> <td style="vertical-align: bottom ; ">)</td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">(47.1</td> <td style="vertical-align: bottom ; ">)</td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">(89.5</td> <td style="vertical-align: bottom ; ">)</td> </tr> <tr> <td style="font: 15px Arial; vertical-align: middle; text-align: left; padding-left: 10.0px; vertical-align: bottom ; ">Total noninterest expense, adjusted<sup>(1)</sup></td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; vertical-align: bottom ; ">$</td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">104,764</td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; vertical-align: bottom ; ">$</td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">104,186</td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; vertical-align: bottom ; ">$</td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">94,178</td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">0.6</td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">11.2</td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; vertical-align: top ; "> </td> </tr> <tr> <td style="font: 15px Arial; vertical-align: middle; text-align: left; padding-left: 10.0px; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: top ; "> </td> </tr> </table> <p align="justify">N/M – Not meaningful.</p> <p align="justify"><sup>(1)</sup> See the &#34;Non-GAAP Financial Information&#34; section presented later in this release for a discussion of this non-GAAP financial measure.</p> <p align="justify">Total noninterest expense decreased 5.0% from the second quarter of 2019 and increased 12.4% from the third quarter of 2018. Noninterest expense for all periods presented was impacted by acquisition and integration related expenses and costs related to implementation of the Delivering Excellence initiative. Excluding these items, noninterest expense for the third quarter of 2019 was $104.8 million, consistent with the second quarter of 2019 and up 11.2% from the third quarter of 2018.</p> <p align="justify">Operating costs associated with the Bridgeview transaction completed during the middle of the second quarter of 2019 contributed to noninterest expense for the third quarter of 2019. In addition, operating costs associated with the Northern Oak and Northern States transactions contributed to the increase in noninterest expense compared to the third quarter of 2018. These costs primarily occurred in salaries and employee benefits, net occupancy and equipment expense, professional services, and other expenses.</p> <p align="justify">Compared to both prior periods, the increase in salaries and employee benefits was also impacted by higher commissions resulting from sales of 1-4 family mortgage loans in the secondary market. In addition, salaries and employee benefits compared to the third quarter of 2018 rose due to merit increases. The decrease in professional services compared to the second quarter of 2019 was driven primarily by the timing of certain other professional fees and the increase compared to the third quarter of 2018 resulted from organizational growth. Advertising and promotions expense decreased compared to both prior periods due to the timing of certain costs related to marketing campaigns, as well as a contribution to the First Midwest Charitable Foundation in the third quarter of 2018. Net OREO expense for the third quarter of 2018 was impacted by higher levels of gains on sales of properties. The decrease in other expenses compared to the second quarter of 2019 was driven primarily by lower property valuation adjustments and a reduction in Federal Deposit Insurance Corporation premiums due to small bank assessment credits received.</p> <p align="justify">Acquisition and integration related expenses for the third quarter of 2019 resulted primarily from the acquisition of Bridgeview and the pending acquisition of Park Bank. For the second quarter of 2019, acquisition and integration related expenses resulted primarily from the acquisition of Bridgeview.</p> <p align="justify">Delivering Excellence implementation costs for all periods presented resulted from certain actions initiated by the Company in connection with its Delivering Excellence initiative and include property valuation adjustments on locations identified for closure, employee severance, and general restructuring and advisory services.</p> <p><strong>LOAN PORTFOLIO AND ASSET QUALITY</strong></p> <p align="center"><strong>Loan Portfolio Composition</strong><br />(Dollar amounts in thousands)</p> <table style="border-collapse: collapse; font-size: 15px; width:100%; border-collapse:collapse ;"> <tr> <td colspan="18" style="text-align: center ; vertical-align: middle; vertical-align: top ; "><strong> </strong></td> </tr> <tr> <td style="font: 15px Arial; vertical-align: middle; text-align: left; padding-left: 10.0px; vertical-align: bottom ; "> </td> <td colspan="11" style="text-align: center ; vertical-align: middle; vertical-align: bottom ; ">As of</td> <td style="vertical-align: bottom ; "> </td> <td colspan="5" style="border-bottom: solid black 1pt ; text-align: center ; vertical-align: middle; vertical-align: bottom ; ">September 30, 2019<br />Percent Change From</td> </tr> <tr> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ; vertical-align: middle; vertical-align: bottom ; ">September 30, 2019</td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="border-bottom: solid black 1pt ; text-align: center ; vertical-align: middle; vertical-align: bottom ; ">June 30,<br />  2019</td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="border-bottom: solid black 1pt ; text-align: center ; vertical-align: middle; vertical-align: bottom ; ">September 30, 2018</td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="border-bottom: solid black 1pt ; text-align: center ; vertical-align: middle; vertical-align: bottom ; ">June 30,<br />  2019</td> <td style="border-top: solid black 1pt ; vertical-align: bottom ; "> </td> <td colspan="2" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ; vertical-align: middle; vertical-align: bottom ; ">September 30, 2018</td> </tr> <tr> <td style="max-width:46%; width:46%; min-width:46%;;vertical-align: bottom ; ">Commercial and industrial</td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; ">$</td> <td style="max-width:8%; width:8%; min-width:8%;;text-align: right ; vertical-align: middle; vertical-align: bottom ; ">4,570,361</td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: top ; "> </td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; "> </td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; ">$</td> <td style="max-width:8%; width:8%; min-width:8%;;text-align: right ; vertical-align: middle; vertical-align: bottom ; ">4,524,401</td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: top ; "> </td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; "> </td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; ">$</td> <td style="max-width:8%; width:8%; min-width:8%;;text-align: right ; vertical-align: middle; vertical-align: bottom ; ">3,994,142</td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: top ; "> </td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; "> </td> <td style="max-width:9%; width:9%; min-width:9%;;text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1.0</td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: top ; "> </td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; "> </td> <td style="max-width:9%; width:9%; min-width:9%;;text-align: right ; vertical-align: middle; vertical-align: bottom ; ">14.4</td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: top ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; ">Agricultural</td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">417,740</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">430,589</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">432,220</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">(3.0</td> <td style="vertical-align: bottom ; ">)</td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">(3.4</td> <td style="vertical-align: bottom ; ">)</td> </tr> <tr> <td style="vertical-align: bottom ; ">Commercial real estate:</td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> </tr> <tr> <td style="font: 15px Arial; vertical-align: middle; text-align: left; padding-left: 10.0px; vertical-align: bottom ; ">Office, retail, and industrial</td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1,892,877</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1,936,577</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1,782,757</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">(2.3</td> <td style="vertical-align: bottom ; ">)</td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">6.2</td> <td style="vertical-align: top ; "> </td> </tr> <tr> <td style="font: 15px Arial; vertical-align: middle; text-align: left; padding-left: 10.0px; vertical-align: bottom ; ">Multi-family</td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">817,444</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">787,155</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">698,611</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">3.8</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">17.0</td> <td style="vertical-align: top ; "> </td> </tr> <tr> <td style="font: 15px Arial; vertical-align: middle; text-align: left; padding-left: 10.0px; vertical-align: bottom ; ">Construction</td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">637,256</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">654,607</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">632,779</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">(2.7</td> <td style="vertical-align: bottom ; ">)</td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">0.7</td> <td style="vertical-align: top ; "> </td> </tr> <tr> <td style="font: 15px Arial; vertical-align: middle; text-align: left; padding-left: 10.0px; vertical-align: bottom ; ">Other commercial real estate</td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1,425,292</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1,447,673</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1,348,831</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">(1.5</td> <td style="vertical-align: bottom ; ">)</td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">5.7</td> <td style="vertical-align: top ; "> </td> </tr> <tr> <td style="font: 15px Arial; vertical-align: middle; text-align: left; padding-left: 20.0px; vertical-align: bottom ; ">Total commercial real estate</td> <td colspan="2" style="border-top: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">4,772,869</td> <td style="border-top: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="border-top: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">4,826,012</td> <td style="border-top: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="border-top: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">4,462,978</td> <td style="border-top: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">(1.1</td> <td style="border-top: solid black 1pt ; vertical-align: bottom ; ">)</td> <td style="vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">6.9</td> <td style="border-top: solid black 1pt ; vertical-align: top ; "> </td> </tr> <tr> <td style="font: 15px Arial; vertical-align: middle; text-align: left; padding-left: 20.0px; vertical-align: bottom ; ">Total corporate loans</td> <td colspan="2" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">9,760,970</td> <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">9,781,002</td> <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">8,889,340</td> <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">(0.2</td> <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; vertical-align: bottom ; ">)</td> <td style="vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">9.8</td> <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; vertical-align: top ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; ">Home equity</td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">833,955</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">874,686</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">853,887</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">(4.7</td> <td style="vertical-align: bottom ; ">)</td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">(2.3</td> <td style="vertical-align: bottom ; ">)</td> </tr> <tr> <td style="vertical-align: bottom ; ">1-4 family mortgages</td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1,686,967</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1,391,814</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">888,797</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">21.2</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">89.8</td> <td style="vertical-align: top ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; ">Installment</td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">491,427</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">472,102</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">418,524</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">4.1</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">17.4</td> <td style="vertical-align: top ; "> </td> </tr> <tr> <td style="font: 15px Arial; vertical-align: middle; text-align: left; padding-left: 20.0px; vertical-align: bottom ; ">Total consumer loans</td> <td colspan="2" style="border-top: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">3,012,349</td> <td style="border-top: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="border-top: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">2,738,602</td> <td style="border-top: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="border-top: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">2,161,208</td> <td style="border-top: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">10.0</td> <td style="border-top: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">39.4</td> <td style="border-top: solid black 1pt ; vertical-align: top ; "> </td> </tr> <tr> <td style="font: 15px Arial; vertical-align: middle; text-align: left; padding-left: 30.0px; vertical-align: bottom ; ">Total loans</td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; vertical-align: bottom ; ">$</td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">12,773,319</td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; vertical-align: bottom ; ">$</td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">12,519,604</td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; vertical-align: bottom ; ">$</td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">11,050,548</td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">2.0</td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">15.6</td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; vertical-align: top ; "> </td> </tr> <tr> <td style="font: 15px Arial; vertical-align: middle; text-align: left; padding-left: 30.0px; vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; vertical-align: top ; "> </td> </tr> </table> <p align="justify">Total loans of $12.8 billion increased 8.0%, annualized from June 30, 2019 and by 15.6% from September 30, 2018. Excluding loans acquired in the Bridgeview and Northern States transactions as of September 30, 2019, total loans grew by 7.8% from September 30, 2018. In addition, total corporate loans compared to both prior periods benefited from growth in commercial and industrial loans, primarily within our sector-based lending and middle market business units, and multifamily loans. Strong production within commercial real estate loans was offset by the impact of the decision of certain customers to opportunistically sell their commercial business or investment real estate properties, as well as refinancing with non-bank lenders and real estate investors.</p> <p align="justify">Growth in consumer loans compared to both prior periods resulted primarily from purchases of 1-4 family mortgages and organic growth.</p> <p align="center"><strong>Asset Quality</strong><br />(Dollar amounts in thousands)</p> <table style="border-collapse: collapse; font-size: 15px; width:100%; border-collapse:collapse ;"> <tr> <td style="vertical-align: bottom ; "> </td> <td colspan="11" style="text-align: center ; vertical-align: middle; vertical-align: bottom ; ">As of</td> <td style="vertical-align: bottom ; "> </td> <td colspan="5" style="text-align: center ; vertical-align: middle; vertical-align: bottom ; ">September 30, 2019<br />Percent Change From</td> </tr> <tr> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ; vertical-align: middle; vertical-align: bottom ; ">September 30,<br /> 2019</td> <td style="border-top: solid black 1pt ; vertical-align: bottom ; "> </td> <td colspan="3" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ; vertical-align: middle; vertical-align: bottom ; ">June 30,<br />  2019</td> <td style="border-top: solid black 1pt ; vertical-align: bottom ; "> </td> <td colspan="3" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ; vertical-align: middle; vertical-align: bottom ; ">September 30,<br /> 2018</td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ; vertical-align: middle; vertical-align: bottom ; ">June 30,<br />  2019</td> <td style="border-top: solid black 1pt ; vertical-align: bottom ; "> </td> <td colspan="2" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ; vertical-align: middle; vertical-align: bottom ; ">September 30,<br /> 2018</td> </tr> <tr> <td style="vertical-align: bottom ; "><strong>Asset quality</strong></td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> </tr> <tr> <td style="max-width:46%; width:46%; min-width:46%;;text-align: justify ; vertical-align: middle; vertical-align: bottom ; ">Non-accrual loans</td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; ">$</td> <td style="max-width:8%; width:8%; min-width:8%;;text-align: right ; vertical-align: middle; vertical-align: bottom ; ">77,692</td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: top ; "> </td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; "> </td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; ">$</td> <td style="max-width:8%; width:8%; min-width:8%;;text-align: right ; vertical-align: middle; vertical-align: bottom ; ">63,477</td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: top ; "> </td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; "> </td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; ">$</td> <td style="max-width:8%; width:8%; min-width:8%;;text-align: right ; vertical-align: middle; vertical-align: bottom ; ">64,766</td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: top ; "> </td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; "> </td> <td style="max-width:9%; width:9%; min-width:9%;;text-align: right ; vertical-align: middle; vertical-align: bottom ; ">22.4</td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: top ; "> </td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; "> </td> <td style="max-width:9%; width:9%; min-width:9%;;text-align: right ; vertical-align: middle; vertical-align: bottom ; ">20.0</td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: top ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; ">90 days or more past due loans, still accruing interest<sup>(1)</sup></td> <td colspan="2" style="border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">4,657</td> <td style="border-bottom: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">2,615</td> <td style="border-bottom: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">2,949</td> <td style="border-bottom: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">78.1</td> <td style="border-bottom: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">57.9</td> <td style="border-bottom: solid black 1pt ; vertical-align: top ; "> </td> </tr> <tr> <td style="font: 15px Arial; vertical-align: middle; text-align: left; padding-left: 20.0px; vertical-align: bottom ; ">Total non-performing loans</td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">82,349</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">66,092</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">67,715</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">24.6</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">21.6</td> <td style="vertical-align: top ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; ">Accruing troubled debt restructurings (&#34;TDRs&#34;)</td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1,422</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1,441</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1,741</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">(1.3</td> <td style="vertical-align: bottom ; ">)</td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">(18.3</td> <td style="vertical-align: bottom ; ">)</td> </tr> <tr> <td style="vertical-align: bottom ; ">Foreclosed assets<sup>(2)</sup></td> <td colspan="2" style="border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">25,266</td> <td style="border-bottom: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">28,488</td> <td style="border-bottom: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">12,244</td> <td style="border-bottom: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">(11.3</td> <td style="border-bottom: solid black 1pt ; vertical-align: bottom ; ">)</td> <td style="vertical-align: bottom ; "> </td> <td style="border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">106.4</td> <td style="border-bottom: solid black 1pt ; vertical-align: top ; "> </td> </tr> <tr> <td style="font: 15px Arial; vertical-align: middle; text-align: left; padding-left: 20.0px; vertical-align: bottom ; ">Total non-performing assets</td> <td style="border-bottom: double 15px 3pt ; vertical-align: bottom ; ">$</td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">109,037</td> <td style="border-bottom: double 15px 3pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-bottom: double 15px 3pt ; vertical-align: bottom ; ">$</td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">96,021</td> <td style="border-bottom: double 15px 3pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-bottom: double 15px 3pt ; vertical-align: bottom ; ">$</td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">81,700</td> <td style="border-bottom: double 15px 3pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-bottom: double 15px 3pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">13.6</td> <td style="border-bottom: double 15px 3pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-bottom: double 15px 3pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">33.5</td> <td style="border-bottom: double 15px 3pt ; vertical-align: top ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; ">30-89 days past due loans<sup>(1)</sup></td> <td style="vertical-align: bottom ; ">$</td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">46,171</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; ">$</td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">34,460</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; ">$</td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">46,257</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; ">Non-accrual loans to total loans</td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">0.61</td> <td style="vertical-align: bottom ; ">%</td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">0.51</td> <td style="vertical-align: bottom ; ">%</td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">0.59</td> <td style="text-align: left ; vertical-align: middle; vertical-align: bottom ; ">%</td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; ">Non-performing loans to total loans</td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">0.64</td> <td style="text-align: left ; vertical-align: middle; vertical-align: bottom ; ">%</td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">0.53</td> <td style="text-align: left ; vertical-align: middle; vertical-align: bottom ; ">%</td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">0.61</td> <td style="text-align: left ; vertical-align: middle; vertical-align: bottom ; ">%</td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; ">Non-performing assets to total loans plus foreclosed assets</td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">0.85</td> <td style="text-align: left ; vertical-align: middle; vertical-align: bottom ; ">%</td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">0.77</td> <td style="text-align: left ; vertical-align: middle; vertical-align: bottom ; ">%</td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">0.74</td> <td style="text-align: left ; vertical-align: middle; vertical-align: bottom ; ">%</td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; "><strong>Allowance for credit losses</strong></td> <td colspan="3" style="text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; ">Allowance for credit losses</td> <td style="vertical-align: bottom ; ">$</td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">110,228</td> <td style="text-align: left ; vertical-align: middle; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; ">$</td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">106,929</td> <td style="text-align: left ; vertical-align: middle; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; ">$</td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">100,925</td> <td style="text-align: left ; vertical-align: middle; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; ">Allowance for credit losses to total loans<sup>(3)</sup></td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">0.86</td> <td style="text-align: left ; vertical-align: middle; vertical-align: bottom ; ">%</td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">0.85</td> <td style="text-align: left ; vertical-align: middle; vertical-align: bottom ; ">%</td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">0.91</td> <td style="text-align: left ; vertical-align: middle; vertical-align: bottom ; ">%</td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; ">Allowance for credit losses to loans, excluding acquired loans</td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">0.98</td> <td style="text-align: left ; vertical-align: middle; vertical-align: bottom ; ">%</td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">0.98</td> <td style="text-align: left ; vertical-align: middle; vertical-align: bottom ; ">%</td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1.01</td> <td style="text-align: left ; vertical-align: middle; vertical-align: bottom ; ">%</td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; ">Allowance for credit losses to non-accrual loans</td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">141.88</td> <td style="text-align: left ; vertical-align: middle; vertical-align: bottom ; ">%</td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">168.45</td> <td style="text-align: left ; vertical-align: middle; vertical-align: bottom ; ">%</td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">155.83</td> <td style="text-align: left ; vertical-align: middle; vertical-align: bottom ; ">%</td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> </tr> </table> <p align="justify"><sup>(1)</sup> Purchased credit impaired loans with an accretable yield are considered current and are not included in past due loan totals.<br /><sup>(2)</sup> Foreclosed assets consists of OREO and other foreclosed assets acquired in partial or total satisfaction of defaulted loans. Other foreclosed assets are included in other assets in the Consolidated Statements of Financial Condition.<br /><sup>(3)</sup> This ratio includes acquired loans that are recorded at fair value through an acquisition adjustment, which incorporates credit risk as of the acquisition date with no allowance for credit losses being established at that time. As the acquisition adjustment is accreted into income over future periods, an allowance for credit losses on acquired loans is established as necessary to reflect credit deterioration.</p> <p align="justify">Total non-performing assets represented 0.85% of total loans and foreclosed assets at September 30, 2019 compared to 0.77% and 0.74% at June 30, 2019 and September 30, 2018, respectively, reflective of normal fluctuations that occur on a quarterly basis. The increase in non-accrual loans from June 30, 2019 was driven primarily by the transfer of two corporate loan relationships to non-accrual during the third quarter of 2019, for which the Company has remediation plans in place. In addition, included in foreclosed assets as of September 30, 2019 and June 30, 2019 was $3.9 million and $6.2 million, respectively, of OREO acquired in the Bridgeview transaction.</p> <p align="justify">The allowance for credit losses to total loans was 0.86% at September 30, 2019, compared to 0.85% at June 30, 2019 and 0.91% at September 30, 2018. The decrease compared to September 30, 2018 was driven primarily by loans acquired in the Bridgeview transaction, for which no allowance for credit losses was established at the time of acquisition in accordance with accounting guidance applicable to business combinations.</p> <p align="center"><strong>Charge-Off Data</strong><br /> (Dollar amounts in thousands)</p> <table style="border-collapse: collapse; font-size: 15px; width:100%; border-collapse:collapse ;"> <tr> <td style="vertical-align: bottom ; "> </td> <td colspan="20" style="text-align: center ; vertical-align: middle; vertical-align: bottom ; ">Quarters Ended</td> </tr> <tr> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ; vertical-align: middle; vertical-align: bottom ; ">September 30,<br /> 2019</td> <td style="border-top: solid black 1pt ; vertical-align: bottom ; "> </td> <td colspan="2" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ; vertical-align: middle; vertical-align: bottom ; ">% of<br />Total</td> <td style="border-top: solid black 1pt ; vertical-align: bottom ; "> </td> <td colspan="3" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ; vertical-align: middle; vertical-align: bottom ; ">June 30,<br />  2019</td> <td style="border-top: solid black 1pt ; vertical-align: bottom ; "> </td> <td colspan="2" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ; vertical-align: middle; vertical-align: bottom ; ">% of<br />Total</td> <td style="border-top: solid black 1pt ; vertical-align: bottom ; "> </td> <td colspan="3" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ; vertical-align: middle; vertical-align: bottom ; ">September 30,<br /> 2018</td> <td style="border-top: solid black 1pt ; vertical-align: bottom ; "> </td> <td colspan="2" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ; vertical-align: middle; vertical-align: bottom ; ">% of<br />Total</td> </tr> <tr> <td style="vertical-align: bottom ; "><strong>Net loan charge-offs<sup>(1)</sup></strong></td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> </tr> <tr> <td style="max-width:38%; width:38%; min-width:38%;;font: 15px Arial; vertical-align: middle; text-align: left; padding-left: 20.0px; vertical-align: bottom ; ">Commercial and industrial</td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; ">$</td> <td style="max-width:8%; width:8%; min-width:8%;;text-align: right ; vertical-align: middle; vertical-align: bottom ; ">5,532</td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: top ; "> </td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; "> </td> <td style="max-width:8%; width:8%; min-width:8%;;text-align: right ; vertical-align: middle; vertical-align: bottom ; ">60.1</td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: top ; "> </td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; "> </td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; ">$</td> <td style="max-width:8%; width:8%; min-width:8%;;text-align: right ; vertical-align: middle; vertical-align: bottom ; ">4,600</td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: top ; "> </td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; "> </td> <td style="max-width:8%; width:8%; min-width:8%;;text-align: right ; vertical-align: middle; vertical-align: bottom ; ">49.3</td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: top ; "> </td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; "> </td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; ">$</td> <td style="max-width:8%; width:8%; min-width:8%;;text-align: right ; vertical-align: middle; vertical-align: bottom ; ">5,230</td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: top ; "> </td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; "> </td> <td style="max-width:8%; width:8%; min-width:8%;;text-align: right ; vertical-align: middle; vertical-align: bottom ; ">65.2</td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: top ; "> </td> </tr> <tr> <td style="font: 15px Arial; vertical-align: middle; text-align: left; padding-left: 20.0px; vertical-align: bottom ; ">Agricultural</td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">439</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">4.8</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">658</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">7.0</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">631</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">7.9</td> <td style="vertical-align: top ; "> </td> </tr> <tr> <td style="font: 15px Arial; vertical-align: middle; text-align: left; padding-left: 20.0px; vertical-align: bottom ; ">Office, retail, and industrial</td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">219</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">2.4</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1,454</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">15.6</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">596</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">7.4</td> <td style="vertical-align: top ; "> </td> </tr> <tr> <td style="font: 15px Arial; vertical-align: middle; text-align: left; padding-left: 20.0px; vertical-align: bottom ; ">Multi-family</td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">(38</td> <td style="vertical-align: bottom ; ">)</td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">(0.4</td> <td style="vertical-align: bottom ; ">)</td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">—</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">—</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">—</td> <td style="vertical-align: top ; "> </td> </tr> <tr> <td style="font: 15px Arial; vertical-align: middle; text-align: left; padding-left: 20.0px; vertical-align: bottom ; ">Construction</td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">(2</td> <td style="vertical-align: bottom ; ">)</td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">—</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">(10</td> <td style="vertical-align: bottom ; ">)</td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">(0.1</td> <td style="vertical-align: bottom ; ">)</td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">(4</td> <td style="vertical-align: bottom ; ">)</td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">—</td> <td style="vertical-align: top ; "> </td> </tr> <tr> <td style="font: 15px Arial; vertical-align: middle; text-align: left; padding-left: 20.0px; vertical-align: bottom ; ">Other commercial real estate</td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">(43</td> <td style="vertical-align: bottom ; ">)</td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">(0.5</td> <td style="vertical-align: bottom ; ">)</td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">284</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">3.0</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">23</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">0.3</td> <td style="vertical-align: top ; "> </td> </tr> <tr> <td style="font: 15px Arial; vertical-align: middle; text-align: left; padding-left: 20.0px; vertical-align: bottom ; ">Consumer</td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">3,092</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">33.6</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">2,355</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">25.2</td> <td style="border-bottom: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1,537</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">19.2</td> <td style="vertical-align: top ; "> </td> </tr> <tr> <td style="font: 15px Arial; vertical-align: middle; text-align: left; padding-left: 30.0px; vertical-align: bottom ; ">Total net loan charge-offs</td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; vertical-align: bottom ; ">$</td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">9,199</td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">100.0</td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; vertical-align: bottom ; ">$</td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">9,341</td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-bottom: double 15px 3pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">100.0</td> <td style="border-bottom: double 15px 3pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; vertical-align: bottom ; ">$</td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">8,014</td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">100.0</td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; vertical-align: top ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; ">Total recoveries included above</td> <td style="vertical-align: bottom ; ">$</td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">2,073</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; ">$</td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">2,083</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; ">$</td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1,250</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; "><strong>Net loan charge-offs to average loans<sup>(1)(2)</sup></strong></td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> </tr> <tr> <td style="font: 15px Arial; vertical-align: middle; text-align: left; padding-left: 10.0px; vertical-align: bottom ; ">Quarter-to-date</td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">0.29</td> <td style="text-align: left ; vertical-align: middle; vertical-align: bottom ; ">%</td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">0.31</td> <td style="text-align: left ; vertical-align: middle; vertical-align: bottom ; ">%</td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">0.29</td> <td style="text-align: left ; vertical-align: middle; vertical-align: bottom ; ">%</td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> </tr> <tr> <td style="font: 15px Arial; vertical-align: middle; text-align: left; padding-left: 10.0px; vertical-align: bottom ; ">Year-to-date</td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">0.31</td> <td style="text-align: left ; vertical-align: middle; vertical-align: bottom ; ">%</td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">0.32</td> <td style="text-align: left ; vertical-align: middle; vertical-align: bottom ; ">%</td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">0.42</td> <td style="text-align: left ; vertical-align: middle; vertical-align: bottom ; ">%</td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> </tr> <tr> <td style="font: 15px Arial; vertical-align: middle; text-align: left; padding-left: 10.0px; vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> </tr> </table> <p><sup>(1)</sup> Amounts represent charge-offs, net of recoveries.<br /><sup>(2)</sup> Annualized based on the actual number of days for each period presented.</p> <p align="justify">Net loan charge-offs to average loans, annualized were 0.29%, compared to 0.31% for the second quarter of 2019 and 0.29% for the third quarter of 2018.</p> <p><strong>DEPOSIT PORTFOLIO</strong></p> <p align="center"><strong>Deposit Composition</strong><br />(Dollar amounts in thousands)</p> <table style="border-collapse: collapse; font-size: 15px; width:100%; border-collapse:collapse ;"> <tr> <td style="vertical-align: bottom ; "> </td> <td colspan="11" style="text-align: center ; vertical-align: middle; vertical-align: bottom ; ">Average for the Quarters Ended</td> <td style="vertical-align: bottom ; "> </td> <td colspan="5" style="text-align: center ; vertical-align: middle; vertical-align: bottom ; ">September 30, 2019<br />Percent Change From</td> </tr> <tr> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ; vertical-align: middle; vertical-align: bottom ; ">September 30,<br /> 2019</td> <td style="border-top: solid black 1pt ; vertical-align: bottom ; "> </td> <td colspan="3" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ; vertical-align: middle; vertical-align: bottom ; ">June 30,<br />  2019</td> <td style="border-top: solid black 1pt ; vertical-align: bottom ; "> </td> <td colspan="3" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ; vertical-align: middle; vertical-align: bottom ; ">September 30,<br /> 2018</td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ; vertical-align: middle; vertical-align: bottom ; ">June 30,<br />  2019</td> <td style="border-top: solid black 1pt ; vertical-align: bottom ; "> </td> <td colspan="2" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ; vertical-align: middle; vertical-align: bottom ; ">September 30,<br /> 2018</td> </tr> <tr> <td style="max-width:46%; width:46%; min-width:46%;;vertical-align: bottom ; ">Demand deposits</td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; ">$</td> <td style="max-width:8%; width:8%; min-width:8%;;border-top: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">3,800,569</td> <td style="max-width:1%; width:1%; min-width:1%;;border-top: solid black 1pt ; vertical-align: top ; "> </td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; "> </td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; ">$</td> <td style="max-width:8%; width:8%; min-width:8%;;border-top: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">3,835,567</td> <td style="max-width:1%; width:1%; min-width:1%;;border-top: solid black 1pt ; vertical-align: top ; "> </td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; "> </td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; ">$</td> <td style="max-width:8%; width:8%; min-width:8%;;border-top: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">3,624,520</td> <td style="max-width:1%; width:1%; min-width:1%;;border-top: solid black 1pt ; vertical-align: top ; "> </td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; "> </td> <td style="max-width:9%; width:9%; min-width:9%;;text-align: right ; vertical-align: middle; vertical-align: bottom ; ">(0.9</td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; ">)</td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; "> </td> <td style="max-width:9%; width:9%; min-width:9%;;text-align: right ; vertical-align: middle; vertical-align: bottom ; ">4.9</td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: top ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; ">Savings deposits</td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">2,056,128</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">2,079,852</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">2,003,928</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">(1.1</td> <td style="vertical-align: bottom ; ">)</td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">2.6</td> <td style="vertical-align: top ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; ">NOW accounts</td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">2,483,176</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">2,261,103</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">2,164,018</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">9.8</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">14.7</td> <td style="vertical-align: top ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; ">Money market accounts</td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">2,080,274</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1,907,766</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1,772,821</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">9.0</td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">17.3</td> <td style="vertical-align: top ; "> </td> </tr> <tr> <td style="font: 15px Arial; vertical-align: middle; text-align: left; padding-left: 20.0px; vertical-align: bottom ; ">Core deposits</td> <td colspan="2" style="border-top: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">10,420,147</td> <td style="border-top: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="border-top: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">10,084,288</td> <td style="border-top: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="border-top: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">9,565,287</td> <td style="border-top: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">3.3</td> <td style="border-top: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">8.9</td> <td style="border-top: solid black 1pt ; vertical-align: top ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; ">Time deposits</td> <td colspan="2" style="border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">3,026,423</td> <td style="border-bottom: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">2,849,930</td> <td style="border-bottom: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1,993,361</td> <td style="border-bottom: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">6.2</td> <td style="border-bottom: solid black 1pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-bottom: solid black 1pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">51.8</td> <td style="border-bottom: solid black 1pt ; vertical-align: top ; "> </td> </tr> <tr> <td style="font: 15px Arial; vertical-align: middle; text-align: left; padding-left: 30.0px; vertical-align: bottom ; ">Total deposits</td> <td style="border-bottom: double 15px 3pt ; vertical-align: bottom ; ">$</td> <td style="border-bottom: double 15px 3pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">13,446,570</td> <td style="border-bottom: double 15px 3pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-bottom: double 15px 3pt ; vertical-align: bottom ; ">$</td> <td style="border-bottom: double 15px 3pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">12,934,218</td> <td style="border-bottom: double 15px 3pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-bottom: double 15px 3pt ; vertical-align: bottom ; ">$</td> <td style="border-bottom: double 15px 3pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">11,558,648</td> <td style="border-bottom: double 15px 3pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-bottom: double 15px 3pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">4.0</td> <td style="border-bottom: double 15px 3pt ; vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-bottom: double 15px 3pt ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">16.3</td> <td style="border-bottom: double 15px 3pt ; vertical-align: top ; "> </td> </tr> <tr> <td style="font: 15px Arial; vertical-align: middle; text-align: left; padding-left: 30.0px; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: top ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: top ; "> </td> </tr> </table> <p align="justify">Total average deposits were $13.4 billion for the third quarter of 2019, up 4.0% and 16.3% from the second quarter of 2019 and third quarter of 2018, respectively. The increase in total average deposits compared to both prior periods was driven primarily by deposits assumed in the Bridgeview transaction during the middle of the second quarter of 2019 and organic growth. In addition, growth in total average deposits was impacted by the normal seasonal increase in municipal deposits compared to the second quarter of 2019 and deposits assumed in the Northern States transaction, as well as various time deposit marketing initiatives compared to the third quarter of 2018.</p> <p><strong>CAPITAL MANAGEMENT</strong></p> <p align="center"><strong>Capital Ratios</strong></p> <table style="border-collapse: collapse; font-size: 15px; width:100%; border-collapse:collapse ;"> <tr> <td style="vertical-align: bottom ; "> </td> <td colspan="11" style="text-align: center ; vertical-align: middle; vertical-align: bottom ; ">As of</td> </tr> <tr> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ; vertical-align: middle; vertical-align: bottom ; ">September 30,<br /> 2019</td> <td style="border-top: solid black 1pt ; vertical-align: bottom ; "> </td> <td colspan="2" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ; vertical-align: middle; vertical-align: bottom ; ">June 30,<br />  2019</td> <td style="border-top: solid black 1pt ; vertical-align: bottom ; "> </td> <td colspan="2" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ; vertical-align: middle; vertical-align: bottom ; ">December 31,<br />  2018</td> <td style="border-top: solid black 1pt ; vertical-align: bottom ; "> </td> <td colspan="2" style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; text-align: center ; vertical-align: middle; vertical-align: bottom ; ">September 30,<br /> 2018</td> </tr> <tr> <td style="vertical-align: bottom ; ">Company regulatory capital ratios:</td> <td colspan="2" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> </tr> <tr> <td style="max-width:61%; width:61%; min-width:61%;;font: 15px Arial; vertical-align: middle; text-align: left; padding-left: 20.0px; vertical-align: bottom ; ">Total capital to risk-weighted assets</td> <td style="max-width:8%; width:8%; min-width:8%;;text-align: right ; vertical-align: middle; vertical-align: bottom ; ">12.62</td> <td style="max-width:1%; width:1%; min-width:1%;;text-align: left ; vertical-align: middle; vertical-align: bottom ; ">%</td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; "> </td> <td style="max-width:8%; width:8%; min-width:8%;;text-align: right ; vertical-align: middle; vertical-align: bottom ; ">12.57</td> <td style="max-width:1%; width:1%; min-width:1%;;text-align: left ; vertical-align: middle; vertical-align: bottom ; ">%</td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; "> </td> <td style="max-width:8%; width:8%; min-width:8%;;text-align: right ; vertical-align: middle; vertical-align: bottom ; ">12.62</td> <td style="max-width:1%; width:1%; min-width:1%;;text-align: left ; vertical-align: middle; vertical-align: bottom ; ">%</td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; "> </td> <td style="max-width:8%; width:8%; min-width:8%;;text-align: right ; vertical-align: middle; vertical-align: bottom ; ">12.32</td> <td style="max-width:1%; width:1%; min-width:1%;;text-align: left ; vertical-align: middle; vertical-align: bottom ; ">%</td> </tr> <tr> <td style="font: 15px Arial; vertical-align: middle; text-align: left; padding-left: 20.0px; vertical-align: bottom ; ">Tier 1 capital to risk-weighted assets</td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">10.18</td> <td style="text-align: left ; vertical-align: middle; vertical-align: bottom ; ">%</td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">10.11</td> <td style="text-align: left ; vertical-align: middle; vertical-align: bottom ; ">%</td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">10.20</td> <td style="text-align: left ; vertical-align: middle; vertical-align: bottom ; ">%</td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">10.34</td> <td style="text-align: left ; vertical-align: middle; vertical-align: bottom ; ">%</td> </tr> <tr> <td style="font: 15px Arial; vertical-align: middle; text-align: left; padding-left: 20.0px; vertical-align: bottom ; ">Common equity Tier 1 (&#34;CET1&#34;) to risk-weighted assets</td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">10.18</td> <td style="text-align: left ; vertical-align: middle; vertical-align: bottom ; ">%</td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">10.11</td> <td style="text-align: left ; vertical-align: middle; vertical-align: bottom ; ">%</td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">10.20</td> <td style="text-align: left ; vertical-align: middle; vertical-align: bottom ; ">%</td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">9.93</td> <td style="text-align: left ; vertical-align: middle; vertical-align: bottom ; ">%</td> </tr> <tr> <td style="font: 15px Arial; vertical-align: middle; text-align: left; padding-left: 20.0px; vertical-align: bottom ; ">Tier 1 capital to average assets</td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">8.67</td> <td style="text-align: left ; vertical-align: middle; vertical-align: bottom ; ">%</td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">8.96</td> <td style="text-align: left ; vertical-align: middle; vertical-align: bottom ; ">%</td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">8.90</td> <td style="text-align: left ; vertical-align: middle; vertical-align: bottom ; ">%</td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">9.10</td> <td style="text-align: left ; vertical-align: middle; vertical-align: bottom ; ">%</td> </tr> <tr> <td colspan="3" style="vertical-align: bottom ; ">Company tangible common equity ratios<sup>(1)(2):</sup></td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> </tr> <tr> <td style="font: 15px Arial; vertical-align: middle; text-align: left; padding-left: 20.0px; vertical-align: bottom ; ">Tangible common equity to tangible assets</td> <td style="text-align: right ; vertical-align: middle; vertical-align: bottom ; ">8.54</td> <td style="text-align: left ; vertical-align: middle; vertical-align: bottom ; ">%</td> <td style="vertical-align: bottom ; "> </td> <td style="text-align: right ; ...</tr></table><p><a href=https://www.benzinga.com/pressreleases/19/10/g14641015/first-midwest-bancorp-inc-announces-record-net-income-for-the-third-quarter-of-2019 alt=First Midwest Bancorp, Inc. Announces Record Net Income for the Third Quarter of 2019>Full story available on Benzinga.com</a></p> Earnings FMBI Retail Sales Press Releases FMBI US3208671046 Earnings Retail Sales Press Releases Benzinga Tue, 22 Oct 2019 21:40:05 +0000 Globe Newswire 14641015 at https://www.benzinga.com Miami Single-Family Homes, Condo Sales Surge in September https://www.benzinga.com/pressreleases/19/10/p14641052/miami-single-family-homes-condo-sales-surge-in-september <p><i>Miami-Dade County single-family home sales, condo sales, median prices, dollar volume and luxury transactions increased year-over-year in September 2019, according to the MIAMI Association of Realtors (MIAMI) and the Multiple Listing Service (MLS) system.</i></p> <p class="releaseDateline">MIAMI (PRWEB) October 22, 2019 </p> <p> Miami-Dade County single-family home sales, condo sales, median prices, dollar volume and luxury transactions increased year-over-year in September 2019, according to the MIAMI Association of Realtors (MIAMI) and the Multiple Listing Service (MLS) system.</p> <p>Miami single-family home and condo sales jumped by double digits. Single-family home sales increased 10.4% year-over-year, from 978 to 1,080. Condo sales increased 11.4% year-over-year, from 1,041 to 1,160.</p> <p>"New tax laws and low mortgage rates continue fueling Miami real estate," MIAMI Chairman of the Board Jos&#233; Mar&#237;a Serrano said. "High earners from tax-burdened states are relocating to Miami, but not just because of monetary savings. Miami is home to one of the nation&#039;s fastest-growing downtowns, the world-renowned Art Basel Miami, a global reputation for fine art and design and the most cultural institutions in the Southeast."</p> <p>Total Miami Home Sales Jump Double Digits in September<br /> <br />Total Miami-Dade County home sales increased 10.9% year-over-year, from 2,019 to 2,240. With consumer confidence rising, unemployment low, job creation high and increased migration to Florida, Miami real estate should enjoy steady growth.</p> <p>Year to date, Miami single-family home sales are up 1.8% compared to the first nine months of 2018. Condo transactions are up 0.6% year to date.</p> <p>Luxury ($1-million-and-up) home sales increased for single-family homes and condos in September 2019. Single-family home luxury sales increased 23.3% to 90 transactions last month. Condo luxury sales increased 16.7% to 63 transactions.</p> <p>The increased number of luxury transactions raised the total dollar volume for Miami real estate last month. Single-family home dollar volume rose 19.8%, from $525.7 million to $629.5 million. Condo dollar volume jumped 14.5%, from $374.3 million to $428.6 million.</p> <p>According to Freddie Mac, the average commitment rate for a 30-year, conventional, fixed-rate mortgage decreased to 3.61% in September, down from 3.62% in August. The average commitment rate across all of 2018 was 4.54%.</p> <p>Lack of access to mortgage loans continues to inhibit further growth of the existing condominium market. Of the 9,307 condominium buildings in Miami-Dade and Broward counties, only 12 are approved for Federal Housing Administration loans, down from 29 last year, according to Florida Department of Business and Professional Regulation and FHA.</p> <p>A new condo approval process could increase sales in the future. The new guidance, which went into effect in mid-October, extends certifications from two years to three, allows for single-unit mortgage approvals, provides more flexibility with owner/occupancy ratios, and increases the allowable number of FHA ...</p><p><a href=https://www.benzinga.com/pressreleases/19/10/p14641052/miami-single-family-homes-condo-sales-surge-in-september alt=Miami Single-Family Homes, Condo Sales Surge in September>Full story available on Benzinga.com</a></p> Retail Sales Retail Sales Benzinga Tue, 22 Oct 2019 21:40:00 +0000 PRWeb 14641052 at https://www.benzinga.com Miami Single-Family Homes, Condo Sales Surge in September https://www.benzinga.com/pressreleases/19/10/n14641014/miami-single-family-homes-condo-sales-surge-in-september <p xmlns="http://www.w3.org/1999/xhtml"><span xmlns="http://www.w3.org/1999/xhtml" class="xn-location">MIAMI</span>, <span xmlns="http://www.w3.org/1999/xhtml" class="xn-chron">Oct. 22, 2019</span> /PRNewswire-PRWeb/ -- <span xmlns="http://www.w3.org/1999/xhtml" class="xn-location">Miami-Dade County</span> single-family home sales, condo sales, median prices, dollar volume and luxury transactions increased year-over-year in <span xmlns="http://www.w3.org/1999/xhtml" class="xn-chron">September 2019</span>, according to the <span xmlns="http://www.w3.org/1999/xhtml" class="xn-location">MIAMI</span> Association of Realtors (<span xmlns="http://www.w3.org/1999/xhtml" class="xn-location">MIAMI</span>) and the Multiple Listing Service (MLS) system.</p> <p xmlns="http://www.w3.org/1999/xhtml"><span xmlns="http://www.w3.org/1999/xhtml" class="xn-location">Miami</span> single-family home and condo sales jumped by double digits. Single-family home sales increased 10.4% year-over-year, from 978 to 1,080. Condo sales increased 11.4% year-over-year, from 1,041 to 1,160.</p> <p xmlns="http://www.w3.org/1999/xhtml">&#34;New tax laws and low mortgage rates continue fueling <span xmlns="http://www.w3.org/1999/xhtml" class="xn-location">Miami</span> real estate,&#34; <span xmlns="http://www.w3.org/1999/xhtml" class="xn-location">MIAMI</span> Chairman of the Board José María Serrano said. &#34;High earners from tax-burdened states are relocating to <span xmlns="http://www.w3.org/1999/xhtml" class="xn-location">Miami</span>, but not just because of monetary savings. <span xmlns="http://www.w3.org/1999/xhtml" class="xn-location">Miami</span> is home to one of the nation&#39;s fastest-growing downtowns, the world-renowned Art Basel Miami, a global reputation for fine art and design and the most cultural institutions in the Southeast.&#34;</p> <p xmlns="http://www.w3.org/1999/xhtml">Total Miami Home Sales Jump Double Digits in September <br xmlns="http://www.w3.org/1999/xhtml" />Total <span xmlns="http://www.w3.org/1999/xhtml" class="xn-location">Miami-Dade County</span> home sales increased 10.9% year-over-year, from 2,019 to 2,240. With consumer confidence rising, unemployment low, job creation high and increased migration to <span xmlns="http://www.w3.org/1999/xhtml" class="xn-location">Florida</span>, <span xmlns="http://www.w3.org/1999/xhtml" class="xn-location">Miami</span> real estate should enjoy steady growth.</p> <p xmlns="http://www.w3.org/1999/xhtml">Year to date, <span xmlns="http://www.w3.org/1999/xhtml" class="xn-location">Miami</span> single-family home sales are up 1.8% compared to the first nine months of 2018. Condo transactions are up 0.6% year to date.</p> <p xmlns="http://www.w3.org/1999/xhtml">Luxury (<span xmlns="http://www.w3.org/1999/xhtml" class="xn-money">$1-million</span>-and-up) home sales increased for single-family homes and condos in <span xmlns="http://www.w3.org/1999/xhtml" class="xn-chron">September 2019</span>. Single-family home luxury sales increased 23.3% to 90 transactions last month. Condo luxury sales increased 16.7% to 63 transactions.</p> <p xmlns="http://www.w3.org/1999/xhtml">The increased number of luxury transactions raised the total dollar volume for <span xmlns="http://www.w3.org/1999/xhtml" class="xn-location">Miami</span> real estate last month. Single-family home dollar volume rose 19.8%, from <span xmlns="http://www.w3.org/1999/xhtml" class="xn-money">$525.7 million</span> to <span xmlns="http://www.w3.org/1999/xhtml" class="xn-money">$629.5 million</span>. Condo dollar volume jumped 14.5%, from <span xmlns="http://www.w3.org/1999/xhtml" class="xn-money">$374.3 million</span> to <span xmlns="http://www.w3.org/1999/xhtml" class="xn-money">$428.6 million</span>.</p> <p xmlns="http://www.w3.org/1999/xhtml">According to Freddie Mac, the average commitment rate for a 30-year, conventional, fixed-rate mortgage decreased to 3.61% in September, down from 3.62% in August. The average commitment rate across all of 2018 was 4.54%.</p> <p xmlns="http://www.w3.org/1999/xhtml">Lack of access to mortgage loans continues to inhibit further growth of the existing condominium market. Of the 9,307 condominium buildings in <span xmlns="http://www.w3.org/1999/xhtml" class="xn-location">Miami-Dade</span> and <span xmlns="http://www.w3.org/1999/xhtml" class="xn-location">Broward</span> counties, only 12 are approved for Federal Housing Administration loans, down from 29 last year, according to Florida Department of Business and Professional Regulation and FHA.</p> <p xmlns="http://www.w3.org/1999/xhtml">A new condo approval process could increase sales in the future. The new guidance, which went into effect in mid-October, extends certifications from two years to three, allows for single-unit mortgage approvals, provides more flexibility with owner/occupancy ratios, and increases the allowable number of FHA loans in a single project. The changes, many of which <span xmlns="http://www.w3.org/1999/xhtml" class="xn-location">MIAMI</span> and NAR has championed, should yield thousands of new homeownership opportunities. </p> <p ...<p><a href=https://www.benzinga.com/pressreleases/19/10/n14641014/miami-single-family-homes-condo-sales-surge-in-september alt=Miami Single-Family Homes, Condo Sales Surge in September>Full story available on Benzinga.com</a></p> advertising Residential Real Estate Retail Sales Press Releases Real Estate Retail Sales Press Releases Real Estate Benzinga Tue, 22 Oct 2019 21:40:00 +0000 PRNewswire 14641014 at https://www.benzinga.com Butterfield Reports Third Quarter 2019 Results https://www.benzinga.com/pressreleases/19/10/b14640304/butterfield-reports-third-quarter-2019-results <ul xmlns="http://www.w3.org/1999/xhtml" class="bwlistdisc"> <li xmlns="http://www.w3.org/1999/xhtml"> <b xmlns="http://www.w3.org/1999/xhtml">Net income of $42.4 million, or $0.79 per share and core net income<sup xmlns="http://www.w3.org/1999/xhtml">1</sup> of $48.8 million, or $0.91 per share;</b> </li> <li xmlns="http://www.w3.org/1999/xhtml"> <b xmlns="http://www.w3.org/1999/xhtml">Return on average common equity of 17.8% and core return on average tangible common equity<sup xmlns="http://www.w3.org/1999/xhtml">1</sup> of 22.5%;</b> </li> <li xmlns="http://www.w3.org/1999/xhtml"> <b xmlns="http://www.w3.org/1999/xhtml">Completed acquisition of ABN AMRO (Channel Islands) Limited;</b> </li> <li xmlns="http://www.w3.org/1999/xhtml"> <b xmlns="http://www.w3.org/1999/xhtml">Board declares a dividend for the quarter ended September 30, 2019 of $0.44 per share.</b> </li> </ul> <p xmlns="http://www.w3.org/1999/xhtml"> The Bank of N.T. Butterfield &amp; Son Limited (&#34;Butterfield&#34; or the &#34;Bank&#34;) ((BSX: NTB.BH, NYSE:<a class="ticker" href="https://www.benzinga.com/stock/NTB#NYSE" rel="nofollow">NTB</a>) today announced financial results for the third quarter ended September 30, 2019. </p> <p xmlns="http://www.w3.org/1999/xhtml"> Net income for the third quarter was $42.4 million or $0.79 per diluted common share, compared to $38.6 million or $0.72 per common share for the previous quarter and $50.4 million, or $0.90 per common share in the third quarter of 2018. Third quarter core net income<sup xmlns="http://www.w3.org/1999/xhtml">1</sup> was $48.8 million, or $0.91 per diluted common share, compared to $51.1 million, or $0.95 per diluted common share, in the previous quarter and $49.1 million, or $0.88 per diluted common share, for the third quarter of 2018. Net income in the third quarter of 2019 was adversely impacted by expenses related to the acquisition of ABN AMRO (Channel Islands) Ltd. </p> <p xmlns="http://www.w3.org/1999/xhtml"> The core return on average tangible common equity<sup xmlns="http://www.w3.org/1999/xhtml">1</sup> for the third quarter of 2019 was 22.5%, compared to 24.6% for the previous quarter and 24.9% for third quarter of 2018. The core efficiency ratio<sup xmlns="http://www.w3.org/1999/xhtml">1</sup> for the third quarter of 2019 was 62.1% compared with 60.3% in the previous quarter and 63.2% in the third quarter of 2018. </p> <p xmlns="http://www.w3.org/1999/xhtml"> Commenting on the third quarter, Michael Collins, Butterfield&#39;s Chairman and Chief Executive Officer said, &#34;Butterfield reported strong third quarter earnings while also making excellent progress combining the acquired ABN AMRO (Channel Islands) business with our existing Guernsey bank. The third quarter results demonstrate the value of our stable and growing non-interest income, the initial benefits of a larger balance sheet with net interest income growth following the acquisition, and our continued emphasis on improving operating efficiencies. </p> <p xmlns="http://www.w3.org/1999/xhtml"> &#34;We have been working to integrate ABN AMRO (Channel Islands) since the early close of the deal on July 15, 2019. Client relationships and employee retention have been broadly stable throughout this period, while customer and staffing integration are progressing well. The expected decline in euro and sterling balances has begun as we apply a client value lens to the relationships. We have experienced the anticipated staff turnover and expect cost savings to match the levels contemplated when the deal was first announced in April. This is an important acquisition for Butterfield and we are pleased with the integration to date and the anticipated benefits. We continue to view this deal very favorably and believe that Butterfield&#039;s increased presence in the Channel Islands enhances our position as a leading bank and trust company in those core markets with increased scale and improved organic growth prospects.&#34; </p> <p xmlns="http://www.w3.org/1999/xhtml"> <sup xmlns="http://www.w3.org/1999/xhtml">(1) See table &#34;Reconciliation of US GAAP Results to Core Earnings&#34; below for reconciliation of US GAAP results to non-GAAP measures.</sup> </p> <p xmlns="http://www.w3.org/1999/xhtml"> Net interest income ("NII") for the third quarter of 2019 was $86.3 million, an increase of $1.2 million compared with NII of $85.2 million in the previous quarter and $88.3 million in the third quarter of 2018. The increase in NII in the third quarter of 2019 compared to the prior quarter was due primarily to an increase in average earning assets in the third quarter of 2019 following the acquisition. </p> <p xmlns="http://www.w3.org/1999/xhtml"> Net interest margin ("NIM") for the third quarter of 2019 was 2.52%, a decrease of 66 basis point from the NIM of 3.18% in the previous quarter and down 85 basis points from the NIM of 3.37% in the third quarter of 2018. NIM decreased in the third quarter of 2019 compared to the prior quarter due to the inclusion of the 80 basis points NIM balance sheet from the ABN AMRO (Channel Islands) acquisition as well as lower yielding cash and short-term US dollar securities in Bermuda and Cayman. </p> <p xmlns="http://www.w3.org/1999/xhtml"> Non-interest income was $46.6 million for the third quarter of 2019, compared with $44.2 million in the previous quarter and $41.3 million in the third quarter of 2018. The increase over the prior quarter was attributable primarily to higher foreign exchange revenue, custody and asset management fees from the acquired business in Guernsey. </p> <p xmlns="http://www.w3.org/1999/xhtml"> Non-interest expenses were $90.4 million in the third quarter of 2019 compared to $91.7 million in the previous quarter and $82.2 million in the third quarter of 2018. Core non-interest expenses<sup xmlns="http://www.w3.org/1999/xhtml">1</sup> were $84.0 million in the third quarter of 2019, compared with $79.2 million in the previous quarter and $83.3 million in the third quarter of 2018. Non-interest expenses were lower in the third quarter of 2019 compared to the prior quarter, as the second quarter of 2019 included restructuring costs in Bermuda and the Channel Islands and costs associated with the departure of a senior executive that were not present in the third quarter. On a core basis, non-interest expenses were higher in the third quarter of 2019 due to costs associated with the ABN AMRO (Channel Islands) acquisition. </p> <p xmlns="http://www.w3.org/1999/xhtml"> <b xmlns="http://www.w3.org/1999/xhtml">Capital Management</b> </p> <p xmlns="http://www.w3.org/1999/xhtml"> The current total regulatory capital ratio as at September 30, 2019 was 19.6% as calculated under Basel III, compared to 22.4% as at December 31, 2018. Both of these ratios are significantly above regulatory requirements applicable to the Bank. </p> <p xmlns="http://www.w3.org/1999/xhtml"> The Bank adheres to a disciplined and balanced capital return policy. The Board declared an interim dividend of $0.44 per common share to be paid on November 15, 2019 to shareholders of record on November 4, 2019. During the third quarter of 2019, Butterfield repurchased no common shares. Butterfield has 0.8 million common shares remaining for repurchase under the Bank&#39;s current share repurchase plan authorization. Following the announcement of the ABN AMRO (Channel Islands) acquisition on April 25, 2019, the Bank paused its share buy-back activity and intends to resume common share repurchases in the fourth quarter of 2019, subject to market conditions. </p> <p xmlns="http://www.w3.org/1999/xhtml"> <br xmlns="http://www.w3.org/1999/xhtml" /><b xmlns="http://www.w3.org/1999/xhtml">ANALYSIS AND DISCUSSION OF THIRD QUARTER RESULTS</b> </p> <table xmlns="http://www.w3.org/1999/xhtml" cellspacing="0" class="bwtablemarginb bwblockalignc"> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin"> <b xmlns="http://www.w3.org/1999/xhtml">Income statement</b> </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="8" class="bwvertalignb bwpadl0 bwsinglebottom bwalignc bwnowrap" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwcellpmargin"> <b xmlns="http://www.w3.org/1999/xhtml">Three months ended (Unaudited)</b> </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin"> <b xmlns="http://www.w3.org/1999/xhtml">(in $ millions)</b> </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwvertalignb bwsinglebottom bwpadl0 bwalignc bwnowrap" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwcellpmargin"> <b xmlns="http://www.w3.org/1999/xhtml">September 30,</b> </p> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwcellpmargin"> <b xmlns="http://www.w3.org/1999/xhtml">2019</b> </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwsinglebottom bwpadl0 bwalignc bwnowrap" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignc">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwvertalignb bwpadl0 bwsinglebottom bwalignc bwnowrap" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwcellpmargin"> <b xmlns="http://www.w3.org/1999/xhtml">June 30,</b> </p> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwcellpmargin"> <b xmlns="http://www.w3.org/1999/xhtml">2019</b> </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwsinglebottom bwpadl0 bwalignc bwnowrap" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignc">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwvertalignb bwsinglebottom bwpadl0 bwalignc bwnowrap" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwcellpmargin"> <b xmlns="http://www.w3.org/1999/xhtml">September 30,</b> </p> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwcellpmargin"> <b xmlns="http://www.w3.org/1999/xhtml">2018</b> </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin"> Non-interest income </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 46.6 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignt bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 44.2 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignt bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 41.3 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignt bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwsinglebottom" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin"> Net interest income before provision for credit losses </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwsinglebottom" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwsinglebottom bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 86.3 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignt bwpadl0 bwsinglebottom" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwsinglebottom" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwsinglebottom bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 85.2 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignt bwpadl0 bwsinglebottom" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwsinglebottom" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwsinglebottom bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 88.3 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignt bwpadl0 bwsinglebottom" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin"> <b xmlns="http://www.w3.org/1999/xhtml">Total net revenue before provision for credit losses and other gains (losses)</b> </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 133.0 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignt bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 129.4 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignt bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 129.6 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignt bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin"> Provision for credit recoveries (losses) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (0.4 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignl bwcellpmargin"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 0.9 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignt bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 2.8 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignt bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwsinglebottom" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin"> Total other gains (losses) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwsinglebottom" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwsinglebottom bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 0.5 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignt bwpadl0 bwsinglebottom" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwsinglebottom" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwsinglebottom bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 0.2 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignt bwpadl0 bwsinglebottom" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwsinglebottom" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwsinglebottom bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 0.7 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignt bwpadl0 bwsinglebottom" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin"> <b xmlns="http://www.w3.org/1999/xhtml">Total net revenue</b> </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 133.1 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignt bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 130.5 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignt bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 133.0 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignt bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwsinglebottom" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin"> Non-interest expenses </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwsinglebottom" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwsinglebottom bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (90.4 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwsinglebottom" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignl bwcellpmargin"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwsinglebottom" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwsinglebottom bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (91.7 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwsinglebottom" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignl bwcellpmargin"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwsinglebottom" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwsinglebottom bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (82.2 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwsinglebottom" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignl bwcellpmargin"> ) </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin"> <b xmlns="http://www.w3.org/1999/xhtml">Total net income before taxes</b> </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 42.7 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignt bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 38.8 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignt bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 50.8 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignt bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwsinglebottom" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin"> Income tax expense </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwsinglebottom" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwsinglebottom bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (0.2 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwsinglebottom" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignl bwcellpmargin"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwsinglebottom" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwsinglebottom bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (0.2 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwsinglebottom" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignl bwcellpmargin"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwsinglebottom" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwsinglebottom bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (0.4 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwsinglebottom" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignl bwcellpmargin"> ) </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin"> <b xmlns="http://www.w3.org/1999/xhtml">Net income</b> </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 42.4 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignt bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 38.6 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignt bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 50.4 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignt bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwvertalignb bwpadl0" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwvertalignb bwpadl0" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwvertalignb bwpadl0" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin"> <b xmlns="http://www.w3.org/1999/xhtml">Net earnings per share</b> </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin"> Basic </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 0.80 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignt bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 0.73 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignt bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 0.91 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignt bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin"> Diluted </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 0.79 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignt bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 0.72 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignt bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 0.90 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignt bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwvertalignb bwpadl0" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwvertalignb bwpadl0" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwvertalignb bwpadl0" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwsinglebottom" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin"> Per diluted share impact of other non-core items <sup xmlns="http://www.w3.org/1999/xhtml">1</sup> </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwsinglebottom" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwsinglebottom bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 0.12 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignt bwpadl0 bwsinglebottom" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwsinglebottom" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwsinglebottom bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 0.23 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignt bwpadl0 bwsinglebottom" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwsinglebottom" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwsinglebottom bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (0.02 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwsinglebottom" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignl bwcellpmargin"> ) </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin"> <b xmlns="http://www.w3.org/1999/xhtml">Core earnings per share on a fully diluted basis <sup xmlns="http://www.w3.org/1999/xhtml">1</sup></b> </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> <b xmlns="http://www.w3.org/1999/xhtml">0.91</b> </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignt bwsinglebottom bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> <b xmlns="http://www.w3.org/1999/xhtml">0.95</b> </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignt bwsinglebottom bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> <b xmlns="http://www.w3.org/1999/xhtml">0.88</b> </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignt bwsinglebottom bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwvertalignb bwpadl0" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwvertalignb bwpadl0" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwvertalignb bwpadl0" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin"> Adjusted weighted average number of participating shares on a fully diluted basis<sup xmlns="http://www.w3.org/1999/xhtml"> </sup>(in thousands of shares) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 53,554 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignt bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 53,547 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignt bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 56,029 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignt bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwvertalignb bwpadl0" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwvertalignb bwpadl0" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwvertalignb bwpadl0" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin"> <b xmlns="http://www.w3.org/1999/xhtml">Key financial ratios</b> </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin"> Return on common equity </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 17.8 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignl bwcellpmargin"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 17.1 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignl bwcellpmargin"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 23.2 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignl bwcellpmargin"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin"> Core return on average tangible common equity <sup xmlns="http://www.w3.org/1999/xhtml">1</sup> </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 22.5 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignl bwcellpmargin"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 24.6 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignl bwcellpmargin"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 24.9 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignl bwcellpmargin"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin"> Return on average assets </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 1.2 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignl bwcellpmargin"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 1.4 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignl bwcellpmargin"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 1.9 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignl bwcellpmargin"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin"> Net interest margin </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 2.52 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignl bwcellpmargin"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 3.18 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignl bwcellpmargin"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 3.37 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignl bwcellpmargin"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin"> Core efficiency ratio <sup xmlns="http://www.w3.org/1999/xhtml">1</sup> </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 62.1 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignl bwcellpmargin"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 60.3 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignl bwcellpmargin"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 63.2 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignl bwcellpmargin"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" colspan="10" class="bwpadl8" style="height:26px;" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml"> <sup xmlns="http://www.w3.org/1999/xhtml">(1) See table &#34;Reconciliation of US GAAP Results to Core Earnings&#34; below for reconciliation of US GAAP results to non-GAAP measures.</sup> </p> </td> </tr> </table> <table xmlns="http://www.w3.org/1999/xhtml" cellspacing="0" class="bwtablemarginb bwblockalignc"> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" colspan="7" rowspan="1"> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" colspan="7" rowspan="1"></td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin"> <b xmlns="http://www.w3.org/1999/xhtml">Balance Sheet</b> </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="5" class="bwvertalignb bwpadl0 bwsinglebottom bwalignc bwnowrap" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwcellpmargin"> <b xmlns="http://www.w3.org/1999/xhtml">As at</b> </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin"> <b xmlns="http://www.w3.org/1999/xhtml">(in $ millions)</b> </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwvertalignb bwsinglebottom bwpadl0 bwalignc bwnowrap" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignc"> <b xmlns="http://www.w3.org/1999/xhtml">September 30,</b> </p> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignc"> <b xmlns="http://www.w3.org/1999/xhtml">2019</b> </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwsinglebottom bwpadl0 bwalignc bwnowrap" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignc">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwvertalignb bwsinglebottom bwpadl0 bwalignc bwnowrap" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignc"> <b xmlns="http://www.w3.org/1999/xhtml">December 31,</b> </p> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignc"> <b xmlns="http://www.w3.org/1999/xhtml">2018</b> </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin"> Cash due from banks </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 3,605 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignt bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 2,054 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignt bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin"> Securities purchased under agreement to resell </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 62 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignt bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 27 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignt bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin"> Short-term investments </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 793 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignt bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 52 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignt bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin"> Investments in securities </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 4,662 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignt bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 4,255 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignt bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin"> Loans, net of allowance for credit losses </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 4,673 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignt bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 4,044 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignt bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin"> Premises, equipment and computer software </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 157 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignt bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 158 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignt bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin"> Goodwill and intangibles </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 93 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignt bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 75 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignt bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwsinglebottom" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin"> Other assets </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwsinglebottom" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwsinglebottom bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 169 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignt bwpadl0 bwsinglebottom" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwsinglebottom" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 108 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignt bwsinglebottom bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwdoublebottom bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin"> <b xmlns="http://www.w3.org/1999/xhtml">Total assets</b> </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwdoublebottom bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 14,216 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignt bwdoublebottom bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwdoublebottom bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 10,773 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignt bwdoublebottom bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwvertalignb bwpadl0" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwvertalignb bwpadl0" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin"> Total deposits </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 12,663 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignt bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 9,452 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignt bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin"> Other liabilities </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 446 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignt bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwpadr0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 295 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignt bwpadl0" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin">   </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwsinglebottom" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin"> Long-term debt </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwvertalignb bwpadl0 bwsinglebottom" rowspan="1" ...</tr></table><p><a href=https://www.benzinga.com/pressreleases/19/10/b14640304/butterfield-reports-third-quarter-2019-results alt=Butterfield Reports Third Quarter 2019 Results>Full story available on Benzinga.com</a></p> NTB Retail Sales Press Releases NTB Retail Sales Press Releases Benzinga Tue, 22 Oct 2019 20:30:00 +0000 Business Wire 14640304 at https://www.benzinga.com UCFC Announces Record Earnings for the Third Quarter and Declares a Dividend https://www.benzinga.com/pressreleases/19/10/b14639947/ucfc-announces-record-earnings-for-the-third-quarter-and-declares-a-dividend <p xmlns="http://www.w3.org/1999/xhtml"> United Community Financial Corp. (Company) (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/UCFC#NASDAQ" rel="nofollow">UCFC</a>), parent company of Home Savings Bank (Home Savings), announced today third quarter net income of $10.5 million, an increase of 10.2% compared to the same quarter in 2018. Diluted earnings per share ("EPS") totaled $0.218, a 14.7% improvement over the $0.190 per share reported for the quarter ended September 30, 2018. </p> <p xmlns="http://www.w3.org/1999/xhtml"> Third quarter 2019 highlights: </p> <ul xmlns="http://www.w3.org/1999/xhtml" class="bwlistdisc"> <li xmlns="http://www.w3.org/1999/xhtml"> ROA of 1.46%, ROE of 13.1%, ROTE of 14.2% for the quarter </li> <li xmlns="http://www.w3.org/1999/xhtml"> Total loan growth of 6.1% annualized for the quarter </li> <li xmlns="http://www.w3.org/1999/xhtml"> Average customer deposit growth of 7.2% compared to third quarter 2018 </li> <li xmlns="http://www.w3.org/1999/xhtml"> Fee income (noninterest income) increase of 14.1% compared to third quarter 2018 </li> <li xmlns="http://www.w3.org/1999/xhtml"> Noninterest expense decrease of 4.8% compared to third quarter of 2018 </li> <li xmlns="http://www.w3.org/1999/xhtml"> Pretax preprovision income of $13.6 million, a 13.3% increase compared to third quarter 2018 </li> <li xmlns="http://www.w3.org/1999/xhtml"> Efficiency ratio of 52.2% </li> <li xmlns="http://www.w3.org/1999/xhtml"> Declared a dividend of $0.08 per common share </li> </ul> <p xmlns="http://www.w3.org/1999/xhtml"> Gary M. Small, President and Chief Executive Officer of the Company commented, "We are very pleased to report a 10.2% earnings increase for the quarter in light of the very challenging rate environment the industry is experiencing." </p> <p xmlns="http://www.w3.org/1999/xhtml"> Small continued, "Strong loan growth, excellent residential mortgage origination efforts, and diligent expense management were the keys to success. Expect a continuation of this theme over the remainder of the year. We are very well positioned to deliver a strong financial contribution to the Home Savings/First Defiance combination slated for the first quarter of 2020." </p> <p xmlns="http://www.w3.org/1999/xhtml"> <b xmlns="http://www.w3.org/1999/xhtml">Strong Loan and Deposit Growth</b> </p> <p xmlns="http://www.w3.org/1999/xhtml"> Total loans grew $117.9 million (including loans held for sale), or 5.3%, during the last twelve months and $35.3 million, or 6.1% annualized, compared to the previous quarter. At September 30, 2019, total net loans (including loans held for sale) aggregated $2.4 billion. </p> <p xmlns="http://www.w3.org/1999/xhtml"> The increase in total loans for the period was driven by an increase in commercial loans, which grew $62.3 million, or 6.7%, over the last twelve months. The growth in commercial loans in comparison to the prior quarter was $19.7 million, or 8.1% annualized. Mortgage loans (including loans held for sale) increased $52.9 million, or 5.1%, over the previous twelve months and increased $10.8 million, or 4.0% annualized, during the past three months. While consumer loan growth is flat over the last twelve months, the Company realized $4.1 million in growth for the quarter, a 6.0% annualized increase. The Company continues to see increases in its indirect auto business even as conditions remain challenging with regard to home equity balances. </p> <p xmlns="http://www.w3.org/1999/xhtml"> Average quarterly customer deposits (which exclude brokered certificates of deposit) increased $140.4 million, or 7.2%, from September 30, 2018 and is flat compared to June 30, 2019. The growth in average customer deposits over the last twelve months was primarily driven by increases in interest bearing checking and money market accounts of $134.6 million or 21.2% and increases in non-interest bearing accounts of $29.1 million, or 7.6%. This was offset by declines in savings accounts and certificates of deposit. Much of this deposit growth is in business deposits which have increased 27.8% compared to the third quarter of 2018 and 5.0% over the past three months. </p> <p xmlns="http://www.w3.org/1999/xhtml"> <b xmlns="http://www.w3.org/1999/xhtml">Net Interest Income and Margin</b> </p> <p xmlns="http://www.w3.org/1999/xhtml"> Net interest income totaled $21.6 million on a fully taxable equivalent (FTE) basis for the quarter ended September 30, 2019 compared to $21.7 million for the quarter ended September 30, 2018. Average earning assets grew $79.8 million during this time but it was offset by a 12 basis point decline in the net interest margin. </p> <p xmlns="http://www.w3.org/1999/xhtml"> The net interest margin on an FTE basis was 3.21% for the third quarter of 2019 compared to 3.33% in the third quarter of 2018. Excluding the effects of purchase accounting adjustments, the net interest margin was 3.18% in the third quarter of 2019 compared to 3.27% in the third quarter of 2018. The 9 basis point decline in the net interest margin, excluding purchase accounting, was due to declining interest rates and an inverted yield curve. </p> <p xmlns="http://www.w3.org/1999/xhtml"> The net interest margin on a linked quarter basis declined 12 basis points from 3.33% in the second quarter of 2019 to 3.21% in the third quarter of 2019. Excluding the effects of purchase accounting adjustments, the net interest margin was 3.18% in the third quarter of 2019 compared to 3.29% in the second quarter of 2019. The dramatic fall in interest rates in the third quarter along with continued treasury curve inversion continues to place pressure on margins. In addition, the funding pressures in the repo market in September increased funding costs associated with short term FHLB advance and short term brokered CDs decreasing margin by one basis point. The Company expects stabilization in its net interest margin at these levels in the fourth quarter as higher rate money market specials and CDs begin to reprice which should help to offset the continued decline in asset yields. </p> <p xmlns="http://www.w3.org/1999/xhtml"> <b xmlns="http://www.w3.org/1999/xhtml">Asset Quality Remains Strong</b> </p> <p xmlns="http://www.w3.org/1999/xhtml"> Asset quality remained strong during the third quarter. At September 30, 2019, nonperforming loans aggregated $10.3 million compared to $12.9 million at the end of the previous quarter. The Company&#039;s level of nonperforming loans did move up at the end of the previous quarter, primarily as a result of a single credit. A substantial portion of this credit was paid off in the current quarter, which reduced nonperforming loans. The allowance for loan losses at the end of the period, as a percent of nonperforming loans was 193.7%. The allowance for loan losses as a percent of loans totaled 0.88% at September 30, 2019 compared to .91% the previous quarter. </p> <p xmlns="http://www.w3.org/1999/xhtml"> The Company recognized a provision for loan losses of $701,000 for the third quarter of 2019, compared to a negative provision of $51,000 in the third quarter of 2018. For nine months of the year the provision totaled $712,000 compared to $520,000 the previous year. Net charge offs to average loans were seven basis points for the nine months ended September 30, 2019 and delinquencies continue to trend downward. </p> <p xmlns="http://www.w3.org/1999/xhtml"> <b xmlns="http://www.w3.org/1999/xhtml">Non-Interest Income</b> </p> <p xmlns="http://www.w3.org/1999/xhtml"> Non-interest income increased 14.1%, or $869,000, to $7.0 million for the third quarter of 2019 compared to $6.1 million for the same quarter last year. The primary reason for this is an increase in mortgage banking income (gain on sale) of $1.1 million along with solid increases in brokerage income, mortgage servicing fees and trading and security gains. This was offset by a decrease in the value of mortgage servicing rights of $330,000. The decrease in the mortgage servicing rights valuation was due to the dramatic drop in long term interest rates and the commensurate rise in mortgage prepayment speeds. At the end of the third quarter, the Company had a $1.9 million valuation allowance associated with its mortgage servicing rights. Steady or rising interest rates should allow the Company to recoup most of this allowance over the next 18 months. </p> <p xmlns="http://www.w3.org/1999/xhtml"> The increase in mortgage banking income was primarily driven by increased margins when comparing the third quarter of 2019 to the third quarter of 2018. Pricing in the market has been much more disciplined in 2019 compared to 2018 while hedging costs for the construction loans being sold have been much lower in 2019. </p> <p xmlns="http://www.w3.org/1999/xhtml"> <b xmlns="http://www.w3.org/1999/xhtml">Non-Interest Expense</b> </p> <p xmlns="http://www.w3.org/1999/xhtml"> Non-interest expense was $15.0 million for the third quarter of 2019 compared to $15.8 million during the third quarter of 2018, a decrease of $761,000, or 4.8%. This decrease was driven by a decline in salaries and benefits along with a reduction in FDIC expense related to a credit adjustment on premiums. The Company continues to focus on disciplined expense management as an offset to the challenging rate environment that exists today. The Company&#039;s efficiency ratio improved to 52.2% for the current quarter versus 57.3% for the same quarter a year ago. </p> <p xmlns="http://www.w3.org/1999/xhtml"> <b xmlns="http://www.w3.org/1999/xhtml">Dividend </b> </p> <p xmlns="http://www.w3.org/1999/xhtml"> On October 22, 2019, the Board of Directors declared a quarterly cash dividend of $0.08 per common share payable November 8, 2019 to shareholders of record November 1, 2019. </p> <p xmlns="http://www.w3.org/1999/xhtml"> <b xmlns="http://www.w3.org/1999/xhtml">Conference Call</b> </p> <p xmlns="http://www.w3.org/1999/xhtml"> United Community Financial Corp. will host an earnings conference call on Wednesday, October 23, 2019, at 10:00 a.m. ET, to provide an overview of the Company&#39;s third quarter 2019 results and highlights. The conference call may be accessed by calling 1-877-272-7661 ten minutes prior to the start time. Please ask to be joined into the United Community Financial Corp. (UCFC) call. Additionally, a live webcast may be accessed from the Company&#039;s website <a xmlns="http://www.w3.org/1999/xhtml" href="https://cts.businesswire.com/ct/CT?id=smartlink&amp;url=http%3A%2F%2Fir.ucfconline.com&amp;esheet=52115783&amp;newsitemid=20191022006093&amp;lan=en-US&amp;anchor=ir.ucfconline.com&amp;index=1&amp;md5=a4dcaff1cc1b552626e50bb32b4070a9" shape="rect" rel="nofollow">ir.ucfconline.com</a>. Click on <i xmlns="http://www.w3.org/1999/xhtml">3rd Quarter 2019 Conference Call</i> on our corporate profile page to join the webcast. </p> <p xmlns="http://www.w3.org/1999/xhtml"> Home Savings is a wholly owned subsidiary of the Company, offering a full line of commercial, wealth management and consumer banking products and services with 33 retail banking offices (32 in Ohio and one in Pennsylvania). Home Savings also has residential mortgage loan centers servicing Ohio, West Virginia, western Pennsylvania, northern Kentucky, and eastern Indiana. Additional information on the Company, Home Savings and James &amp; Sons Insurance may be found on the Company&#039;s web site: <a xmlns="http://www.w3.org/1999/xhtml" href="https://cts.businesswire.com/ct/CT?id=smartlink&amp;url=http%3A%2F%2Fir.ucfconline.com&amp;esheet=52115783&amp;newsitemid=20191022006093&amp;lan=en-US&amp;anchor=ir.ucfconline.com&amp;index=2&amp;md5=b9ee1f1ce3998855fe14196af6b83d5c" shape="rect" rel="nofollow">ir.ucfconline.com</a>. </p> <p xmlns="http://www.w3.org/1999/xhtml"> <i xmlns="http://www.w3.org/1999/xhtml">When used in this press release, the words or phrases "believes," "will likely result," "are expected to," "will continue," "is anticipated," "estimate," "project", "will have", "can expect" or similar expressions are intended to identify "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements are subject to certain risks and uncertainties, including changes in economic conditions in the Company&#039;s market area, changes in policies by regulatory agencies, fluctuations in interest rates, demand for loans in the Company&#039;s market area, competition, and the ability to close the merger of the Company with and into First Defiance Financial Corp. that could cause actual results to differ materially from historical earnings and those presently anticipated or projected. The Company cautions readers not to place undue reliance on any such forward-looking statements, which speak only as of the date made. The Company advises readers that the factors listed above could affect the Company&#039;s financial performance and could cause the Company&#039;s actual results for future periods to differ materially from any opinions or statements expressed with respect to future periods in any current statements.</i> </p> <p xmlns="http://www.w3.org/1999/xhtml"> <i xmlns="http://www.w3.org/1999/xhtml">The Company does not undertake, and specifically disclaims any obligation, to release publicly the result of any revisions that may be made to any forward-looking statements to reflect events or circumstances after the date of such statements or to reflect the occurrence of anticipated or unanticipated events.</i> </p> <table xmlns="http://www.w3.org/1999/xhtml" cellspacing="0" class="bwtablemarginb"> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" colspan="12" class="bwalignc bwpadl0" rowspan="1"><b xmlns="http://www.w3.org/1999/xhtml">UNITED COMMUNITY FINANCIAL CORP.</b></td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" colspan="12" class="bwalignc bwpadl0" rowspan="1"><b xmlns="http://www.w3.org/1999/xhtml">CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION</b></td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" colspan="12" class="bwalignc bwpadl0" rowspan="1"><b xmlns="http://www.w3.org/1999/xhtml">(Unaudited)</b></td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" colspan="12" class="bwalignc bwpadl0" rowspan="1"></td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="3" class="bwalignc bwpadl0 bwnowrap bwvertalignb" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwcellpmargin"> September 30, </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwnowrap bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="3" class="bwalignc bwpadl0 bwnowrap bwvertalignb" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignc"> September 30, </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwnowrap bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwalignc bwpadl0 bwnowrap bwvertalignb" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwcellpmargin">   </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="3" class="bwalignc bwsinglebottom bwpadl0 bwpadr0 bwvertalignb bwnowrap" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignc"> 2019 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwnowrap bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignc">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="3" class="bwalignc bwpadl0 bwnowrap bwsinglebottom bwpadr0 bwvertalignb" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignc"> 2018 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwnowrap bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwalignc bwpadl0 bwnowrap bwsinglebottom bwvertalignb" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignc"> F/(U) </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="10" class="bwalignc bwpadl0 bwnowrap bwvertalignb" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwcellpmargin"> <i xmlns="http://www.w3.org/1999/xhtml">(Dollars in thousands)</i> </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"><b xmlns="http://www.w3.org/1999/xhtml">Assets:</b></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" colspan="2" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" colspan="2" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" colspan="2" rowspan="1"></td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1">Cash and deposits with banks</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> $ </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 39,072 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> $ </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 31,042 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 25.9 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1">Federal funds sold</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwsinglebottom bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwsinglebottom bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 25,797 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwsinglebottom bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwsinglebottom bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwsinglebottom bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 23,223 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwsinglebottom bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 11.1 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignl bwpadl8" rowspan="1" colspan="1">Total cash and cash equivalents</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 64,869 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 54,265 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 19.5 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1">Securities:</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwalignr bwpadl0" rowspan="1"></td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignl bwpadl4" rowspan="1" colspan="1">Trading, at fair value</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 734 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0 bwvertalignb bwpadr0" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignr"> — </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwvertalignb bwpadr0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 0.0 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignl bwpadl4" rowspan="1" colspan="1">Available for sale, at fair value</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 315,021 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 242,106 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 30.1 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignl bwpadl4" rowspan="1" colspan="1">Held to maturity (fair value of $0 and $74,812, respectively)</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwalignc bwpadl0 bwvertalignb bwpadr0" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignr"> — </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwvertalignb bwpadr0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 78,700 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> -100.0 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignl bwpadl0" rowspan="1" colspan="1">Loans held for sale, at fair value</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 113,593 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 95,235 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 19.3 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignl bwpadl0" rowspan="1" colspan="1">Gross loans</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 2,268,494 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 2,170,274 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 4.5 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignl bwpadl0" rowspan="1" colspan="1">Allowance for loan losses</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (19,987 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (21,332 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> -6.3 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignl bwpadl4" rowspan="1" colspan="1">Net loans</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 2,248,507 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 2,148,942 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 4.6 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1">Federal Home Loan Bank stock, at cost</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 13,639 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 19,144 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> -28.8 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1">Premises and equipment, net</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 21,187 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 21,449 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> -1.2 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1">Accrued interest receivable</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 8,713 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 8,551 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 1.9 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1">Real estate owned and other repossessed assets</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 948 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 907 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 4.5 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1">Goodwill</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 20,221 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 20,221 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 0.0 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1">Core deposit intangible</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 1,357 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 1,686 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> -19.5 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1">Customer list intangible</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 2,078 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 2,259 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> -8.0 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1">Cash surrender value of life insurance</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 65,401 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 63,789 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 2.5 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1">Other assets</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwsinglebottom bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwsinglebottom bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 30,305 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwsinglebottom bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwsinglebottom bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwsinglebottom bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 31,929 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwsinglebottom bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> -5.1 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignl bwpadl8" rowspan="1" colspan="1"><b xmlns="http://www.w3.org/1999/xhtml">Total assets</b></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwdoublebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> $ </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwdoublebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 2,906,573 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwdoublebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwdoublebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> $ </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwdoublebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 2,789,183 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwdoublebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 4.2 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwalignr bwpadl0" rowspan="1"> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"><b xmlns="http://www.w3.org/1999/xhtml">Liabilities and Shareholders&#39; Equity</b></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwalignr bwpadl0" rowspan="1"></td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"><b xmlns="http://www.w3.org/1999/xhtml">Liabilities:</b></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwalignr bwpadl0" rowspan="1"></td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1">Deposits:</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" colspan="2" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" colspan="2" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwalignr bwpadl0" rowspan="1"></td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignl bwpadl4" rowspan="1" colspan="1">Interest bearing</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> $ </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 1,666,355 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> $ </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 1,553,204 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 7.3 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignl bwpadl4" rowspan="1" colspan="1">Noninterest bearing</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 421,631 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 383,535 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 9.9 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignl bwpadl8" rowspan="1" colspan="1">Customer deposits</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 2,087,986 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 1,936,739 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 7.8 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignl bwpadl8" rowspan="1" colspan="1">Brokered deposits</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 17,772 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 415,737 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> -95.7 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignl bwpadl12" rowspan="1" colspan="1">Total deposits</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 2,105,758 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 2,352,476 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> -10.5 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1">Borrowed funds:</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" colspan="2" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" colspan="2" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwalignr bwpadl0" rowspan="1"></td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignl bwpadl4" rowspan="1" colspan="1">Federal Home Loan Bank advances</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" colspan="2" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" colspan="2" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwalignr bwpadl0" rowspan="1"></td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignl bwpadl8" rowspan="1" colspan="1">Long-term advances</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwalignc bwpadl0 bwvertalignb bwpadr0" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignr"> — </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwvertalignb bwpadr0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 49,025 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> -100.0 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignl bwpadl8" rowspan="1" colspan="1">Short-term advances</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 422,000 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 46,000 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 817.4 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignl bwpadl12" rowspan="1" colspan="1">Total Federal Home Loan Bank advances</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 422,000 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 95,025 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 344.1 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignl bwpadl4" rowspan="1" colspan="1">Repurchase agreements and other</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwalignc bwsinglebottom bwpadl0 bwvertalignb bwpadr0" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignr"> — </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwsinglebottom bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 238 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> -100.0 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignl bwpadl8" rowspan="1" colspan="1">Total borrowed funds</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 422,000 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 95,263 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 343.0 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1">Advance payments by borrowers for taxes and insurance</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 23,447 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 16,494 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 42.2 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1">Accrued interest payable</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 747 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 1,177 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> -36.5 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1">Accrued expenses and other liabilities</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwsinglebottom bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwsinglebottom bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 27,765 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwsinglebottom bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwsinglebottom bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwsinglebottom bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 17,730 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwsinglebottom bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 56.6 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignl bwpadl8" rowspan="1" colspan="1"><b xmlns="http://www.w3.org/1999/xhtml">Total liabilities</b></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 2,579,717 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 2,483,140 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 3.9 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwalignr bwpadl0" rowspan="1"> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"><b xmlns="http://www.w3.org/1999/xhtml">Shareholders&#39; Equity:</b></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwalignr bwpadl0" rowspan="1"></td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1">Preferred stock-no par value; 1,000,000 shares authorized and no shares outstanding</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwalignr bwpadl0 bwvertalignb bwpadr0" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignr"> — </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwvertalignb bwpadr0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwalignr bwpadl0 bwvertalignb bwpadr0" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignr"> — </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwvertalignb bwpadr0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 0.0 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignl bwpadl0" rowspan="1" colspan="1">Common stock-no par value; 499,000,000 shares authorized; 54,138,910 shares issued and 48,087,430 and 49,922,514 shares, respectively, outstanding</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 177,314 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 177,412 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> -0.1 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1">Retained earnings</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 211,012 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 186,000 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 13.4 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1">Accumulated other comprehensive loss</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (12,673 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (25,783 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> -50.8 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1">Treasury stock, at cost, 6,051,480 and 4,216,396 shares, respectively</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (48,797 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (31,586 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 54.5 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignl bwpadl8" rowspan="1" colspan="1"><b xmlns="http://www.w3.org/1999/xhtml">Total shareholders&#039; equity</b></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 326,856 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 306,043 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 6.8 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignl bwpadl8" rowspan="1" colspan="1"><b xmlns="http://www.w3.org/1999/xhtml">Total liabilities and shareholders&#039; equity</b></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwdoublebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> $ </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwdoublebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 2,906,573 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwdoublebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwdoublebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> $ </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwdoublebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 2,789,183 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwdoublebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 4.2 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> </table> <table xmlns="http://www.w3.org/1999/xhtml" cellspacing="0" class="bwtablemarginb"> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" colspan="42" class="bwalignc bwpadl0" rowspan="1"><b xmlns="http://www.w3.org/1999/xhtml">UNITED COMMUNITY FINANCIAL CORP.</b></td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" colspan="42" class="bwalignc bwpadl0" rowspan="1"><b xmlns="http://www.w3.org/1999/xhtml">CONSOLIDATED STATEMENTS OF OPERATIONS</b></td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" colspan="42" class="bwalignc bwpadl0" rowspan="1"><b xmlns="http://www.w3.org/1999/xhtml">(Unaudited)</b></td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" colspan="42" rowspan="1"></td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="25" class="bwalignc bwsinglebottom bwpadl0 bwnowrap bwvertalignb" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwcellpmargin"> For the Three Months Ended </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwalignc bwnowrap bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="14" class="bwalignc bwsinglebottom bwpadl0 bwnowrap bwvertalignb" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwcellpmargin"> For the Nine Months Ended </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="3" class="bwalignc bwsinglebottom bwpadl0 bwnowrap bwvertalignb" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwcellpmargin"> September 30, </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwnowrap bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="3" class="bwalignc bwsinglebottom bwpadl0 bwnowrap bwvertalignb" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwcellpmargin"> June 30, </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwnowrap bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="3" class="bwalignc bwpadl0 bwnowrap bwvertalignb" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwnowrap bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwalignc bwpadl0 bwnowrap bwvertalignb" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwnowrap bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="3" class="bwalignc bwsinglebottom bwpadl0 bwnowrap bwvertalignb" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwcellpmargin"> September 30, </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwnowrap bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="3" class="bwalignc bwpadl0 bwnowrap bwvertalignb" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwnowrap bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwalignc bwpadl0 bwnowrap bwvertalignb" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwalignc bwnowrap bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="3" class="bwalignc bwsinglebottom bwpadl0 bwnowrap bwvertalignb" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwcellpmargin"> September 30, </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwnowrap bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="3" class="bwalignc bwsinglebottom bwpadl0 bwnowrap bwvertalignb" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwcellpmargin"> September 30, </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwnowrap bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="3" class="bwalignc bwpadl0 bwnowrap bwvertalignb" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwnowrap bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwalignc bwpadl0 bwnowrap bwvertalignb" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwcellpmargin">   </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="3" class="bwalignc bwsinglebottom bwpadl0 bwpadr0 bwvertalignb bwnowrap" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignc"> 2019 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwnowrap bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="3" class="bwalignc bwsinglebottom bwpadl0 bwpadr0 bwvertalignb bwnowrap" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignc"> 2019 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwnowrap bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="3" class="bwalignc bwsinglebottom bwpadl0 bwnowrap bwvertalignb" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwcellpmargin"> Variance </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwnowrap bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwalignc bwsinglebottom bwpadl0 bwnowrap bwvertalignb" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwcellpmargin"> F/(U) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwnowrap bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="3" class="bwalignc bwsinglebottom bwpadl0 bwpadr0 bwvertalignb bwnowrap" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignc"> 2018 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwnowrap bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="3" class="bwalignc bwsinglebottom bwpadl0 bwnowrap bwvertalignb" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwcellpmargin"> Variance </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwnowrap bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwalignc bwsinglebottom bwpadl0 bwnowrap bwvertalignb" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwcellpmargin"> F/(U) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwalignc bwnowrap bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="3" class="bwalignc bwsinglebottom bwpadl0 bwpadr0 bwvertalignb bwnowrap" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignc"> 2019 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwnowrap bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="3" class="bwalignc bwsinglebottom bwpadl0 bwpadr0 bwvertalignb bwnowrap" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignc"> 2018 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwnowrap bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="3" class="bwalignc bwsinglebottom bwpadl0 bwnowrap bwvertalignb" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwcellpmargin"> Variance </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0 bwnowrap bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwalignc bwsinglebottom bwpadl0 bwnowrap bwvertalignb" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwcellpmargin"> F/(U) </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="40" class="bwalignc bwpadl0 bwvertalignb bwnowrap" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwcellpmargin"> <i xmlns="http://www.w3.org/1999/xhtml">(Dollars in thousands, except per share data)</i> </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignl bwpadl0" rowspan="1" colspan="1"><b xmlns="http://www.w3.org/1999/xhtml">Interest income</b></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="3" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="3" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="3" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl4" rowspan="1" colspan="1">Loans</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> $ </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 26,037 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> $ </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 26,373 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> $ </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (336 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> -1.3 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> $ </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 24,031 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> $ </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 2,006 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 8.3 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> $ </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 78,267 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> $ </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 70,065 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> $ </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 8,202 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 11.7 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl4" rowspan="1" colspan="1">Loans held for sale</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 1,067 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 991 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 76 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 7.7 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 1,264 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (197 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> -15.6 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 3,065 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 3,134 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (69 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> -2.2 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl4" rowspan="1" colspan="1">Securities:</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="3" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="3" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="3" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl8" rowspan="1" colspan="1">Available for sale, nontaxable</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 235 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 236 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (1 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> -0.4 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 333 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (98 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> -29.4 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 777 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 1,077 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (300 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> -27.9 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl8" rowspan="1" colspan="1">Available for sale, taxable</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 1,828 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 1,611 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 217 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 13.5 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 1,176 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 652 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 55.4 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 4,702 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 3,584 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 1,118 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 31.2 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl8" rowspan="1" colspan="1">Held to maturity, nontaxable</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0 bwvertalignb bwpadr0" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignr"> — </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwvertalignb bwpadr0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 25 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (25 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> -100.0 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 69 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (69 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> -100.0 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 100 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 181 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (81 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> -44.8 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl8" rowspan="1" colspan="1">Held to maturity, taxable</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0 bwvertalignb bwpadr0" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignr"> — </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwvertalignb bwpadr0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 118 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (118 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> -100.0 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 374 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (374 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> -100.0 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 497 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 1,194 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (697 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> -58.4 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl4" rowspan="1" colspan="1">Federal Home Loan Bank stock dividends</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 173 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 245 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (72 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> -29.4 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 289 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (116 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> -40.1 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 707 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 843 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (136 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> -16.1 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl4" rowspan="1" colspan="1">Other interest earning assets</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 203 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 200 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 3 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 1.5 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 154 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 49 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 31.8 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 628 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 323 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 305 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 94.4 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl12" rowspan="1" colspan="1">Total interest income</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 29,543 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 29,799 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (256 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> -0.9 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 27,690 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 1,853 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 6.7 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 88,743 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 80,401 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 8,342 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 10.4 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignl bwpadl0" rowspan="1" colspan="1"><b xmlns="http://www.w3.org/1999/xhtml">Interest expense</b></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="3" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="3" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="3" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl4" rowspan="1" colspan="1">Deposits</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 6,856 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 7,197 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (341 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 4.7 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 5,044 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 1,812 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> -35.9 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 20,627 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 11,931 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 8,696 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> -72.9 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl4" rowspan="1" colspan="1">Federal Home Loan Bank advances</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 1,103 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 559 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 544 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> -97.3 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 1,023 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 80 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> -7.8 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 2,303 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 4,019 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (1,716 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 42.7 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl12" rowspan="1" colspan="1">Total interest expense</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 7,959 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 7,756 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (203 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 2.6 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 6,067 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (1,892 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 31.2 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 22,930 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 15,950 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (6,980 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 43.8 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"><b xmlns="http://www.w3.org/1999/xhtml">Net interest income</b></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 21,584 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 22,043 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (459 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> -2.1 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 21,623 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (39 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> -0.2 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 65,813 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 64,451 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 1,362 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 2.1 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"><b xmlns="http://www.w3.org/1999/xhtml">Taxable equivalent adjustment</b></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 46 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 62 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (16 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> -25.8 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 84 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (38 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> -45.2 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 192 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 271 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (79 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> -29.2 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"><b xmlns="http://www.w3.org/1999/xhtml">Net interest income (FTE)<sup xmlns="http://www.w3.org/1999/xhtml"> (1)</sup></b></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 21,630 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 22,105 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (475 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> -2.1 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 21,707 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (77 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> -0.4 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 66,005 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 64,722 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 1,283 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 2.0 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"><b xmlns="http://www.w3.org/1999/xhtml">Provision for loan losses</b></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 701 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwsinglebottom bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwsinglebottom bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (51 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwsinglebottom bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (752 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 1474.5 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 251 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (450 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> -179.3 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 712 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 520 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (192 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> -36.9 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"><b xmlns="http://www.w3.org/1999/xhtml">Net interest income after provision for loan losses (FTE)</b></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 20,929 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 22,156 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (1,227 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> -5.5 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 21,456 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (527 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> -2.5 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 65,293 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 64,202 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 1,091 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 1.7 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignl bwpadl0" rowspan="1" colspan="1"><b xmlns="http://www.w3.org/1999/xhtml">Non-interest income</b></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="3" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="3" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="3" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignl bwpadl4" rowspan="1" colspan="1">Insurance agency income</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 575 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 545 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 30 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 5.5 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 545 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 30 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 5.5 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 1,821 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 1,635 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 186 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 11.4 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignl bwpadl4" rowspan="1" colspan="1">Brokerage income</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 480 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 409 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 71 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 17.4 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 339 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 141 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 41.6 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 1,259 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 911 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 348 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 38.2 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl4" rowspan="1" colspan="1">Service fees and other charges:</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="3" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="3" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="3" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl8" rowspan="1" colspan="1">Deposit related fees</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 1,490 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 1,417 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 73 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 5.2 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 1,494 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (4 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> -0.3 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 4,247 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 4,186 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 61 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 1.5 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl8" rowspan="1" colspan="1">Mortgage servicing fees</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 908 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 881 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 27 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 3.1 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 821 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 87 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 10.6 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 2,662 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 2,446 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 216 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 8.8 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl8" rowspan="1" colspan="1">Mortgage servicing rights valuation</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (336 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (996 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 660 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> -66.3 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (6 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (330 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 5500.0 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (1,831 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (17 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (1,814 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> -10670.6 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl8" rowspan="1" colspan="1">Mortgage servicing rights amortization</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (702 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (553 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (149 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 26.9 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (477 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (225 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 47.2 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (1,701 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (1,519 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (182 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> -12.0 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl8" rowspan="1" colspan="1">Other service fees</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 21 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 21 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0 bwvertalignb bwpadr0" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignr"> — </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwvertalignb bwpadr0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 0.0 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 26 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (5 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> -19.2 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 80 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 125 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (45 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> -36.0 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl4" rowspan="1" colspan="1">Net gains (losses):</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="3" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="3" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="3" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl8" rowspan="1" colspan="1">Trading securities</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 29 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 39 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (10 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> -25.6 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0 bwvertalignb bwpadr0" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignr"> — </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwvertalignb bwpadr0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 29 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 0.0 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 131 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignc bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0 bwvertalignb bwpadr0" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignr"> — </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwvertalignb bwpadr0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 131 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 0.0 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl8" rowspan="1" colspan="1">Securities available for sale</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 128 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 148 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (20 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> -13.5 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0 bwvertalignb bwpadr0" rowspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignr"> — </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwvertalignb bwpadr0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 128 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 0.0 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 420 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 233 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 187 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 80.3 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl8" rowspan="1" colspan="1">Mortgage banking income</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 2,508 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 2,631 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (123 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> -4.7 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 1,409 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 1,099 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 78.0 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 6,815 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 3,972 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 2,843 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 71.6 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl8" rowspan="1" colspan="1">Real estate owned and other repossessed assets charges, net</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (55 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (33 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (22 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 66.7 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (45 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (10 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 22.2 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (119 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (236 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 117 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 49.6 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl4" rowspan="1" colspan="1">Debit/credit card fees</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 1,057 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 1,221 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (164 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> -13.4 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 1,000 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 57 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 5.7 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 3,213 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 3,126 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 87 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 2.8 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl4" rowspan="1" colspan="1">Trust fee income</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 434 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 461 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (27 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> -5.9 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 483 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (49 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> -10.1 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 1,360 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 1,425 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (65 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> -4.6 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl4" rowspan="1" colspan="1">Bank owned life insurance</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 398 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 397 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 1 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 0.3 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 435 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (37 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> -8.5 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 1,180 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 1,301 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (121 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> -9.3 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl4" rowspan="1" colspan="1">Other income</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 80 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 83 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (3 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> -3.6 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 122 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (42 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> -34.4 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 222 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 229 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (7 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> -3.1 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl12" rowspan="1" colspan="1">Total non-interest income</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 7,015 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 6,671 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 344 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 5.2 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 6,146 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 869 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 14.1 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 19,759 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 17,817 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 1,942 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwsinglebottom bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 10.9 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignl bwpadl0" rowspan="1" colspan="1"><b xmlns="http://www.w3.org/1999/xhtml">Non-interest expense</b></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="3" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="3" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="3" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" colspan="2" class="bwpadl0" rowspan="1"></td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl4" rowspan="1" colspan="1">Salaries and employee benefits</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 8,831 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 9,106 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (275 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 3.0 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 9,107 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (276 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 3.0 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 28,512 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 28,042 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 470 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> -1.7 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl4" rowspan="1" colspan="1">Occupancy</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 1,024 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 1,028 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (4 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 0.4 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 1,094 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (70 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 6.4 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 3,098 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 3,144 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> (46 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> ) </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 1.5 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr xmlns="http://www.w3.org/1999/xhtml"> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl4" rowspan="1" colspan="1">Equipment and data processing</td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 2,307 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 2,208 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 99 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> -4.5 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 2,032 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 275 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> -13.5 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl"> % </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 6,806 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0" rowspan="1" colspan="1"></td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwalignr bwcellpmargin"> 6,558 </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"> <p xmlns="http://www.w3.org/1999/xhtml" class="bwcellpmargin bwalignl">   </p> </td> <td xmlns="http://www.w3.org/1999/xhtml" ...</tr></table><p><a href=https://www.benzinga.com/pressreleases/19/10/b14639947/ucfc-announces-record-earnings-for-the-third-quarter-and-declares-a-dividend alt=UCFC Announces Record Earnings for the Third Quarter and Declares a Dividend>Full story available on Benzinga.com</a></p> UCFC Retail Sales Press Releases UCFC US9098391025 Retail Sales Press Releases Benzinga Tue, 22 Oct 2019 20:10:00 +0000 Business Wire 14639947 at https://www.benzinga.com First Community Bankshares, Inc. Announces Third Quarter Results and Quarterly Dividend https://www.benzinga.com/pressreleases/19/10/g14639896/first-community-bankshares-inc-announces-third-quarter-results-and-quarterly-dividend <link type="text/css" rel="stylesheet" href="https://www.globenewswire.com/styles/gnw_nitf.css" /> <p align="justify">BLUEFIELD, Va., Oct. 22, 2019 (GLOBE NEWSWIRE) -- First Community Bankshares, Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/FCBC#NASDAQ" rel="nofollow">FCBC</a>) (<a href="https://www.globenewswire.com/Tracker?data=Mi8ktAEpDbL-tPR7DKB2UYQWI4w30IHw1LnbN7tcsJQWmf6kLdwwTMExo_utZIf-rDbD3dgFVMc7gGg0YUMyo7U_tVA0TyB-c1E3gFoDUpUZ7LswXAGhi1MUuA5gwoIn" rel="nofollow" target="_blank" rel="nofollow">www.firstcommunitybank.com</a>) (the "Company") today reported its unaudited results of operations and other financial information for the quarter ended September 30, 2019. The Company reported net income of $9.16 million, or $0.58 per diluted common share, for the quarter ended September 30, 2019, which was an increase of $0.03, or 5.45%, over the same quarter of 2018.<br /></p> <p align="justify">The Company also announced today that the Board of Directors declared a quarterly cash dividend to common shareholders of twenty-five cents ($0.25) per common share, an increase of four cents ($0.04), or 19.05%, over last year&#039;s fourth quarter dividend. The quarterly dividend is payable to common shareholders of record on November 1, 2019, and is expected to be paid on or about November 15, 2019. The current year marks the 34<sup>th</sup> consecutive year of regular cash dividends paid to shareholders.</p> <p align="justify"><strong>Third Quarter 2019 Highlights</strong></p> <ul type="disc"> <li><strong>General</strong><br /> <ul type="circle"> <li>On September 11, 2019, the Company announced the pending acquisition of Highlands Bankshares, Inc., headquartered in Abingdon, Virginia, with total assets of approximately $612 million.  Upon completion of the transaction, the Company is expected to have total consolidated assets in excess of $2.8 billion.<br /></li> <li>The Company declared a quarterly cash dividend to common shareholders of twenty-five cents ($0.25) per common share, an increase of four cents ($0.04) over last year.</li> <li>The Company incurred $592 thousand in merger expenses related to the Highlands Bankshares, Inc. acquisition for the third quarter.</li> <li>The Company received $900 thousand from litigation settlements during the third quarter.  Year to date, the Company has received $4.60 million.<br /> </li> </ul> </li> <li><strong>Income Statement</strong><br /> <ul type="circle"> <li>Diluted earnings per share increased $0.03 to $0.58 compared to the same quarter of 2018, an increase of 5.45%.<br /></li> <li>Compared to the same quarter last year, return on average assets for the quarter increased 0.10% to 1.65% and return on average equity for the quarter increased 0.21% to 10.80%.</li> <li>Net interest margin increased 24 basis points to 4.56% compared to the same quarter of 2018.<br /> </li> </ul> </li> <li><strong>Balance Sheet</strong><br /> <ul type="circle"> <li>Book value per common share increased $0.86 to $21.65, and tangible book value per common share increased $0.74 to a record $15.43, compared to December 31, 2018.</li> <li>The Company repurchased 60,500 common shares for $2.00 million during the quarter.  Year to date, the Company has repurchased 487,400 common shares for $16.36 million.</li> <li>The Company and its subsidiary bank both significantly exceed regulatory "well capitalized" targets as of September 30, 2019.</li> </ul> </li> </ul> <p align="justify"><strong>Non-GAAP Financial Measures</strong></p> <p align="justify">In addition to financial statements prepared in accordance with U.S. generally accepted accounting principles ("GAAP"), the Company uses certain non-GAAP financial measures that provide useful information for financial and operational decision making, evaluating trends, and comparing financial results to other financial institutions. The non-GAAP financial measures presented in this news release include "tangible book value per common share," "return on average tangible common equity," "adjusted earnings," "adjusted diluted earnings per share," "adjusted return on average assets," "adjusted return on average common equity," "adjusted return on average tangible common equity," and certain financial measures presented on a fully taxable equivalent ("FTE") basis. FTE basis is calculated using the federal statutory income tax rate of 21%. While the Company believes certain non-GAAP financial measures enhance the understanding of its business and performance, they are supplemental and not a substitute for, or more important than, financial measures prepared in accordance with GAAP and may not be comparable to those reported by other financial institutions.</p> <p align="justify"><strong>About First Community Bankshares, Inc.</strong></p> <p align="justify">First Community Bankshares, Inc., a financial holding company headquartered in Bluefield, Virginia, provides banking products and services through its wholly owned subsidiary First Community Bank. First Community Bank operated 44 branch banking locations in Virginia, West Virginia, North Carolina, and Tennessee as of September 30, 2019. First Community Bank offers wealth management and investment advice through its Trust Division and First Community Wealth Management, which collectively managed and administered $1.08 billion in combined assets as of September 30, 2019. The Company reported consolidated assets of $2.21 billion as of September 30, 2019. The Company&#039;s common stock is listed on the NASDAQ Global Select Market under the trading symbol, "FCBC". Additional investor information is available on the Company&#039;s website at <a href="https://www.globenewswire.com/Tracker?data=Mi8ktAEpDbL-tPR7DKB2UYQWI4w30IHw1LnbN7tcsJQIyyR7yaXrPMa_MUhJkv__fiIIJGnDfqPhKa1IwdG5SSU5WGMqS7t7yEw6cKoIVNQn4JhBfkRGlPN6YCk0G5qi" rel="nofollow" target="_blank" rel="nofollow">www.firstcommunitybank.com</a>.</p> <p align="justify"><em>This news release may include forward-looking statements. These forward-looking statements are based on current expectations that involve risks, uncertainties, and assumptions. Should one or more of these risks or uncertainties materialize or should underlying assumptions prove incorrect, actual results may differ materially. These risks include: changes in business or other market conditions; the timely development, production and acceptance of new products and services; the challenge of managing asset/liability levels; the management of credit risk and interest rate risk; the difficulty of keeping expense growth at modest levels while increasing revenues; and other risks detailed from time to time in the Company&#039;s Securities and Exchange Commission reports including, but not limited to, the Annual Report on Form 10-K for the most recent fiscal year end. Pursuant to the Private Securities Litigation Reform Act of 1995, the Company does not undertake to update forward-looking statements to reflect circumstances or events that occur after the date the forward-looking statements are made</em>.</p> <table style="border-collapse: collapse; font-size: 15px; width:100%; border-collapse:collapse ;"> <tr> <td colspan="31" style="text-align: center ; vertical-align: middle; vertical-align: bottom ; "><strong>CONDENSED CONSOLIDATED STATEMENTS OF INCOME (Unaudited)</strong></td> </tr> <tr> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="19" style="border-bottom: solid black 1pt ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><strong>Three Months Ended</strong></td> <td style="text-align: center ; vertical-align: middle; vertical-align: bottom ; "> </td> <td colspan="7" style="text-align: center ; vertical-align: middle; vertical-align: bottom ; "><strong>Nine Months Ended</strong></td> </tr> <tr> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="text-align: center ; vertical-align: middle; vertical-align: bottom ; "><strong>September 30,</strong></td> <td style="text-align: center ; vertical-align: middle; vertical-align: bottom ; "> </td> <td colspan="3" style="text-align: center ; vertical-align: middle; vertical-align: bottom ; "><strong>June 30,</strong></td> <td style="text-align: center ; vertical-align: middle; vertical-align: bottom ; "> </td> <td colspan="3" style="text-align: center ; vertical-align: middle; vertical-align: bottom ; "><strong>March 31,</strong></td> <td style="text-align: center ; vertical-align: middle; vertical-align: bottom ; "> </td> <td colspan="3" style="text-align: center ; vertical-align: middle; vertical-align: bottom ; "><strong>December 31,</strong></td> <td style="text-align: center ; vertical-align: middle; vertical-align: bottom ; "> </td> <td colspan="3" style="text-align: center ; vertical-align: middle; vertical-align: bottom ; "><strong>September 30,</strong></td> <td style="text-align: center ; vertical-align: middle; vertical-align: bottom ; "> </td> <td colspan="7" style="border-bottom: solid black 1pt ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><strong>September 30,</strong></td> </tr> <tr> <td colspan="4" style="text-align: left ; vertical-align: middle; vertical-align: bottom ; "><em>(Amounts in thousands, except share and per share data)</em></td> <td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><strong>2019</strong></td> <td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="text-align: center ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><strong>2019</strong></td> <td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="text-align: center ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><strong>2019</strong></td> <td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="text-align: center ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><strong>2018</strong></td> <td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="text-align: center ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><strong>2018</strong></td> <td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="text-align: center ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><strong>2019</strong></td> <td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="text-align: center ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "><strong>2018</strong></td> <td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: center ; vertical-align: middle; vertical-align: bottom ; "> </td> </tr> <tr> <td colspan="4" style="text-align: left ; vertical-align: middle; vertical-align: bottom ; "><strong>Interest income</strong></td> <td colspan="3" style="text-align: center ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="text-align: center ; vertical-align: middle; vertical-align: bottom ; "> </td> <td colspan="3" style="text-align: center ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="text-align: center ; vertical-align: middle; vertical-align: bottom ; "> </td> <td colspan="3" style="text-align: center ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="text-align: center ; vertical-align: middle; vertical-align: bottom ; "> </td> <td colspan="3" style="text-align: center ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="text-align: center ; vertical-align: middle; vertical-align: bottom ; "> </td> <td colspan="3" style="text-align: center ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="text-align: center ; vertical-align: middle; vertical-align: bottom ; "> </td> <td colspan="3" style="text-align: center ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="text-align: center ; vertical-align: middle; vertical-align: bottom ; "> </td> <td colspan="3" style="text-align: center ; vertical-align: middle; vertical-align: bottom ; "> </td> </tr> <tr> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; "> </td> <td colspan="3" style="max-width:30%; width:30%; min-width:30%;;text-align: left ; vertical-align: middle; vertical-align: bottom ; ">Interest and fees on loans</td> <td style="max-width:1%; width:1%; min-width:1%;;padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">$</td> <td style="max-width:7%; width:7%; min-width:7%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">22,068</td> <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; "> </td> <td style="max-width:1%; width:1%; min-width:1%;;padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">$</td> <td style="max-width:7%; width:7%; min-width:7%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">22,721</td> <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; "> </td> <td style="max-width:1%; width:1%; min-width:1%;;padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">$</td> <td style="max-width:7%; width:7%; min-width:7%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">22,179</td> <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; "> </td> <td style="max-width:1%; width:1%; min-width:1%;;padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">$</td> <td style="max-width:7%; width:7%; min-width:7%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">23,938</td> <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; "> </td> <td style="max-width:1%; width:1%; min-width:1%;;padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">$</td> <td style="max-width:7%; width:7%; min-width:7%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">22,556</td> <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; "> </td> <td style="max-width:1%; width:1%; min-width:1%;;padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">$</td> <td style="max-width:7%; width:7%; min-width:7%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">66,968</td> <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="max-width:1%; width:1%; min-width:1%;;vertical-align: bottom ; "> </td> <td style="max-width:1%; width:1%; min-width:1%;;padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">$</td> <td style="max-width:7%; width:7%; min-width:7%;;padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">67,733</td> <td style="max-width:1%; width:1%; min-width:1%;;padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="text-align: left ; vertical-align: middle; vertical-align: bottom ; ">Interest on securities</td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">857</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">895</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1,094</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1,249</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1,372</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">2,846</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">3,837</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="text-align: left ; vertical-align: middle; vertical-align: bottom ; ">Interest on deposits in banks</td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">680</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">766</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">338</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">194</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">358</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1,784</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1,343</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> </tr> <tr> <td colspan="4" style="text-align: left ; vertical-align: middle; vertical-align: bottom ; ">Total interest income</td> <td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">23,605</td> <td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">24,382</td> <td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">23,611</td> <td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">25,381</td> <td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">24,286</td> <td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">71,598</td> <td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">72,913</td> <td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> </tr> <tr> <td colspan="4" style="text-align: left ; vertical-align: middle; vertical-align: bottom ; "><strong>Interest expense</strong></td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="text-align: left ; vertical-align: middle; vertical-align: bottom ; ">Interest on deposits</td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1,383</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1,392</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1,305</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1,297</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1,269</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">4,080</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">3,847</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="text-align: left ; vertical-align: middle; vertical-align: bottom ; ">Interest on borrowings</td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">120</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">205</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">692</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">122</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">2,100</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> </tr> <tr> <td colspan="4" style="text-align: left ; vertical-align: middle; vertical-align: bottom ; ">Total interest expense</td> <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1,384</td> <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1,393</td> <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1,425</td> <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1,502</td> <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1,961</td> <td style="border-top: solid black 1pt ; border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">4,202</td> <td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">5,947</td> <td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> </tr> <tr> <td colspan="4" style="text-align: left ; vertical-align: middle; vertical-align: bottom ; "><strong>Net interest income</strong></td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">22,221</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">22,989</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">22,186</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">23,879</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">22,325</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">67,396</td> <td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">66,966</td> <td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> </tr> <tr> <td colspan="4" style="text-align: left ; vertical-align: middle; vertical-align: bottom ; ">Provision for loan losses</td> <td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">675</td> <td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1,585</td> <td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1,220</td> <td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">908</td> <td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">495</td> <td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">3,480</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1,485</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> </tr> <tr> <td colspan="4" style="text-align: left ; vertical-align: middle; vertical-align: bottom ; "><strong>Net interest income after provision</strong></td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">21,546</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">21,404</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">20,966</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">22,971</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">21,830</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">63,916</td> <td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">65,481</td> <td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> </tr> <tr> <td colspan="4" style="text-align: left ; vertical-align: middle; vertical-align: bottom ; ">Noninterest income</td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">7,634</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">8,649</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">8,080</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">6,297</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">6,519</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">24,363</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">20,146</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> </tr> <tr> <td colspan="4" style="text-align: left ; vertical-align: middle; vertical-align: bottom ; ">Noninterest expense</td> <td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">17,444</td> <td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">16,651</td> <td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">16,785</td> <td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">17,366</td> <td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">18,131</td> <td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">50,880</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">52,407</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> </tr> <tr> <td colspan="4" style="text-align: left ; vertical-align: middle; vertical-align: bottom ; ">Income before income taxes</td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">11,736</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">13,402</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">12,261</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">11,902</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">10,218</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">37,399</td> <td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">33,220</td> <td style="border-top: solid black 1pt ; padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> </tr> <tr> <td colspan="4" style="text-align: left ; vertical-align: middle; vertical-align: bottom ; ">Income tax expense</td> <td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">2,580</td> <td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">2,951</td> <td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">2,630</td> <td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">2,596</td> <td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-bottom: solid black 1pt ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="border-bottom: solid black 1pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1,118</td> <td style="border-bottom: solid black 1pt ; padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">8,161</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">6,186</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> </tr> <tr> <td colspan="4" style="text-align: left ; vertical-align: middle; vertical-align: bottom ; "><strong>Net income</strong></td> <td style="border-bottom: double 15px 3pt ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">$</td> <td style="border-bottom: double 15px 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">9,156</td> <td style="border-bottom: double 15px 3pt ; padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-bottom: double 15px 3pt ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">$</td> <td style="border-bottom: double 15px 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">10,451</td> <td style="border-bottom: double 15px 3pt ; padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-bottom: double 15px 3pt ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">$</td> <td style="border-bottom: double 15px 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">9,631</td> <td style="border-bottom: double 15px 3pt ; padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-bottom: double 15px 3pt ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">$</td> <td style="border-bottom: double 15px 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">9,306</td> <td style="border-bottom: double 15px 3pt ; padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-bottom: double 15px 3pt ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">$</td> <td style="border-bottom: double 15px 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">9,100</td> <td style="border-bottom: double 15px 3pt ; padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">$</td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">29,238</td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">$</td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">27,034</td> <td style="border-top: solid black 1pt ; border-bottom: double 15px 3pt ; padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; "> </td> <td colspan="2" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> </tr> <tr> <td colspan="4" style="text-align: left ; vertical-align: middle; vertical-align: bottom ; ">Earnings per common share</td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="text-align: left ; vertical-align: middle; vertical-align: bottom ; ">Basic</td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">$</td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">0.59</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">$</td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">0.67</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">$</td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">0.61</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">$</td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">0.57</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">$</td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">0.55</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">$</td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1.86</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">$</td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1.62</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="text-align: left ; vertical-align: middle; vertical-align: bottom ; ">Diluted</td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">0.58</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">0.66</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">0.60</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">0.57</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">0.55</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1.85</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1.61</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> </tr> <tr> <td colspan="4" style="text-align: left ; vertical-align: middle; vertical-align: bottom ; ">Cash dividends per common share</td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="text-align: left ; vertical-align: middle; vertical-align: bottom ; ">Regular</td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">0.25</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">0.25</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">0.21</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">0.21</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">0.21</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">0.71</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1.05</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> </tr> <tr> <td colspan="4" style="text-align: left ; vertical-align: middle; vertical-align: bottom ; ">Weighted average shares outstanding</td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="text-align: left ; vertical-align: middle; vertical-align: bottom ; ">Basic</td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">15,603,992</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">15,712,204</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">15,839,424</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">16,201,148</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">16,512,823</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">15,717,678</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">16,717,704</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="text-align: left ; vertical-align: middle; vertical-align: bottom ; ">Diluted</td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">15,664,587</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">15,775,320</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">15,920,950</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">16,280,404</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">16,612,416</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">15,785,484</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">16,810,425</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> </tr> <tr> <td colspan="4" style="text-align: left ; vertical-align: middle; vertical-align: bottom ; ">Performance ratios</td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="vertical-align: bottom ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="text-align: left ; vertical-align: middle; vertical-align: bottom ; ">Return on average assets</td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1.65%</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1.89%</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1.75%</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1.63%</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1.55%</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1.76%</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">1.53%</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="text-align: left ; vertical-align: middle; vertical-align: bottom ; ">Return on average common equity</td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">10.80%</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">12.57%</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">11.77%</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">11.01%</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">10.59%</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">11.70%</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">10.52%</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> </tr> <tr> <td style="vertical-align: bottom ; "> </td> <td colspan="3" style="text-align: left ; vertical-align: middle; vertical-align: bottom ; ">Return on average tangible common equity<sup>(1)</sup></td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">15.19%</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="vertical-align: bottom ; "> </td> <td style="padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; "> </td> <td style="padding-left: 0 ; padding-right: 0 ; text-align: right ; vertical-align: middle; vertical-align: bottom ; ">17.57%</td> <td style="padding-left: 0 ; text-align: left ; vertical-align: mid